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Axis Bank Liberty Savings Account Benefits

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
Jab profit hoga toh 1500 ka voucher thodi dega, 750 ke badle

Hum customer hai shareholder thodi hai.

Aisa toh hoga nhi loss hua toh
Mr. Choudhary ne salary nhi li hogi.
Phir customer ka 750 ka voucher rokne ka kya mtalb?
Aaj Twitter pe complaint Kiya to salo ne ek naya complaint I'd de diya aur 15 days ka time manga hai. Chu hain sab. Last complaint ka 15 days over ho gya. Tareekh pe tareekh de rahe hain ...
 
Hi @lokeshp36, I am also under the same confusion whether to go for Liberty Salary account or Priority Salary Account. Were you able to draw any conclusion?
 
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try to open titanium account in icici or open welath account and link your salary acc to it
Wealth is more than 50L sal in case of sal person..i dont think so icici titanium is better than axis priority..ICICI only app and Customer care service is decent...rest no benefits with pathetic branch service ..Axis is better in terms of branch service..chat customer care and priority card benefits..but u wont get offers much..HDfc is better when compared to above 2
 
What does ECOM PUR signifies in respect of Axis Liberty Debit Card?
Will this be considered for 1% cashback on Axis Liberty e-debit card?
 
What does ECOM PUR signifies in respect of Axis Liberty Debit Card?
Will this be considered for 1% cashback on Axis Liberty e-debit card?
ECOM purchase would count for 25K spends. Don't know about 1% on edebit card. Axis has extremely poor customer care, so don't expect any info from them. Infact I closed my e-debit card because CC told me it was chargable.
 
Update on Liberty 750 voucher. After more than 10 days of initial complaint, I got a service request number for voucher related complaint. Two days later (i.e. today) got message on twitter that my voucher would be credited within 5-6 days.
 
Gali Gali m shor hai Axis Bh*dwa Chor hai
Bhai, main voucher aate hi account band karne wala tha.. Fir abhi sun rha hu ki 25K bill pay par paytm bhi almost 250 rupay cash back dega. Toh soch rha ki voucher aa jaye toh axis debit card se double dip try kar lu. Afterall April mei 25K spend kar hi diya hai. ab May bhi nikal lu.
 
Bhai, main voucher aate hi account band karne wala tha.. Fir abhi sun rha hu ki 25K bill pay par paytm bhi almost 250 rupay cash back dega. Toh soch rha ki voucher aa jaye toh axis debit card se double dip try kar lu. Afterall April mei 25K spend kar hi diya hai. ab May bhi nikal lu.
Current Quarter ke voucher ki complaint bhi abhi se kardo.

Mne MD desk ko mail bhej tha,
26th April ko bola thha within 3 days reply karege.

Aaj 3 May hai. Reply nhi aaya.

Current Quarter ki complaint aaj karege toh Next Quarter tak reply aa hi jaayega
 
Last edited:
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