Axis Bank Liberty Savings Account Benefits

[VISHESH_BANSAL]

Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-

■
A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.

■
A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/

■
5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.



Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done Only Via Internet Banking

Menu-Services-Other-Debit Card Cashback

*Find Eligible MCCs for Weekend 5% Cashback at Below Link*

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

■
One Domestic Lounge Access Per Quarter.

■
** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link**

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR

 

[Deleted member 5552]

Hi, I closed Ace card and applied Rewards card, it will reach me shortly. I am sure Axis may have charged joining fee before card delivery as they do always like this. As this is an useless card, I want to close it without activating it(according to RBI rule).

Will they refund the amount before auto-closure or should I pay the joining fee before closure and ask for refund? I am sure no need of joining fee for unused card....

 

[shutapdiya]

My opinion is Axis Bank should reward you for this product-promotion

You can write a letter to Axis CEO, take our signatures and forward

 

[Deleted member 5552]

You can write a letter to Axis CEO, take our signatures and forward

Good Idea! An !dea can change Mr.Vishesh Ji's life.... But anyway @VISHESH_BANSAL is not interested in publicity and he is a humble person

Anyway I will try to write a mail regarding this to Axis Higher Authority I will ask them how much commission you provide to our Bhai every month

 

[shutapdiya]

@VISHESH_BANSAL is not interested in publicity and he is a humble person

I second that
Anyone here who had been to @VISHESH_BANSAL 's DM will also agree

Edit: just not DMs but those who have raised queries on this or different threads and received his responses

Anyway I will try to write a mail regarding this to Axis Higher Authority I will ask them how much commission you provide to our Bhai every month

He expects no monetary benefits unless it Cashback/ RP by bank or Its compansation against bank' fault


Sahi bola na @VISHESH_BANSAL bhai?

 

[VISHESH_BANSAL]

@VISHESH_BANSAL Congratulations for reaching 156 pages

My opinion is Axis Bank should reward you for this product-promotion

Product m damm hoga toh woh chalega hi.

I already received the reward in my last Complaint.

After Last Complaint Branch behaviour was also changed completely

Branch received a hard kick from senior Mangement why Need Arised to raise the matter with RBI BO and not solved at Branch Level.

Now each Employee of Branch knows me by Name

 

[Deleted member 5552]

Product m damm hoga toh woh chalega hi.

I already received the reward in my last Complaint.

After Last Complaint Branch behaviour was also changed completely

Branch received a hard kick from senior Mangement why Need Arised to raise the matter with RBI BO and not solved at Branch Level.

Now each Employee of Branch knows me by Name

These activities will help many who are unable to raise their voice against these branch people... Some employees think we are living by their income and their support

 

[shutapdiya]

Now each Employee of Branch knows me by Name

Aisi hi meri image native place ke SBI me hai, bada bamboo diya tha

 

[Deleted member 5552]

Hi, I closed Ace card and applied Rewards card, it will reach me shortly. I am sure Axis may have charged joining fee before card delivery as they do always like this. As this is an useless card, I want to close it without activating it(according to RBI rule).

Will they refund the amount before auto-closure or should I pay the joining fee before closure and ask for refund? I am sure no need of joining fee for unused card....

Product m damm hoga toh woh chalega hi.

I already received the reward in my last Complaint.

After Last Complaint Branch behaviour was also changed completely

Branch received a hard kick from senior Mangement why Need Arised to raise the matter with RBI BO and not solved at Branch Level.

Now each Employee of Branch knows me by Name

Now reply to this query also

 

[SSV]

Product m damm hoga toh woh chalega hi.

I already received the reward in my last Complaint.

After Last Complaint Branch behaviour was also changed completely

Branch received a hard kick from senior Mangement why Need Arised to raise the matter with RBI BO and not solved at Branch Level.

Now each Employee of Branch knows me by Name

So, when @VISHESH_BANSAL maharaj enters into the branch from here onwards, then the staff must be thinking this guy is coming at us again!!!

 

[varun__goel_]

Hi, I closed Ace card and applied Rewards card, it will reach me shortly. I am sure Axis may have charged joining fee before card delivery as they do always like this. As this is an useless card, I want to close it without activating it(according to RBI rule).

Will they refund the amount before auto-closure or should I pay the joining fee before closure and ask for refund? I am sure no need of joining fee for unused card....

Just check your app if fees has been charged. And don't activate, it will be auto closed. Should not be reported to cibil

 

[VISHESH_BANSAL]

Hi, I closed Ace card and applied Rewards card, it will reach me shortly. I am sure Axis may have charged joining fee before card delivery as they do always like this. As this is an useless card, I want to close it without activating it(according to RBI rule).

Will they refund the amount before auto-closure or should I pay the joining fee before closure and ask for refund? I am sure no need of joining fee for unused card....

Just do not activate it.

Card will get closed automatically. No need to Pay anything Upfront if you do not wish to activate it.

 

[Deleted member 5552]

Just check your app if fees has been charged. And don't activate, it will be auto closed. Should not be reported to cibil

Just do not activate it.

Card will get closed automatically. No need to Pay anything Upfront if you do not wish to activate it.

okay

I won't activate as reward rate is very bad... Closed Ace Card because of poor and low limit.

 

[VISHESH_BANSAL]

So, when @VISHESH_BANSAL maharaj enters into the branch from here onwards, then the staff must be thinking this guy is coming at us again!!!

View attachment 39615

I rarely Visit Axis Branch.

Recently Visted the Branch to open new Liberty Accounts of family members, first time after the last RBI BO Complaint, becuase staff was changed and the contact Numbers I have , is of old Staff.

After a Small interaction, I got to know Impact of my RBI BO Complaint on Branch

It was funny interaction . Account opening Exective asked me, How I am taking Benift of it

 

[varun__goel_]

I rarely Visit Axis Branch.

Recently Visted the Branch to open new Liberty Accounts of family members, first time after the last RBI BO Complaint, becuase staff was changed and the contact Numbers I have , is of old Staff.

After a Small interaction, I got to know Impact of my RBI BO Complaint on Branch

It was funny interaction . Account opening Exective asked me, How I am taking Benift of it

Isse yaad aya, agr family mein naya liberty acc kholke bas app se request raise krdu, to naya acc mein spend ya maintain krne ki zrurt to nhi na???

 

[VISHESH_BANSAL]

Isse yaad aya, agr family mein naya liberty acc kholke bas app se request raise krdu, to naya acc mein spend ya maintain krne ki zrurt to nhi na???

No.


Just Spend 25k from Primary Account of Family Group and rest Accounts will also enjoy the NMC WAIVER.

 

[Deleted member 5552]

Can anyone decode the secret of showing same offer in three pictures?



Can anyone decode the secret of showing same offer in three pictures?

 

[varun__goel_]

Can anyone decode the secret of showing same offer in three pictures?

View attachment 39636

Can anyone decode the secret of showing same offer in three pictures?

Aise hi krta hai hdfc, alag alag banner spam marta h

 

[𝙇.𝐊. 𝐓𝗶𝘄𝗮𝗿𝗶 :)]

I opened Axis Easy Access account online thinking maintaining 5k is easier, then got know about liberty account so wanted to convert it, called phone banking and asked if it can be converted. They said it can be you need to visit branch. So I visited branch and they said it's been only 3 months since account got opened it cannot be changed to Liberty before 6 months. Felt weird so visited another big branch, there they took request and called next day saying they cannot since it's not 6 months, I said okay. Then after 6 months I went (i.e Dec end) and executive is like it can't be done in Dec since June is not counted. So I just said how many times I have to visit branch, she said we'll take request and process it in Jan. And they did it.

It's so weird to see that they can't change product varient before 6 months. First time I asked them can't you close the account and then open new, that time executive is like account cannot be closed before 12 months, I asked her why and she's like you have accepted terms and conditions of it and it's mentioned in there.

Is this just Axis being Axis?

So, You converted your easy access online savings account to Liberty Savings account... congratulations

What about your existing E-debit card..? Is it still active...or closed.? Or changed..?
Can you Please confirm the bin of the currenntly active E-debit card?

 

[mshenoy]

So, You converted your easy access online savings account to Liberty Savings account... congratulations

What about your existing E-debit card..? Is it still active...or closed.? Or changed..?
Can you Please confirm the bin of the currenntly active E-debit card?

Yes, E Debit card seems to be active. I have blocked online rewards card and got Liberty DC. Yet to check if E debit card Bookmyshow offer and 1% cashback is still working or not.

Also I was hoping the conversion to be be done by December so that I can get 750₹ spend voucher in Jan. But sadly they converted it in Jan

 

[kishorvr]

I dont know if you are looking for this answer but I read somewhere you can earn 2.5k quarterly on spending 25k quaterly from your priority debit card with 10% Cashback

Correct, I read that here - https://www.cardexpert.in/tag/axis-priority-debit-card/. Can someone please confirm the same?