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Axis Bank Liberty Savings Account Benefits

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
Freecharge does not have instant credit.

But why to worry if you have paid? The day you made payment will be considered.
Yeah I am conservative that way. The amount is paid already by p+ 3-4 days ago but not settled. I tested freecharge for 1000 only. But paid using cheq now full amount. Got instant sms from hdfc
 
Just submitted a request to close my account. They assured me it'll be done by evening. Been meeting the MAB requirement since I opened it, including this month, by funding my Indusind account. Also, I wasn't charged any MAB charges for the months of December and January."
 
View attachment 44242 har baar jis merchant pe 500 milta usi pe iss baar 300 diya cashback...ye kya bkch*di hai chumxis ki??

Kisi aur ka hua hai kyaa??
Mera ulta 100 kaat diya salo ne. Customer care bol raha tha ke vo charges 'out of banking hours' charges hai for depositing money through atm. Alag hi chutiya bank hai.
 
Txn ek hi baar me kri thi 10k?
Paytm merch

Alag alag krta hoon...pr hmesha aa jaata tha 500
..

Upr se My Money Manager ka bhii wahi haal hai...0 spends dikha rha 2mahine se...update hi nhi ho rha



Udhar track hota hai to easy rehta hai ye sb...isko thik krwaao bhaii log complaint krke
 
Paytm merch

Alag alag krta hoon...pr hmesha aa jaata tha 500
..

Upr se My Money Manager ka bhii wahi haal hai...0 spends dikha rha 2mahine se...update hi nhi ho rha



Udhar track hota hai to easy rehta hai ye sb...isko thik krwaao bhaii log complaint krke
Weekend cb hmesha shi deta hai axis

Check krlo mcc mein change hua hoga

Money manager ka manager manage nhi kr pa rha😂
 
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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
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