Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[abc123987]

I want to do credit card payment of 83k. How should I do it in order to get eligible for 750 voucher? And in how many days do we get the voucher?

 

[Anil_SinghAnil_Singh is verified member.]

I want to do credit card payment of 83k. How should I do it in order to get eligible for 750 voucher? And in how many days do we get the voucher?

Link Axis Liberty savings account in CRED and pay credit card bill from there using UPI. First pay small amount i.e, 100 and verify if its counted as P2M in Axis Bank app (I know it will but to be sure). If it shows as P2M then you can proceed with remaining amount. Voucher is sent after end of calender quarter i.e, 3 months if you spend 60000 in that quarter using debit card (ATM usage is excluded), netbanking and online merchant spends (including UPI).

 

[𝙇.𝐊. 𝐓𝗶𝘄𝗮𝗿𝗶 :)]

5% upto 500/Month
5% upto 1000 in Birthday month
Txns done on Saturday and. SUNDAY via Liberty DC only eligible.

bro, where do you avail this 5% cashback offer perr month. , please share..

 

[Deleted member 13721]

bro, where do you avail this 5% cashback offer perr month. , please share..

Amazon, Flipkart mostly online spends.

 

[abc123987]

Link Axis Liberty savings account in CRED and pay credit card bill from there using UPI. First pay small amount i.e, 100 and verify if its counted as P2M in Axis Bank app (I know it will but to be sure). If it shows as P2M then you can proceed with remaining amount. Voucher is sent after end of calender quarter i.e, 3 months if you spend 60000 in that quarter using debit card (ATM usage is excluded), netbanking and online merchant spends (including UPI).

On adding funds to Zerodha using UPI, it is showing P2M in axis bank app. Will it be counted?

 

[Deleted member 13721]

On adding funds to Zerodha using UPI, it is showing P2M in axis bank app. Will it be counted?

If it's P2M it will be counted.

 

[abc123987]

Does anybody know/check scheme code of axis liberty account from their mobile app?

 

[Anil_SinghAnil_Singh is verified member.]

Does anybody know/check scheme code of axis liberty account from their mobile app?

SBLBR

 

[Tejo]

Does anybody know/check scheme code of axis liberty account from their mobile app?

SBLBR

*for you man

 

[Rohith-2009]

SBLBR

*for you man

For me SALBR. it's liberty salary account

 

[murali_7]

5% upto 500/Month
5% upto 1000 in Birthday month
Txns done on Saturday and. SUNDAY via Liberty DC only eligible.

In general after how many days/months can I ask customer care for weekend cashback after transaction?

 

[Adwait]

Is it possible to convert digital easy access bank account to liberty account? If yes how and is another debit card issue for the same?

 

[Deleted member 2540]

A

In general after how many days/months can I ask customer care for weekend cashback after transaction?

Anytime .It is your choice. When will Axis initiate Credit it is Axis Choice

But now as per latest response from MD Desk, we can redeem cashback from Netbanking.

So wait for the changes to be implemented.

 

[hks789]

Is it possible to convert digital easy access bank account to liberty account? If yes how and is another debit card issue for the same?

Yes but you need to visit the branch to do so.
I had already closed my debit cards before that so I don't know about cards.

 

[abc123987]

Can we get 5% if we pay credit card bill payment using liberty debit card via paytm/mobikwik on weekends?

 

[Anil_SinghAnil_Singh is verified member.]

Can we get 5% if we pay credit card bill payment using liberty debit card via paytm/mobikwik on weekends?

No

 

[srpraneeth]

Received quarterly gift vocher of 750rs

 

[Johnvin]

Received quarterly gift vocher of 750rs

What kind of transactions counted for that for you?

 

[Deleted member 2540]

What kind of transactions counted for that for you?

Read this Thread from first comment to last comment you will get your answer.
Agar phir bhi koi doubt nikal ke aata hai toh uss doubt ko doubt hi rhne do.

 

[Johnvin]

Read this Thread from first comment to last comment you will get your answer.
Agar phir bhi koi doubt nikal ke aata hai toh uss doubt ko doubt hi rhne do.

I did already followed up..Just want to know if he got it doing genuine trans.or whether he followed the Thread from first comment to last comment and 'received the quarterly gv of 750rs'

I did get your frustration as I have read your past replays reg liberty acc..Your comments did help.Thank u very much..

Opened account this month,did transactions.. hopefully waiting for it to be counted.. 🙂