Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[yb24]

Hn vai pagal h ye log kuch bhi bhejdete h🙄

Bhai 750 ka card bhi h inpe?
Btw liberty account PE branch by default liberty dc hi deti h
236 debit hue uske

 

[yb24]

never trust banks. always do your own research and stick to it and take advise from TF members

Ya bro doing the same

 

[Pikachu.]

Debit card kyun close kar rahe hai sab k sab ?

Weekend loot nahi lena kya. 🙄🙄

Lootne ka sahi tareeka aana bhi toh chahiye 🤣🤣

 

[DimeEarner]

To prevent your account from freeze how to use it ???

RBL freezed my account because I uses there signature+ benefits only 15 transaction per month debit +credit since account creation

 

[phoenix1386]

To prevent your account from freeze how to use it ???

RBL freezed my account because I uses there signature+ benefits only 15 transaction per month debit +credit since account creation

They recognized you as DimeEarner.

 

[Aniket]

to get into that group each member will have to give aadhar card, pan card, itr, family member's phone, address proof, passport photo and bank statements. If someone does something we all go and beat him up or do a police case.

The agreement/contract is void ab initio. 🙂

 

[Aniket]

Seems aajkal tf pe bille/pille ki dp ka trend hai

No any @doraemon, @varun__goel_ & others are harmed 🤣

 

[KillerRoi]

Is transacting by adding money to kotak still working to get the nmc waived off for the particular month?

 

[Deleted member 18439]

Seems aajkal tf pe bille/pille ki dp ka trend hai

Ye bolne wala bhi future se aya 1 billa hi hai jo Nobita k ghar pe muft ki roti todta hai 🤣🤣

 

[Aniket]

Lootne ka sahi tareeka aana bhi toh chahiye 🤣🤣

Khuda merchant A/c me trf karke A/c block karwane se acha hai ki, DC hi block kara de...

Waise sahi tarika kya hai bataye...aadha adhura comment karne se paap lagta hai🤣

 

[phoenix1386]

Ye bolne wala bhi future se aya 1 billa hi hai jo Nobita k ghar pe muft ki roti todta hai 🤣🤣

Aur Nobita ke zyaada kaam bhi nahi aata.

 

[Shubham Yadav]

present sir


Haziri laga de raha hu bhaut din baad thread dikhi

 

[Aniket]

Is transacting by adding money to kotak still working to get the nmc waived off for the particular month?

Bro DC option is already removed, use another mode and let us know as well 👀

 

[Deleted member 18439]

@VISHESH_BANSAL
The axis master need your advice

I opened liberty Account online on 3 july

On 3rd I tried blocking the debit card but technical error came up everytime.

I emailed nodal officer for debit card blocking on 4th july
On 4th July itself got a call from BM of my branch
Next day I blocked the liberty debit card on 5th July 12:24 am

I didn't set pin or anything.

I received the card on 10th july

Now I can see 236 as lein amount in my account.
I mailed nodal officer again regarding the same. What do you advise to get that refund of blocked debit card?

 

[Deleted member 2540]

@VISHESH_BANSAL
The axis master need your advice

I opened liberty Account online on 3 july

On 3rd I tried blocking the debit card but technical error came up everytime.

I emailed nodal officer for debit card blocking on 4th july
On 4th July itself got a call from BM of my branch
Next day I blocked the liberty debit card on 5th July 12:24 am

I didn't set pin or anything.

I received the card on 10th july

Now I can see 236 as lein amount in my account.
I mailed nodal officer again regarding the same. What do you advise to get that refund of blocked debit card?

Can you tell me the Exact Amount of Initial Funding you did ?

 

[Aniket]

Can you tell me the Exact Amount of Initial Funding you did ?

Z e r o 🤪🤣

Does IP matter?

CC: @Pradumya

 

[Aniket]

Z e r o 🤪🤣

CC: @Pradumya

I think, Funding kiya rehta toh most probably lien nahi lagta 🪓 kaat leta 🤣

 

[Pikachu.]

Khuda merchant A/c me trf karke A/c block karwane se acha hai ki, DC hi block kara de...

Pokemon se bhi kabhi kabhi galti ho jati hai. That's okay. 😌

Waise sahi tarika kya hai bataye...aadha adhura comment karne se paap lagta hai🤣

Sahi tareeka sabko batane baitha toh axis bank ya toh debt mein chala jaega ya phir devaluation ka farmaan bhej dega 😂
The only thing I can tell is that I am looting INR 3k every month via this account (including Liberty accounts of my family members as well.) 😉

 

[Deleted member 2540]

I think, Funding kiya rehta toh most probably lien nahi lagta 🪓 kaat leta 🤣

Minimum 250 leta hi hai for DC Fees.

Can not skip when I last checked.

Baad m Withdraw kar liya toh Lien lagega hi.


Issuance Charges hai, After Issuance Debit Card ke saath kya karta hai Account holder does not Matter to Axis at all. Services Avail ki hai uska charge toh dena padega na.😂

Online Account Opening m skip bhi nhi kar sakte DC issuance ko.

If @Pradumya Does not want Liberty DC, he should open it offline.

Now Play Email Email to get it reverse or Give proof to Axis You did not opted for Issuance of Liberty Debit Card During Account Opening yet You were charged for the issuance🤣

 

[Aniket]

Minimum 250 leta hi hai for DC Fees.

Can not skip when I last checked.

Baad m Withdraw kar liya toh Lien lagega hi.


Issuance Charges hai, After Issuance Debit Card ke saath kya karta hai Account holder does not Matter to Axis at all. Services Avail ki hai uska charge toh dena padega na.😂

Online Account Opening m skip bhi nhi kar sakte DC issuance ko.

If @Pradumya Does not want Liberty DC, he should open it offline.

Now Play Email Email to get it reverse or Give proof to Axis You did not opted for Issuance of Liberty Debit Card During Account Opening yet You were charged for the issuance🤣

Aap Initial Funding ke bareme jo puche uska kya lena dena firh?

Does IP matter?