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Axis Bank Liberty Savings Account Benefits

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
Again Axis is sending the GVs in Batches.

Earlier it used to be at Same day Same time.
Waah bhai
I think axis ke liye tum koi premium customer ho itni jaldi kaisa de Diya axis

I am cautiously making a call here by looking at the initial response…
My call is: those who complete the 60k milestone early they get this CB earlier.. I finished my milestone in Nov itself..
My above conclusion is based on the initial response we got from the above members.. we need more evidence to prove this theory..
Anyone who got their CB , please post here and also post the approximate timeline of completion of 60k milestone.
Thanks and good night
 
I am cautiously making a call here by looking at the initial response…
My call is: those who complete the 60k milestone early they get this CB earlier.. I finished my milestone in Nov itself..
My above conclusion is based on the initial response we got from the above members.. we need more evidence to prove this theory..
Anyone who got their CB , please post here and also post the approximate timeline of completion of 60k milestone.
Thanks and good night
3:10am ho gaya abhi. Good morning.. Subah hogayi maamuuu....!
 
I am cautiously making a call here by looking at the initial response…
My call is: those who complete the 60k milestone early they get this CB earlier.. I finished my milestone in Nov itself..
My above conclusion is based on the initial response we got from the above members.. we need more evidence to prove this theory..
Anyone who got their CB , please post here and also post the approximate timeline of completion of 60k milestone.
Thanks and good night
Milestone was completed in the month of October itself. No cashback received till now 😏
 
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