Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[SSV]

I know Telugu

My native language is Kannada

May be your ancestors are from Telugu land

 

[ashwinkashwink is verified member.]

May be your ancestors are from Telugu land

Nope learned myself thanks to Telugu movies 😁

 

[Trust Me]

I keep 4*mab
So no non maintainance charges should be there.
I check & no charge was cut at the 1st place.

What I meant was, if they've credited a reversal for whatever reason, be prepared for a recovery in the next few days.

 

[Tejo]

What 200 offer? Its not applicable for free e-debit card.

1% cb upto 200 on e-debit card bin 431731

Cb will be credited after 90 days.

 

[Tejo]

Nope learned myself thanks to Telugu movies 😁

Once you said you can write in Telugu.

In Telugu script else do you mean writing in English 🤣

 

[ashwinkashwink is verified member.]

In Telugu script else do you mean writing in English

Yes
I can read Telugu script but can't write it.

 

[AritraSaha]

India have 22 recognised language.
If everyone starts talking in their mother tongue the conversation will be very tough.
As more then 60% of indian able to understand Hindi, thats why its become so popular.
If you can't understand hindi, just googled it.
And mostly the talks in forum are in English.
As a Bengali myself, i respect all the launguages.

*its my opinion, you are welcome to disagree.

 

[AritraSaha]

What I meant was, if they've credited a reversal for whatever reason, be prepared for a recovery in the next few days.

Well, nothing get credit either.Lol

 

[SSV]

Off topic,
My zone is back on Swiggy offers just now, posted in the hdfc Swiggy thread

 

[Anil_SinghAnil_Singh is verified member.]

India have 22 recognised language.
If everyone starts talking in their mother tongue the conversation will be very tough.
As more then 60% of indian able to understand Hindi, thats why its become so popular.
If you can't understand hindi, just googled it.
And mostly the talks in forum are in English.
As a Bengali myself, i respect all the launguages.

*its my opinion, you are welcome to disagree.

My mother tongue is Hindi but I mostly converse in Telugu with my friends. So, not a big deal for me. I am ok with either of them.

 

[SSV]

Nope learned myself thanks to Telugu movies 😁

No man believe me, your fore fore fore father / mother from telugu.
Telugu is in your blood hence got attached to Telugu movies easily.
Please ask your elders..

 

[Anil_SinghAnil_Singh is verified member.]

Off topic,
My zone is back on Swiggy offers just now, posted in the hdfc Swiggy thread

This was my goto card with swiggy. I am happy now.

 

[SSV]

The beast is back
రాను రాలేను అనుకున్నారా, ఇదిగో వచ్చా అంటుంది My zone

This is for you @ashwink

Telugu movie dialogue

 

[Tejo]

India have 22 recognised language.
If everyone starts talking in their mother tongue the conversation will be very tough.
As more then 60% of indian able to understand Hindi, thats why its become so popular.
If you can't understand hindi, just googled it.
And mostly the talks in forum are in English.
As a Bengali myself, i respect all the launguages.

*its my opinion, you are welcome to disagree.

At the time of independence only its below <25%
From 1961 census, its 30%

Hindi was imposed in education system, also bollywood also played vital for promoting Hindi.

*its the truth

 

[AritraSaha]

At the time independence only its below <25%
From 1961 census, its 30%

Hindi was imposed in education system, also bellwood also played vital for promoting Hindi.

*its the truth

Yeah, I will agree with that.
Hindi imposition killed many languages in Bihar, up, harayana.

 

[ashwinkashwink is verified member.]

No man believe me, your fore fore fore father / mother from telugu.
Telugu is in your blood hence got attached to Telugu movies easily.
Please ask your elders..

We are native Kannadigas I learned Telugu with the help of Hindi dubbed movies later started watching these movies on Telugu language this how I learned 😀 🥰

 

[SSV]

We are native Kannadigas I learned Telugu with the help of Hindi dubbed movies later started watching these movies on Telugu language this how I learned 😀 🥰

Then Multi lingual skill is there in your blood... WHy I am saying it is not easy and get sort of fluent in more than two or three languages... It is not just speaking it ...enjoying the language, owing the langauge.. that what I am alking about here..

 

[ashwinkashwink is verified member.]

Then Multi lingual skill is in there in your blood... WHy I am saying it is not easy and get sort of fluent in more than two or three languages... It is not just speaking it ...enjoying the language, owing the langauge.. that .I talking talking about..

Thanks 🤩

 

[kishorvr]

No Idea.

May be you are new to Axis Bank.
So they are trying their best to Capture you in their trap.

They should stick to selling FDs and demat accounts no? Also devalued credit cards.

 

[kishorvr]

BANG......

Now this is what I call PROFESSIONALISM... I just started researching about CC Bill rewards apps
and BANG you answered this...

Because Edebit DC gives 1% upto 200 whereever we use, we need some place to use this edebit to get extra return...
I will keep checking if there are any more CC rewards ways other than Mobikwik.....

Edebit has selected merchants only. Call customer care. They did not give me cc payment through Cred. If they give it through Mobikwik, then it good.