Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[Deleted member 13721]

Quick query regarding Liberty Debit card cashback on Weekends.

i) Can i use it for Dmart/Amazon to get 5% cashback . Paytm Merchant account i dont want to use. Any other ways to use

Depends on the MCC.

ii) I have recently migrated to Liberty Account and i have Visa Platinum card linked with this account.Do i need to block and request for Liberty Debit card, before using this account for 750 voucher?

Not sure, but I don't think you have to block your current card. Either it will be blocked sooner or later, or it will keep working. Whatever happens, do let us know. 😁

 

[Shubham Yadav]

Power of MASS ..........account!!!

No power of 750rs quarterly voucher and 500 rs cashback

 

[varun__goel_]

Quick query regarding Liberty Debit card cashback on Weekends.

i) Can i use it for Dmart/Amazon to get 5% cashback . Paytm Merchant account i dont want to use. Any other ways to use

ii) I have recently migrated to Liberty Account and i have Visa Platinum card linked with this account.Do i need to block and request for Liberty Debit card, before using this account for 750 voucher?

For 750 voucher you can use any dc, but for the 5%cb you will need liberty debit card

 

[sm9811911]

Bhai Pinacle card ho to legend tag mil sakta?

Pinnacle tag hi mil jaega Bhaiyaji. Legend toh apke liye downgrade hai.

 

[BhaiyaJi]

Pinnacle tag hi mil jaega Bhaiyaji. Legend toh apke liye downgrade hai.

Ohh Pinnacle bhi hai pata nahi tha 😀

 

[Deleted member 19102]

Remember you might have to pay for both dc's as e debit card of asap acc is chargeable😉😉

Yep. Probably they'll charge 590₹ for e-debit card yearly. Bookmyshow offer seems to be good, used it couple of times, so probably worth it. It's still confusing whether edebit card is charged or asap acc physical debit card is charged. So let's see.

 

[varun__goel_]

Yep. Probably they'll charge 590₹ for e-debit card yearly. Bookmyshow offer seems to be good, used it couple of times, so probably worth it. It's still confusing whether edebit card is charged or asap acc physical debit card is charged. So let's see.

E debit card is charged, it is clearly mentioned in soc of asap acc.

 

[vasanth_ece]

Depends on the MCC.


Not sure, but I don't think you have to block your current card. Either it will be blocked sooner or later, or it will keep working. Whatever happens, do let us know. 😁

Thanks.Anyway visa platinum is of no use,except annual charges.Another query is,is there any delay for existing account migration guys to get voucher for first time ( provided we spent 60k in 3 months) or will it get credited same way like current liberty account holders?

 

[Deleted member 13721]

Thanks.Anyway visa platinum is of no use,except annual charges.Another query is,is there any delay for existing account migration guys to get voucher for first time ( provided we spent 60k in 3 months) or will it get credited same way like current liberty account holders?

It will get credited at the same time.

 

[Cardholic]

Bro it's not about multiple confirmations...
Actually I am trying to figure out opinion from different people in this group as I don't trust axis.... Previously I have EASY ACCES ACCOUNT which I have closed three months ago ...

So again I am planning to open an axis liberty account & I am not planning to maintain such a Huge balance in axis and give them consolidated charges....


And also this thread was quite long and that was a little bit confusing
I think @VISHESH_BANSAL has created this thread when axis was issuing liberty account on 10,000 AMB a long time ago....so I am confirming just once

Axis ko logo ne badnam karke rakha he..

Successfully redeemed now 😁🎉

Axis liberty dc gives 5% cb on weekends?Which txns qualify for that

 

[SSV]

Axis liberty dc gives 5% cb on weekends?Which txns qualify for that

See the very first post of this thread

 

[varun__goel_]

any trick for 5% cb?i have this account for more than year..750 is easy.but i have not availed 5% ever

Paytm merchant/Payzapp-Gpay scan and pay payments at shop. Only if mcc is eligible🤷

 

[Cardholic]

See the very first post of this thread

Didnt find anything..Can u please tell me any trick/merchant to avail 5%

 

[SSV]

Didnt find anything..Can u please tell me any trick/merchant to avail 5%

On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card

 

[SSV]

Guys..

Good News for Dec 2023 Quarter has arrived.... 750 CB arrived....

 

[Deleted member 2540]

Again Axis is sending the GVs in Batches.

Earlier it used to be at Same day Same time.

Guys..

Good News for Dec 2023 Quarter has arrived.... 750 CB arrived....

View attachment 39754

 

[varun__goel_]

Again Axis is sending the GVs in Batches.

Earlier it used to be at Same day Same time.

Ab ki baar humara us moment🫂🫂

 

[SSV]

Again Axis is sending the GVs in Batches.

Earlier it used to be at Same day Same time.

This means you guys haven’t got it yet??

I accidentally checked this link by going thru first few pages of this thread to help our mate @Cardholic above to provide him some websites to shop to get his 5% CB

 

[ksen13]

Ab ki baar humara us moment🫂🫂

Mujhe bhi abhi tak nahi mila

 

[ksen13]

Guys..

Good News for Dec 2023 Quarter has arrived.... 750 CB arrived....

View attachment 39754

Waah bhai
I think axis ke liye tum koi premium customer ho itni jaldi kaisa de Diya axis