Zenith Card (AU Small Finance Bank) LTF Offer

[PSY]

AU Small Finance Bank is issuing its top-of-the-line Zenith card as LTF to top corporate institutions. I got this info from one agent today.

Is it worth taking a CIBIL hit?

 

[Lakshya Mahani]

I think all AU cards are LTF for government employees. Go for it if he gets Zenith. Mind you reward structure for AU cards are week compared to other bank but other benefits of Zenith are good only if LTF

Yeah, my father will only use it like a lifestyle card(lounge access and all) rather than a cashback card. Thanks for your help🙂
One more question please, which card should i use from these two for C2C to get zenith?

 

[ARV]

Yeah, my father will only use it like a lifestyle card(lounge access and all) rather than a cashback card. Thanks for your help🙂
One more question please, which card should i use from these two for C2C to get zenith?

Their algorithm is random, try offline it would be better. Check with @deep@vie, he might be able to help you

 

[vaibhav111vaibhav111 is verified member.]

yes go for it, via swipe up.

My Father is a central Government Employee having 2 cards with a limit greater to 5 lakhs. One is Yes Prosperity Edge with a limit of 5.07L and 2nd is apay with a limit of 7.30 lakhs. Should i give a try for Zenith card?
Also, he has Flipkart Axis card with a limit of 4.62 lakhs.

 

[saucy]

Yeah, my father will only use it like a lifestyle card(lounge access and all) rather than a cashback card. Thanks for your help🙂
One more question please, which card should i use from these two for C2C to get zenith?

Any above 5L should work. It should be reported to cibil

 

[Bhaskar]

I think all AU cards are LTF for government employees. Go for it if he gets Zenith. Mind you reward structure for AU cards are week compared to other bank but other benefits of Zenith are good only if LTF

Do you have any idea what card will i get with 1.2lakh limit for state govt employee? Is there any chance for zenith?

 

[ccgeek07]

Let them reset first .Then apply .If you are facing any issue due to single name then again approach them .In first mail ask them to call back regarding rejected lead and ask them about your first name query.

Many bank system does not accept single name if you apply online so suggesting clarify from AU care only.

You would have applied through normal cc application flow not swipe-up. Is that correct?

 

[vaibhav111vaibhav111 is verified member.]

Do you have any idea what card will i get with 1.2lakh limit for state govt employee? Is there any chance for zenith?

No chance for zenith via swipe up, with 1.2 limit entry level au bank will show up.

 

[BeingIncog]

No chance for zenith via swipe up, with 1.2 limit entry level au bank will show up.

what about xcite ultra for 1.8L limit on icici?

 

[RkrRkr is verified member.]

You would have applied through normal cc application flow not swipe-up. Is that correct?

Yes.

 

[vaibhav111vaibhav111 is verified member.]

what about xcite ultra for 1.8L limit on icici?

see through swip up, au will either match and give 20-30% more limit on existing cards you have selected.

 

[ccgeek07]

Yes.

If you apply through Swipe-up, I guess there shouldn't be any verification

 

[ccgeek07]

In what ways Zenith is more rewarding than Xcite Ace ? @saucy @Dr_Card @Rkr @vaibhav111

I'm offered only Xcite Ace, not sure to take. Your suggestions would be helpful.

 

[Deathsnatcher]

In what ways Zenith is more rewarding than Xcite Ace ? @saucy @Dr_Card @Rkr @vaibhav111

I'm offered only Xcite Ace, not sure to take. Your suggestions would be helpful.

Zenith is the top card by au and is more benificial than other cards in Au Banks

 

[vaibhav111vaibhav111 is verified member.]

In what ways Zenith is more rewarding than Xcite Ace ? @saucy @Dr_Card @Rkr @vaibhav111

I'm offered only Xcite Ace, not sure to take. Your suggestions would be helpful.

just for visa inifnite that it, and zenith is their top card too. xcite Ace that a cashback card that give 2% and people in some thread mentioned to take that but my 15 cc i have paid and LTF cover every expense and give me reward then this Xcite Ace would ever give.

 

[RkrRkr is verified member.]

In what ways Zenith is more rewarding than Xcite Ace ? @saucy @Dr_Card @Rkr @vaibhav111

I'm offered only Xcite Ace, not sure to take. Your suggestions would be helpful.

Xcite Ace is kind of cashback card mostly suitable for shoping categories and Zennith is their top end card mostly useful in Shopping/dining/Travel categories.

 

[ccgeek07]

I'm aware that Zenith is their top variant and applied to avail that. But unfortunately they offered Xcite Ace with 50% limit increase of highest card limit. Their cc who called me to told there's no process to go back and change the card variant. Now in dilemma whether to accept or not.

 

[Dr_Card]

I think all AU cards are LTF for government employees. Go for it if he gets Zenith. Mind you reward structure for AU cards are week compared to other bank but other benefits of Zenith are good only if LTF

Not like that .I was offerd LIT card LTF only.Though i have been offerd chargable zenith also but i have choosen LTF LIT from the eligible cards.

 

[deep@vie]

Do you have any idea what card will i get with 1.2lakh limit for state govt employee? Is there any chance for zenith?

Altura

 

[deep@vie]

I'm aware that Zenith is their top variant and applied to avail that. But unfortunately they offered Xcite Ace with 50% limit increase of highest card limit. Their cc who called me to told there's no process to go back and change the card variant. Now in dilemma whether to accept or not.

You can get this lead deleted & reapply after 45days

 

[Bhaskar]

Altura

Is it any good? Worth it? Or should I skip au cards for now?