Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[Deleted member 2540]

is there any joining or annual fee for prepaid card

Now HDFC do not issue mentioned Prepaid Card. No point in further discussion on it.

 

[jack333]

Abb Taadne ke saath saath , kachra bhi fila rahe hai.🤣
@ashwink

"Loitering and Littering is forbidden in this thread. Defaulters get ready to get bambooed by none other than the very famous OP Mr. Bambooman himself." 🤣

 

[Deleted member 2540]

"Loitering and Littering is forbidden in this thread. Defaulters get ready to get bambooed by none other than the very famous OP Mr. Bambooman himself." 🤣

Woh Liberty DC ko Rupay network m laane ka Proposal rakha.

Phir USA ka 🗽 Delhi ke Humayun ⚰️ m convert ho jata.

Rupay DC is free of MDR and then No more 5%🤑.

 

[ashwinkashwink is verified member.]

Abb Taadne ke saath saath , kachra bhi fila rahe hai.🤣
@ashwink

Clean the trash 🗑 👌

 

[samm255]

If I purchase ASV from grabdeal would I get 5%(GD CB)+ 2% Voucher off + 5% DC weekend offer? or only 5%+2% ?

 

[kishorvr]

Vishesh bhai, your opinion?? Shall I open the Liberty account? are there any issues that you faced with this account??
Others also welcomed to express their opinion as well... Much appreciated..

I had a liberty salary account a few months back. Zero balance. I got AmazonPay voucher after spending 60,000 for three months.

 

[SSV]

I had a liberty salary account a few months back. Zero balance. I got AmazonPay voucher after spending 60,000 for three months.

Thank you, I applied for this just a few hours ago, Vkyc tomorrow..

 

[AritraSaha]

Thank you, I applied for this just a few hours ago, Vkyc tomorrow..

Good luck. 😊

 

[SSV]

Good luck. 😊

Thank you, Lets see how can they mess this up in a new way??

 

[jack333]

If I purchase ASV from grabdeal would I get 5%(GD CB)+ 2% Voucher off + 5% DC weekend offer? or only 5%+2% ?

Yes you'll get all three

 

[Deleted member 2540]

If I purchase ASV from grabdeal would I get 5%(GD CB)+ 2% Voucher off + 5% DC weekend offer? or only 5%+2% ?

5% of Grabdeals is Time Bound offer and its over for this month.

Check website for latest updates.

 

[samm255]

5% of Grabdeals is Time Bound offer and its over for this month.

That is fine as long as I get all three offers. I will check next month for that 5% GD.

 

[alwayzgame]

i tried reading most of the thread it gets confusing page i scroll, can anyone briefly tell me what's the best way to get 500 cashback and 750 voucher?
PS: i have a CC bill to be paid worth 1 lakh

 

[SSV]

i tried reading most of the thread it gets confusing page i scroll, can anyone briefly tell me what's the best way to get 500 cashback and 750 voucher?
PS: i have a CC bill to be paid worth 1 lakh

There is nothing confusion here.
I am attaching the main points here and please search for eligible spends..

 

[SSV]

i tried reading most of the thread it gets confusing page i scroll, can anyone briefly tell me what's the best way to get 500 cashback and 750 voucher?
PS: i have a CC bill to be paid worth 1 lakh

There is nothing confusion here.
I am attaching the main points here and please search for eligible spends..

View attachment 24362
View attachment 24363

With the help of above, the confusing will be cleared and for rest of the info, this thread has abundance of useful information. Please have some patience in going thru posts

 

[alwayzgame]

There is nothing confusion here.
I am attaching the main points here and please search for eligible spends..

View attachment 24362
View attachment 24363

this helps, one quick clarification can i pay cc bill to get 500 cashback? if so which app?

With the help of above, the confusing will be cleared and for rest of the info, this thread has abundance of useful information. Please have some patience in going thru posts

honestly it's too much of info 🤣

 

[Tejo]

There is nothing confusion here.
I am attaching the main points here and please search for eligible spends..

View attachment 24362
View attachment 24363

Axis no. 1 dokha bank

Excluded 4712 (travel) and 5311 (dept. Store) mcc's

 

[Tejo]

this helps, one quick clarification can i pay cc bill to get 500 cashback? if so which app?

honestly it's too much of info 🤣

Nope, 0 cashback.

But if you opted for e-debit card you could get upto 1% of 200, monthly

 

[SSV]

VKyc done.. Application successfully completed.. Virtual debit card successfully generated..( VISA platinum it is..). Funded this with WM MC ...

Received email stating that account activation could take upto 8 days becuase I have an existing relationship with the bank...




When I applied for Myzone cc from their website and told them that I have prior relationship with them as I had FK card at that time...They told me your relationship was not a relationship with them because I hold just a CC.
Now when I apply for SB account, they are saying I am having relationship with them hence it could take upto 8 days..

I am really confused whether I got any reltaionship with them or not?? or Is it only me feeling having relationship with them and they are not reciprocating?

or "DIl se open" means n number of people can have relationship with them and feel that way, but they change their mind every second about our relationship with them??

I am totally confused with these guys,..
I will tell another new FCUK up( may be not exactly by them) in the next post,.. Stay tuned...

 

[Deleted member 13721]

VKyc done.. Application successfully completed.. Virtual debit card successfully generated..( VISA platinum it is..). Funded this with WM MC ...

Received email stating that account activation could take upto 8 days becuase I have an existing relationship with the bank...

View attachment 24374


When I applied for Myzone cc from their website and told them that I have prior relationship with them as I had FK card at that time...They told me your relationship was not a relationship with them because I hold just a CC.
Now when I apply for SB account, they are saying I am having relationship with them hence it could take upto 8 days..

I am really confused whether I got any reltaionship with them or not?? or Is it only me feeling having relationship with them and they are not reciprocating?

or "DIl se open" means n number of people can have relationship with them and feel that way, but they change their mind every second about our relationship with them??

I am totally confused with these guys,..
I will tell another new FCUK up( may be not exactly by them) in the next post,.. Stay tuned...

Keep calm! I'll share my recent experience briefly. Since today is Sunday, your account will likely be fully functional by tomorrow, and your Customer IDs will be automatically merged into one. You don't have to do anything from your end.