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Axis Bank Liberty Savings Account Benefits

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
phir kab open kar raha hai Account ?
jab paisa dhul ho jayega ?
Good to hear that you have streamlined Axis's weekend cashback system...


I think at the same time , you have brought some nice business to AXIS bank with your thread i.e. I am sure quite a lot of people like me have opend SBLBR account after going thru this thread.
Honestly I never wanted to open SB relationship with a bank like AXIS, but I still did..
 
MCC ka khel hai.
Axis Included only selected MCCs under 5% Cashback.

Earlier All txns are valid under Shopping.
Now they explicitly mentioned in Tncs which MCCs are eligible.


What is this Digital Saving Account opened after 1 May 2023.?
Does myLiberty account opened online qualify for this?



1695489831112.png
 
Amazon ka to pr aana chahiye tha. Socha tha abhi great indian fest m mobile purchase krunga, via grabd achi value mil jati. L lag gye🤣🥴
abhi kya Purchase kiya thha ?

Grocery and other Consumables to Departmental Store m count hui hogi jo eligible nhi hai.

Ecommerce wali bhi Ineligible hogi as per MCC.

E-Mail karke MCC pta kar le .
100% ineligible hi hogi nhi toh mujhe aaj tak proper Cashback hi mila hai.
 
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