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Axis Bank Liberty Savings Account Benefits

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
I opened Liberty Savings Account 2 weeks back.I am unable to transact using my Virtual online rewards debit card since I opened my account.I tried adding 100 Rs. in Amazon wallet but I am not getting OTP at the time of payment.Both Domestic and International usage are active on virtual debit card.However, I am able to transact with my Physical Liberty Debit card.I visited branch in this regard and the Manager was also clueless.I updated alternate mobile number in the account but still getting same message.He raised service request 2 days back.Let me know if anyone faced similar issue with virtual Online rewards debit card.
1720157434927.png

same problem bhai.
 
I wanted to block the Liberty Debit card before they apply issuance fee.
On app it showed technical error
Screenshot_20240704-154023~2.png
So I chatted with web chat support, but as usual.. you know

Then I just mailed to nodal officer to block the debit card.
Today BM called me and itna sincerely baat kiya.. meri maa kabhi itne ache se baat na kari mere se
G fatne wali konsi baat thi ye samjh nahi ayi par maja aya... BM said ki "card details mujhe WhatsApp kar dijiye mai block karwa deta hu.. and aap mera number rakh lijiye kuch ho toh direct mujhe call kijiyega"


UPDATE - liberty debit card successfully blocked permanently.
 
Last edited by :
I wanted to block the Liberty Debit card before they apply issuance fee.
On app it showed technical error
View attachment 59781
So I chatted with web chat support, but as usual.. you know

Then I just mailed to nodal officer to block the debit card.
Today BM called me and itna sincerely baat kiya.. meri maa kabhi itne ache se baat na kari mere se
G fatne wali konsi baat thi ye samjh nahi ayi par maja aya... BM said ki "card details mujhe WhatsApp kar dijiye mai block karwa deta hu.. and aap mera number rakh lijiye kuch ho toh direct mujhe call kijiyega"
I blocked my liberty dc successfully as it was causing to miss the quarterly pension about 3 months ago.. I posted here as well
 
I wanted to block the Liberty Debit card before they apply issuance fee.
On app it showed technical error
View attachment 59781
So I chatted with web chat support, but as usual.. you know

Then I just mailed to nodal officer to block the debit card.
Today BM called me and itna sincerely baat kiya.. meri maa kabhi itne ache se baat na kari mere se
G fatne wali konsi baat thi ye samjh nahi ayi par maja aya... BM said ki "card details mujhe WhatsApp kar dijiye mai block karwa deta hu.. and aap mera number rakh lijiye kuch ho toh direct mujhe call kijiyega"
Ye alag hi maja hai bhai
 
I wanted to block the Liberty Debit card before they apply issuance fee.
On app it showed technical error
View attachment 59781
So I chatted with web chat support, but as usual.. you know

Then I just mailed to nodal officer to block the debit card.
Today BM called me and itna sincerely baat kiya.. meri maa kabhi itne ache se baat na kari mere se
G fatne wali konsi baat thi ye samjh nahi ayi par maja aya... BM said ki "card details mujhe WhatsApp kar dijiye mai block karwa deta hu.. and aap mera number rakh lijiye kuch ho toh direct mujhe call kijiyega"
DC kyu close krna hai🤦🤣

Ye hi to main hai
 
I wanted to block the Liberty Debit card before they apply issuance fee.
On app it showed technical error
View attachment 59781
So I chatted with web chat support, but as usual.. you know

Then I just mailed to nodal officer to block the debit card.
Today BM called me and itna sincerely baat kiya.. meri maa kabhi itne ache se baat na kari mere se
G fatne wali konsi baat thi ye samjh nahi ayi par maja aya... BM said ki "card details mujhe WhatsApp kar dijiye mai block karwa deta hu.. and aap mera number rakh lijiye kuch ho toh direct mujhe call kijiyega"
Here it is

Post in thread 'Axis Bank Liberty Savings Account Benefits'
https://www.technofino.in/community...rty-savings-account-benefits.1504/post-617642
 
Debit card kyun close kar rahe hai sab k sab ?

Weekend loot nahi lena kya. 🙄🙄
No need of this, there are plenty of other options to get 5% back.
Otherwise ,we need to do a part time job continuously to see which MCC is eligible for weekend CB..

BTW,
Why are you so worried, it is good that we are closing visa DC.. not Rupay DC…isn’t it??

okay, understood, you want the masses to use Liberty DC and get 🪓 to devalue the DC and account 😉
 
Last edited:
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