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Axis Bank Liberty Savings Account Benefits

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
Mine ... liberty online account.

My virtual debit card is online rewards (mentioned on axis site)

Bin : 409542 @ashwink I hope our bins are same.

* I'm saying e-debit card not applicable on liberty ac but Noone cared. No use of doing bill payments on this card.
Axis Cleary mentioned on its website.

Check again the Account Opening page.

It is clearly written 1% CashBack and 2000 ER .
 
Axis Cleary mentioned on its website.

Check again the Account Opening page.

It is clearly written 1% CashBack and 2000 ER .
Thanks for guiding.

I always check direct axis liberty page for any details of e-debit card, now I got the proof.

My virtual debit card is online rewards (mentioned on axis site)
I mean card mentioned as o...rewards dc in netbanking while viewing the card.*
 
Thanks for guiding.

I always check direct axis liberty page for any details of e-debit card, now I got the proof.
Do a Screen Recording
I mean card mentioned as o...rewards dc in netbanking while viewing the card.*
But it is E-Debit Card only.

Axis is issuing different different variants of
E-Debit card for different Account variants , that is a different thing.
 
But they charge 500+90

I have already millennia, rbl+, indusind. Already paytm hype. I really benefit if bms don't have any quota.

Does axis bms offer cards has any quota per day like icici ?? Or timings like indus?
For 🗽 its free
 
I will confirm that this card is not the E-Debit card Axis mentioned on its site.

View attachment 24662

This is taken straight from BookMyShow site.

After all, the AXIS guy that I talked to an hour ago may be right...

Just now confirmed with AXIS CC,
For this Liberty Virtual debit Card the first transaction is eligible for 200 CB after 90 days.. This is what he confirmed.. This doesn't apply for monthly , it seems.
 
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