Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[Deleted member 2540]

So for that weekend 5% cashback, if i pay cc bill on MobiKwik, will that give cashback?

No

 

[irohitpragya]

No

Btw which is better, axis Liberty or kotak everyday. Bcz both have spend based features.

 

[iamabhisekagar]

Btw which is better, axis Liberty or kotak everyday. Bcz both have spend based features.

Axis Liberty

 

[Tejo]

Axis Support - Customer Support - Axis Bank

Connect with Axis Bank Insta Services for instant answers to your banking-related queries. Chat with agent, speak with us or send an email for customer complaints.

application.axisbank.co.in

Any Merchant Spend via Netbanking/UPI/Linked DC

does paytm reloads will be considered for 60k ms

 

[Deleted member 2540]

Y

does paytm reloads will be considered for 60k ms

Yes.
As of now no Exclusions.
Any Merchant Spend means Any Merchant Spend

 

[Tejo]

Y

Yes.
As of now no Exclusions.
Any Merchant Spend means Any Merchant Spend

i was trying to convert my neo card to iocl rupay, 4 upi cc

but the pathetic axis ccare, upgraded it keeping currrent card.

the agent confirmed the current card will be cancelled within x days, also confirmed no account no. change in cibil (when i ask )

what to do ? i have already mailed no, got response from pno just they created SR.

iocl dispatched, its not ltf, as i requested on june 14.

even i dont activate it, will they report in cibil?

 

[Deleted member 13721]

i was trying to convert my neo card to iocl rupay, 4 upi cc

but the pathetic axis ccare, upgraded it keeping currrent card.

the agent confirmed the current card will be cancelled within x days, also confirmed no account no. change in cibil (when i ask )

what to do ? i have already mailed no, got response from pno just they created SR.

iocl dispatched, its not ltf, as i requested on june 14.

even i dont activate it, will they report in cibil?

I mean, since this is Axis and you are not a new forum member, if I were to say they won't report, it would actually be the opposite, and they will report to CIBIL. 🤣 However, CIBIL is not a major concern here because your old card will simply be replaced with the new one on CIBIL's records. Additionally, they might charge the joining fees despite it not being necessary unless your card is activated. Lastly, if you don't activate your card, be prepared for a potentially lengthy dispute. 😂

 

[iamabhisekagar]

Haa Bhai
Axis itna bhi hutiya nhi hai jo Extra 500 dega bina baat ke.

Ye 1000 pta hai kispe mile ???

Amazon Wallet load 20k 🤣
Jab Amazon Wallet Load Shopping MCC tag kar raha thha

Ab kaam nhi krega kya?...koi alternative hai?

 

[Deleted member 2540]

Ab kaam nhi krega kya?...koi alternative hai?

April m MCC change kar diya Amazon ne😂
No alternative.

Right now Grabdeals pe 10% CashBack offer chal raha hai.
Toh 10% ko liberty ke 5% se Combine kar lo

 

[Tejo]

I mean, since this is Axis and you are not a new forum member, if I were to say they won't report, it would actually be the opposite, and they will report to CIBIL. 🤣 However, CIBIL is not a major concern here because your old card will simply be replaced with the new one on CIBIL's records. Additionally, they might charge the joining fees despite it not being necessary unless your card is activated. Lastly, if you don't activate your card, be prepared for a potentially lengthy dispute. 😂

i'm ready.

*asked conversion, but axis pathetic did add on card type upgrade, will add another credit card*.

prepared for all, as its axis.

i have not just have call recording.

first asked via chat, as airtel charges. but no response.

mailed no for status, zero response, simply said contact customer care via 1860 numbers

finally called, asked for status of conversion request, but request approved but opposite to my request. "your previous card will remain active."

 

[Deleted member 13721]

i'm ready.

*asked conversion, but axis pathetic did add on card type upgrade, will add another credit card*.

prepared for all, as its axis.

i have not just have call recording.

first asked via chat, as airtel charges. but no response.

mailed no for status, zero response, simply said contact customer care via 1860 numbers

finally called, asked for status of conversion request, but request approved but opposite to my request. "your previous card will remain active."

Good luck 🤞

 

[Tejo]

Merchant transaction me count hoga na?

for gift v, will be counted.

 

[RkrRkr is verified member.]

hey bro, how many bank accounts do you have?

Bhai ab ye mat puch lena...How much money do you have in your Each account in different banks ?😃😃😃😃

 

[sums]

hey, if we paid extra credit card dues for axis bank flipkart credit card like 50-60k extra can we get that money in bank account without charges and if yes then how?

 

[Tejo]

hey, if we paid extra credit card dues for axis bank flipkart credit card like 50-60k extra can we get that money in bank account without charges and if yes then how?

yes need to mail nodal officer, they might ask transaction statement details

 

[RkrRkr is verified member.]

hey, if we paid extra credit card dues for axis bank flipkart credit card like 50-60k extra can we get that money in bank account without charges and if yes then how?

Yes you will get it back ....Call customare to raise requets for Refund of excess credit on card account..

 

[iamabhisekagar]

hey, if we paid extra credit card dues for axis bank flipkart credit card like 50-60k extra can we get that money in bank account without charges and if yes then how?

 

[moonsmart]

Yes you will get it back ....Call customare to raise requets for Refund of excess credit on card account..

I’ve raised a excess credit issue and through customer care, they asked for cancelled cheque, bill payment receipt, bank statement showing debit of that amount.
I sent them all if them on 4th June, they closed the query without doing anything.
Raised to PNO on 13th June, they called me next day and the lady said your issue will be resolved in 3 day.
Lets see what happens.

 

[RkrRkr is verified member.]

I’ve raised a excess credit issue and through customer care, they asked for cancelled cheque, bill payment receipt, bank statement showing debit of that amount.
I sent them all if them on 4th June, they closed the query without doing anything.
Raised to PNO on 13th June, they called me next day and the lady said your issue will be resolved in 3 day.
Lets see what happens.

Axis s*la hamesha chutiyapa karti hai...Give them bamboo if you get next call on the same...
Now issue is raised with PNO ,Hopefully it will get resolved in prescribed time..

 

[Deleted member 2540]

Bhai ab ye mat puch lena...How much money do you have in your Each account in different banks ?😃😃😃😃

Woh bhi bta deta hu🤣

Axis- Zero.
Indus- Zero.
Kotak- Zero
AU- Zero
HDFC- Zero
RBL- Liquid Funds for day to day expenses and AMB Requirements