Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[Deleted member 2540]

Aap Initial Funding ke bareme jo puche uska kya lena dena firh?

Yes, IP is Minimum 250 to recover DC Issuance Fees even if he select Zero funding Option
If he paid that Amount at the time of Initial Funding that clealry means He had no objection for deduction of Issuance Charges from Account.

So why demanding Refund now ?🤣

 

[Aniket]

Minimum 250 to recover DC Issuance Fees even if he select Zero funding Option

Minimum 250 leta hi hai for DC Fees.

236 (200+18%) hai na total DC issuance fees?

250 min firh kis baat ka? 🤔

 

[Deleted member 2540]

236 (200+18%) hai na total DC issuance fees?

250 min firh kis baat ka? 🤔

Round figured to 250, Common sense🤣

Baaki ke 14 Account m hi milege jayege nhi kahi🤣

 

[Aniket]

Pokemon se bhi kabhi kabhi galti ho jati hai. That's okay. 😌

Sahi tareeka sabko batane baitha toh axis bank ya toh debt mein chala jaega ya phir devaluation ka farmaan bhej dega 😂
The only thing I can tell is that I am looting INR 3k very month via this account (including Liberty accounts of my family members as well.) 😉

 

[Aniket]

Round figured to 250, Common sense🤣

Baaki ke 14 Account m hi milege jayege nhi kahi🤣

Bhaiya jee galti se mistake hogaba, maaf kar dijiye hame...itna bada gap wala round fig jo nahi dekhe the ham, ya toh 235 ya toh max 240 directly 250 wow 🫡🤣

 

[Deleted member 2540]

Bhaiya jee galti se mistake hogaba, maaf kar dijiye hame...itna bada gap wala round fig jo nahi dekhe the ham, ya toh 235 ya toh max 240 directly 250 wow 🫡🤣

Usually 25k Funding hai Liberty ke liye🤣

If they are giving Zero Funding Option and taking 250 just to recover DC charges not to charge this amount as DC Issuance Fee.

If customer is not even willing to do IP of that much Amount then Liberty Account Nhi hai uske liye.

Exact 236 ke badle 250 le raha but deduct 236 hi hoge isse bhi Problem hai then Open Account under Pradhan Mantri Jan Dhan Yojana specially designed for such Customers. Ek paisa bhi nhi lagega Account khul jayega with Fokat ka Debit Card

 

[Aniket]

Usually 25k Funding hai Liberty ke liye🤣

They are giving Zero Funding Option and taking 250 just to recover DC charges not tp charge this amount as DC Issuance Fee.

If customer is not even willing to Pay that much then Liberty Account Nhi hai uske liye.

Exact 236 ke badle 250 le raha but deduct 236 hi hoge isse bhi Problem hai then Open Account under Pradhan Mantri Jan Dhan Yojana specially designed for such Customers. Ek paisa bhi nhi lagega Account khul jayega with Fokat ka Debit Card

Acha matalab bas consent 250 ka leta hai in case of 0 IP🤣

 

[Deleted member 18439]

Can you tell me the Exact Amount of Initial Funding you did ?

I had Ace card so zero initial funding..

Minimum 250 leta hi hai for DC Fees.

Can not skip when I last checked.

Baad m Withdraw kar liya toh Lien lagega hi.


Issuance Charges hai, After Issuance Debit Card ke saath kya karta hai Account holder does not Matter to Axis at all. Services Avail ki hai uska charge toh dena padega na.😂

Online Account Opening m skip bhi nhi kar sakte DC issuance ko.

If @Pradumya Does not want Liberty DC, he should open it offline.

Now Play Email Email to get it reverse or Give proof to Axis You did not opted for Issuance of Liberty Debit Card During Account Opening yet You were charged for the issuance🤣

Did not even ask for 250rs..

Yes, IP is Minimum 250 to recover DC Issuance Fees even if he select Zero funding Option
If he paid that Amount at the time of Initial Funding that clealry means He had no objection for deduction of Issuance Charges from Account.

So why demanding Refund now ?🤣

My point is that I wasn't given option to choose debit card. The card was delivered 10th july and card was blocked on 5th july. The dispatch was on 8th july..
Without activation of card how can they deduct charges?

 

[varun__goel_]

Pradhan Mantri Jan Dhan Yojana specially designed for such Customers. Ek paisa bhi nhi lagega Account khul jayega with Fokat ka Debit Card

 

[Deleted member 18439]

then Open Account under Pradhan Mantri Jan Dhan Yojana specially designed for such Customers. Ek paisa bhi nhi lagega Account khul jayega with Fokat ka Debit Card

 

[Deleted member 2540]

My point is that I wasn't given option to choose debit card.

Online Account Opening Process m Option hi nhi hai

Card is issued by default as per Account variant Selected and Charges are also shown on Landing Page of Digital Account opening.

Also You Accepted Tncs Related to Debit Cards and Savings Account, MID of Digital Liberty Account and that too before entering any details.

If you think Axis Did wrong then Fight with them and give Proof to them Card was issued without taking neccsary Consent and Hence charges are invalid.

 

[indubhimsen]

Weekend cashback a gaya June mahine ka
Quarterly cashback 750 Nahin Aaya kya Kisi Ka Aaya Hai?

 

[Deleted member 19102]

I had Ace card so zero initial funding..

Did not even ask for 250rs..

My point is that I wasn't given option to choose debit card. The card was delivered 10th july and card was blocked on 5th july. The dispatch was on 8th july..
Without activation of card how can they deduct charges?

That's how we roll in axis bank 🤣. Let us know after they refund the fees.

 

[vasanth_ece]

Weekend cashback a gaya June mahine ka
Quarterly cashback 750 Nahin Aaya kya Kisi Ka Aaya Hai?

I think it'll come in next week.

 

[Pikachu.]

Belated Happy Birthday to Me 🥳

 

[Aniket]

Belated Happy Birthday to Me 🥳

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Happy Belated Birthday 🎉 bro

Congratulations for 1k CB 😉

 

[bhaveshS]

Belated Happy Birthday to Me 🥳

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Happy late birthday 🎉 🎂

 

[roygarg]

If we pay CC through Amazon Pay UPI using Axis liberty salary account, does it count for 750 voucher?

 

[Badshah]

If we pay CC through Amazon Pay UPI using Axis liberty salary account, does it count for 750 voucher?

Y e s

 

[varun__goel_]

Quarterly cashback 750 Nahin Aaya kya Kisi Ka Aaya Hai?

SMS charges katne ke 1 - 2 din mai aajayega😆😆