Zenith Card (AU Small Finance Bank) LTF Offer

[PSY]

AU Small Finance Bank is issuing its top-of-the-line Zenith card as LTF to top corporate institutions. I got this info from one agent today.

Is it worth taking a CIBIL hit?

 

[SoggypastA]

already holding LIT card.. requested to upgrade to Zenith(LTF) through customer care..

They accepted? How old is current cc?

 

[deep@vie]

They accepted? How old is current cc?

If it's 6months old & has 5l limit,then they accept

 

[rohant]

already holding LIT card.. requested to upgrade to Zenith(LTF) through customer care..

did it happen? What all they are asking?

 

[rohant]

If it's 6months old & has 5l limit,then they accept

mine was pre approved 5 months old and have <50k limit. Will they increase limit based on other card having 10x limits and offer Zenith?

 

[deep@vie]

mine was pre approved 5 months old and have <50k limit. Will they increase limit based on other card having 10x limits and offer Zenith?

Limit has to be increased first & after reaching 5l,you can ask for upgrade to Zenith.
Limit enhancement via C2C isn't possible only via payslips or ITRs

 

[rohant]

Limit has to be increased first & after reaching 5l,you can ask for upgrade to Zenith.
Limit enhancement via C2C isn't possible only via payslips or ITRs

What about automatic limit enhancement through CIBIL?

 

[kowsikbabu]

@deep@vie can I get Zenith LTF with IDFC wealth with 4.3L as CL?

 

[rohant]

@deep@vie can I get Zenith LTF with IDFC wealth with 4.3L as CL?

how did you get idfc wealth? C2C?

 

[kowsikbabu]

how did you get idfc wealth? C2C?

Yes, clicked on an ad Instagram, progressed through the application and then there'll be an option to enter your existing credit card details along with its limit, I used Millennia (which had 4.3L limit) and the application was approved and the card has now been shipped, got to hand it to IDFC, onboarding was very smooth and Swift.

 

[rohant]

Yes, clicked on an ad Instagram, progressed through the application and then there'll be an option to enter your existing credit card details along with its limit, I used Millennia (which had 4.3L limit) and the application was approved and the card has now been shipped, got to hand it to IDFC, onboarding was very smooth and Swift.

When did you apply bro?
I have Regalia with 5 lakh limit. Will I also get weatlh?
Did you put monthly income > 3lakhs p.a. ?

 

[kowsikbabu]

When did you apply bro?
I have Regalia with 5 lakh limit. Will I also get weatlh?
Did you put monthly income > 3lakhs p.a. ?

I just put income as 1L, and I have an average CIBIL score (781). I applied 3 days ago. Card has been issued and will be delivered within 3 days.

So yes, if you have a good CIBIL score, which I assume you do, I think you will definitely get it.

 

[deep@vie]

@deep@vie can I get Zenith LTF with IDFC wealth with 4.3L as CL?

Min 5l required for Zenith

 

[deep@vie]

What about automatic limit enhancement through CIBIL?

Yeah,one can wait for that as well

 

[Bhaskar]

Can govt employees get zenith ltf even if income requirements or existing card limit doesn't meet for zenith?

 

[Dr_Card]

already holding LIT card.. requested to upgrade to Zenith(LTF) through customer care..

Hav they accepted the request ?

 

[vaibhav111]

Min 5l required for Zenith

Through Swipe Up, when asked fpr existing card 6 digit number he can try though using premium card is the sure shot to get zenith, if he visit a thread on zenith ltf or I don't remember the name of the thread. Tons of people got zenith ltf on entry level ltf card but limit over 5 lakhs though. For premium card for some reason if limit is low but card is premium then it might work too.

 

[kowsikbabu]

Through Swipe Up, when asked fpr existing card 6 digit number he can try though using premium card is the sure shot to get zenith, if he visit a thread on zenith ltf or I don't remember the name of the thread. Tons of people got zenith ltf on entry level ltf card but limit over 5 lakhs though. For premium card for some reason if limit is low but card is premium then it might work too.

I will try with IDFC wealth and update here.

 

[rohant]

Can govt employees get zenith ltf even if income requirements or existing card limit doesn't meet for zenith?

For them, Govenment of India/ the state is the guarantor. Even with 10k salary, they can easily get most of the cards.

 

[rohant]

I just put income as 1L, and I have an average CIBIL score (781). I applied 3 days ago. Card has been issued and will be delivered within 3 days.

So yes, if you have a good CIBIL score, which I assume you do, I think you will definitely get it.

Could you share the Instagram link?
Was the link of Wealth card?

 

[vaibhav111]

Just google search, through that link that any magic of securing wealth😅

Could you share the Instagram link?
Was the link of Wealth card?