Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[SSV]

I too received this for my Priv card. I did not even know i had 3000 edge points for reaching 2.5 lakhs. Rest of the card offers were clear to me.

Prev card is still sort of worth for that multi brand voucher only... If they remove that then this is also trash...

Recentl I bought a nice Arrow suit from myntra at a very reasonable price using this multi brand voucher...
Happy with that..

 

[kishorvr]

India have 22 recognised language.
If everyone starts talking in their mother tongue the conversation will be very tough.
As more then 60% of indian able to understand Hindi, thats why its become so popular.
If you can't understand hindi, just googled it.
And mostly the talks in forum are in English.
As a Bengali myself, i respect all the launguages.

*its my opinion, you are welcome to disagree.

All our languages are not too unrecognisable from each other. I know Kannada, Tulu, Hindi, Tamil, and Telugu. I tried to learn Bengali once. So very few words I can recognise. I even recognised a few words from Sinhala when I was in Sri Lanka despite not knowing the language. Cool no?

 

[Tejo]

@S S V @4uziaul

As usually for me too, virtual e-debit card upgrade option disabled. showing liberty only.

just now called cc, said to block and upgrade virtual debit card. cc agent successfully agent blocked card, but at last on upgarde matter, he saying upgrade offers of physical lib dc. Finally, On argument said virtual card can be generated at the time of account opening only. Now he accepted he cant replace for virtual debit card because he cant see option and advising to contact br.

I asked him to connect higher official agent, still not connected to anyone.

 

[SSV]

@S S V @4uziaul

As usually for me too, virtual e-debit card upgrade option disabled. showing liberty only.

just now called cc, said to block and upgrade virtual debit card. cc agent successfully agent blocked card, but at last on upgarde matter, he saying upgrade offers of physical lib dc. Finally, On argument said virtual card can be generated at the time of account opening only. Now he accepted he cant replace for virtual debit card because he cant see option and advising to contact br.

I asked him to connect higher official agent, still not connected to anyone.

na ghar ka na ghatka...


Is this correct again pandits??

@Tejo bhai, I am not intending to take mickey out of you ,here...

Just trying to summarize the situation... take it easy , no offecne intended..

 

[Tejo]

na ghar ka na ghatka...


Is this correct again pandits??

@Tejo bhai, I am not intending to take mickey out of you ,here...

Just trying to summarize the situation... take it easy , no offecne intended..

im not that much hurry in upgrading just because of you i called. I myself "bakra" now.

 

[Deleted member 13721]

na ghar ka na ghatka...


Is this correct again pandits??

@Tejo bhai, I am not intending to take mickey out of you ,here...

Just trying to summarize the situation... take it easy , no offecne intended..

Jo bolna tha woh toh bol diye

You've said what needed to be said. 🤣

 

[SSV]

im not that much hurry in upgrading just because of you i called. I myself "bakra" now.

Really sorry mate,,, I know how it feels like.. I owe you a drink.... 🤣 🤣 🤣

 

[SSV]

Prev card is still sort of worth for that multi brand voucher only... If they remove that then this is also trash...

Recentl I bought a nice Arrow suit from myntra at a very reasonable price using this multi brand voucher...
Happy with that..

On a ligher note, this is my suit, Courtesy of Multi Brand Voucher from Previlige Card redeemed on Myntra..
At least I got something from Previ card. not at all complaining...

 

[Tejo]

@VISHESH_BANSAL bhai, axis agent blocked virtual card and not going to replace with even past variant. even going to branch also they cant assure of any reissuance also.

I have proof from axis bank (email.services) saying for e-debit virtual card, call customer care and request virtual e-debit card.

 

[Deleted member 13721]

@VISHESH_BANSAL bhai, axis agent blocked virtual card and not going to replace with even past variant. even going to branch also they cant assure of any reissuance also.

I have proof from axis bank (email.services) saying for e-debit virtual card, call customer care and request virtual e-debit card.

RBI ka Bamboo process start kar do 🤣

 

[SSV]

@VISHESH_BANSAL bhai, axis agent blocked virtual card and not going to replace with even past variant. even going to branch also they cant assure of any reissuance also.

I have proof from axis bank (email.services) saying for e-debit virtual card, call customer care and request virtual e-debit card.

unfortuantely, the software can not handle this, I think.. as it is issued only at the time of opening of a digital account and should not touch it, it seems.
Even Branch people can't do it...

Only exception could be , if they could talkt o the software guys and replace it as a one of thing, I don't know if they go to that extent or not...

Really sorry mate.. I mean it..

 

[Tejo]

@S S V @4uziaul @ashwink @VISHESH_BANSAL

 

[funatlearn]

I already have a axis account. Can I open another axis account?

 

[Deleted member 13721]

I already have a axis account. Can I open another axis account?

Yes, you may.

 

[Trust Me]

Yes, you may.

Are you sure? I wasn't allowed to open a digital account since I already had an account (opened in branch)!

 

[Deleted member 13721]

Are you sure? I wasn't allowed to open a digital account since I already had an account (opened in branch)!

I never mentioned that it could be opened online! 🤣 Offline, you can open as many as you'd like.

 

[Deleted member 2540]

Are you sure? I wasn't allowed to open a digital account since I already had an account (opened in branch)!

Digital Core Bank Account of any Bank is for freshers only.

 

[AritraSaha]

I already have a axis account. Can I open another axis account?

 

[Deleted member 13721]

View attachment 24988

Compensation 😁

 

[funatlearn]

View attachment 24988

I have burgundy salary account(0 balance)
Want to open privilege acc for 750 offer