Eligiblity for IDFC wealth credit card

[Gangadhar]

My CTC is 6.2 LPA and i have a HDFC Regalia credit card with 3L limit, would i able to apply for IDFC select or Wealth credit card on a C to C Basis?

 

[dk619]

Yes, I have checked it online and it shows an FD Card. It used to show millenia few months back, disappointed that the wealth or select is not showing up. During this wait I got SC Ult and Magnus. My cibil is 787, will wait and see.

Same here, even for me, it was showing an FD card.
I have ICICI Platinum, HDFC Regalia, and Axis Magnus all above the 6L limit, and CIBIL 783.

Customer care has the audacity to call and ask me to create an FD to get a secured card.

 

[vikasr94]

I was in the same boat.... When I applied via website, it was only showing IDFC Select Card. Went to bank, asked for wealth etc, but nothing really worked out. I didnt want to take select and use it for some time and then get the update.

I upgraded the account to wealth banking. Shifting some money from Axis to IDFC. Once I got onto wealth banking, IDFC Wealth card started showing with 3X more credit limit than select.

How much time did it take for you to get Wealth ?
I got my account upgraded to wealth last month and maintaining 15L balance.

 

[ashishsinghi]

Online, earlier i used to get select LTF but i wasnt interested in it. Tried again this week, just for the heck of it and voila, Wealth was showing up! 😀an

Online, earlier i used to get select LTF but i wasnt interested in it. Tried again this week, just for the heck of it and voila, Wealth was showing up! 😀

Did you use to cancel the select application every time or use to just leave the page as it is .Even i am getting select variant but not at all interested in that

 

[CardSeeker]

Did you use to cancel the select application every time or use to just leave the page as it is .Even i am getting select variant but not at all interested in that

same doubt

 

[sourpai]

How much time did it take for you to get Wealth ?
I got my account upgraded to wealth last month and maintaining 15L balance.

As far as I remember, in my case it took around 15. - 2 months. Wealth card does not show up immediately. My guess is that they run some algos with monthly / quarterly frequency and then if your profiles shows up, card is offered.

 

[vikasr94]

As far as I remember, in my case it took around 15. - 2 months. Wealth card does not show up immediately. My guess is that they run some algos with monthly / quarterly frequency and then if your profiles shows up, card is offered.

Thanks for sharing this.

 

[codenerd]

Got it from the bank directly. This is for Wealth account (First Select Account). You wont find it anywhere! 🙂

 

[vikasr94]

View attachment 15173

Got it from the bank directly. This is for Wealth account (First Select Account). You wont find it anywhere! 🙂

Do you have the same for wealth card, I recently converted my account to wealth to get a wealth CC

 

[saucy]

View attachment 15173

Got it from the bank directly. This is for Wealth account (First Select Account). You wont find it anywhere! 🙂

Any threads pointing out benefits of this account?

 

[codenerd]

Do you have the same for wealth card, I recently converted my account to wealth to get a wealth CC

Not yet! Also pls let me know what criteria did you have to fulfil to get your account upgraded to Wealth?

 

[vikasr94]

Not yet! Also pls let me know what criteria did you have to fulfil to get your account upgraded to Wealth?

10L balance is sufficient to get wealth in 1-2 months.

I purchased a health insurance for my mother with the agent and they converted to wealth within 2-3 days of keeping 10L balance.

 

[Wealth is my birth right!]

View attachment 15173

Got it from the bank directly. This is for Wealth account (First Select Account). You wont find it anywhere! 🙂

Hope u can get for wealth variant too

 

[codenerd]

10L balance is sufficient to get wealth in 1-2 months.

I purchased a health insurance for my mother with the agent and they converted to wealth within 2-3 days of keeping 10L balance.

Thanks! Are you still maintaining 10 L MAB? Actually I too had somewhere around that for select account but the interest rate of IDFC is pathetic and I moved my money to 12% club and mobikwik since then and enjoyed 12% interest instead of mere 4% on IDFC! I earned 3x more interest but yeah missed out on this upgrade. But these ppl r so reluctant and weird. All this while until I parked my money on 12% and Mobikwik, they never cared to upgrade even with the balance maintained 🙁

 

[vikasr94]

Thanks! Are you still maintaining 10 L MAB? Actually I too had somewhere around that for select account but the interest rate of IDFC is pathetic and I moved my money to 12% club and mobikwik since then and enjoyed 12% interest instead of mere 4% on IDFC! I earned 3x more interest but yeah missed out on this upgrade. But these ppl r so reluctant and weird. All this while until I parked my money on 12% and Mobikwik, they never cared to upgrade even with the balance maintained 🙁

I am actually maintaining close to 20L, I understand that interest rate is low but want to get a pre-approved LTF Wealth Card, will hold for few more days and if I don't see an offer then I will move my balance to a better place.

How long did you keep the balance ? I am hopeful that I would get an offer in max 1-2 months from now assuming IDFC does monthly/quarterly refresh of the pre-approved CC offers.

 

[Gangadhar]

They dont have DCB/infinia listed for C2C on their portal. Also I tried adding mine was also 4 months old and i got wow. This was 3 days before select offer came in 😂

could you please tell me how to access the C2C PORTAL

 

[haroldh]

View attachment 15173

Got it from the bank directly. This is for Wealth account (First Select Account). You wont find it anywhere! 🙂

is 3L sufficient for wealth account then? Didn't find anyone agreeing for the same.

 

[codenerd]

is 3L sufficient for wealth account then? Didn't find anyone agreeing for the same.

I think 5L minimum for First Wealth acccount.

 

[brahmin_baniya]

HI i have just been given a 3 lakh limit on my idfc select card can i get idfc wealth with this limit ,does anyone have a wealth card with this limit.

 

[brahmin_baniya]

10L balance is sufficient to get wealth in 1-2 months.

I purchased a health insurance for my mother with the agent and they converted to wealth within 2-3 days of keeping 10L balance.

my saving account balance is always above 10 lakhs sometimes even above 50 lakhs and has been consistent like this for last 2.5 years and i only have a select account.

 

[Bugs Bunny]

my saving account balance is always above 10 lakhs sometimes even above 50 lakhs and has been consistent like this for last 2.5 years and i only have a select account.

You can easily convert it to wealth. Visit this thread.

Idfc wealth account plus credit card approved within 10 days

02 weeks on an average I guess it takes more than that I'm yet to recieve welcome kit

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