1. IRIS APP : App is good with reasonable timely updates
2.SB Account required: No, not required and not recommended at all. This bank is still in recovery phase from its near death incidence a few years ago. But to my surprise, it is recovering very well inspite of some shortcomings.
3.Customer Support: One of the worst...this is one of the areas that I meant in the shortcomings section above
4.Lounge Access: Very good.. in fact excellent..no user reported anybsort of problem in accessing promised lounge access , all with the swipe of Credit card.. no need of any other special access card.. and Marquee is the one without any spend based eligibility for lounge access..
5. The main USP of this card is: Unlimited International Lounge Access even for add ons and Total 12 complimentary guest lounge access. 8 domestic + 4 International..this is a fantastic feature for such a low fee and relatively easily gettable card. Infact they increased guest visits to 12 from 8, which was not seen lately by any provider.
Apart from this BMS BOGO upto 800 is another standout feature..
Overall, Marquee is one of the best cards out there in its category and Yes bank quite surprised me in iownit handled this Marquee card..
However the bad news is former Axis bank senior executive joined Yes bank lately. Interesting to see how he fcuks up with Marquee and CC protfolio in general.