IDFC First Bank Mayura Super Premium Credit Card & Ashva Premium Credit Card (Both Metal Cards) Launched

[EnthuCC]

Yes. 90 days is the period they’ve mentioned.

They should have credited immediately after paying joining fees. It'd been joyous for the users. 90 days is long time to lose enthusiasm.

 

[beast_boy]

Post in thread

Post in thread 'IDFC First Bank Mayura Super Premium Credit Card & Ashva Premium Credit Card (Both Metal Cards) Launched'

Oct 2, 2024

Need quick help: how much rewards points we will get if i spend in jewellery shop ? Is it in exclusion list ? Planning to use in Singapore today .

5x upto 20k, 10x above 20k for Mayura card with 0% forex.

Its 0.83% upto 20k and 1.67% above 20k.

Example:

For 50k Jewellry purchase,

You'll get ₹667 as rewards. i., 1.3%

Btw, Mayura card charges GST 1080 (if you believe joining fee compensated with their cashback), which needs 80k at 1.3%, just to recover fee paid to get the card.

After that above calculations works.

• helloworld

• 

You are missing the 10k Bonus RP as well worth 2.5k along with the 4k Cashback which makes the card fees as 580

 

[theflash]

Post in thread

Post in thread 'IDFC First Bank Mayura Super Premium Credit Card & Ashva Premium Credit Card (Both Metal Cards) Launched'

Oct 2, 2024

Need quick help: how much rewards points we will get if i spend in jewellery shop ? Is it in exclusion list ? Planning to use in Singapore today .

5x upto 20k, 10x above 20k for Mayura card with 0% forex.

Its 0.83% upto 20k and 1.67% above 20k.

Example:

For 50k Jewellry purchase,

You'll get ₹667 as rewards. i., 1.3%

Btw, Mayura card charges GST 1080 (if you believe joining fee compensated with their cashback), which needs 80k at 1.3%, just to recover fee paid to get the card.

After that above calculations works.

• helloworld

• 

Post in thread 'IDFC First Bank Mayura Super Premium Credit Card & Ashva Premium Credit Card (Both Metal Cards) Launched'

Oct 2, 2024

Need quick help: how much rewards points we will get if i spend in jewellery shop ? Is it in exclusion list ? Planning to use in Singapore today .

5x upto 20k, 10x above 20k for Mayura card with 0% forex.

Its 0.83% upto 20k and 1.67% above 20k.

Example:

For 50k Jewellry purchase,

You'll get ₹667 as rewards. i., 1.3%

Btw, Mayura card charges GST 1080 (if you believe joining fee compensated with their cashback), which needs 80k at 1.3%, just to recover fee paid to get the card.

After that above calculations works.

• helloworld

• 

You are missing the 10k Bonus RP as well worth 2.5k along with the 4k Cashback which makes the card fees as 580

Ya it seems I calculated again and found this one is still available so 120 redemption fees and 580 adds to 700 so 55k spend in 1st month itlself seems to compensate the whole value. But the only downside is that need to wait for 10k points credit 🥲

 

[psmangat5]

when will I receive 4k cashback? bill paid, transaction done

 

[HumorSimpson]

. . .

 

[BhaiyaJi]

when will I receive 4k cashback? bill paid, transaction done

In a day or two.

 

[sarainfo12]

1L+ swipe consider as 5x instead of 20k as 5x and remaining 80k+ as 10x 😭😭😭😭😭

 

[bharat raj]

I entered the wrong expiry date three or more times on September 15 with my IDFC Ashva credit card. After that, I was unable to make online transactions. I reached out to customer care, and they said it’s a tokenization issue. What should I do now? Please help

 

[C_R]

I entered the wrong expiry date three or more times on September 15 with my IDFC Ashva credit card. After that, I was unable to make online transactions. I reached out to customer care, and they said it’s a tokenization issue. What should I do now? Please help

Are you sure you entered the wrong expiry?

I am also having the exact same issue. I am sure I have given the correct credentials while trying to do transactions online. It was not even going to the otp page. When I checked with customer care, they said it is because I have given wrong expiry. I dont really believe this.

 

[psmangat5]

In a day or two.

already many days passed. voucher kaha aane hain? mail par?

 

[BhaiyaJi]

already many days passed. voucher kaha aane hain? mail par?

Its a cashback bro, not a voucher.
I paid joining fees last week and received cashback in 2 days.
Check you app once. They don't send any message or email.

 

[bharat raj]

Are you sure you entered the wrong expiry?

I am also having the exact same issue. I am sure I have given the correct credentials while trying to do transactions online. It was not even going to the otp page. When I checked with customer care, they said it is because I have given wrong expiry. I dont really believe this.

Yeah I did entered the wrong expiry date but what is the solution for this ??? I asked the customer care to cancel this credit card and demanded my joining fees back.

 

[C_R]

Yeah I did entered the wrong expiry date but what is the solution for this ??? I asked the customer care to cancel this credit card and demanded my joining fees back.

I have sent an email. Let us see.
But in my case, I am sure that all card details were correct.

 

[helloworld]

I entered the wrong expiry date three or more times on September 15 with my IDFC Ashva credit card. After that, I was unable to make online transactions. I reached out to customer care, and they said it’s a tokenization issue. What should I do now? Please help

if card is not blocked, try on different website with small amount after 24 hours gap.

 

[praveensudhakaran]

Thought they would position these cards as Mayura > Ashva > Wealth > Select unfortunately it has become Wealth > Select > Ashva > Mayura.

Yes, I have wealth LTF. No use in upgrading to any of these!

So, wealth devaluation expected?

 

[helloworld]

So, wealth devaluation expected?

This card lacks value due to several limitations and nothing left to further devaluation, its shelf-card actually.

Loung/Spa: Required 20k/pm spends
Golf: Required another 20k/pm spends

Now, if you're ok to spend that 40k/pm then

Reward rate: On 40k/pm spends you'll get only 1.08% (BOB Snapdeal offers higher with just ₹300 annual fee)

Not only that

Utility, Insurance: Only 0.16% (vs DC 0.25%)

On top of this low reward rate, there is redemption fee of 118rs.

Forex markup: -0.7% on 40k/pm spends.

Cash withdrawal fee: 2.36% (same as wallet fee for known apps)

+ On this prestigious upcoming bank

no online 10% offers, and many EMI only offers.

Two note worthy features still exist:

- paytm bogo (if theatre exist)
- rsa

Overall, basic cashback cards offer better value than this so-called premium LTF card.

 

[C_R]

if card is not blocked, try on different website with small amount after 24 hours gap.

I have tried on different websites. same result. otp page itself dosent come. Card is not blocked as offline is still working.

 

[borg]

As per the weight they are mentioning yes it should be premium.

IDFC Mayura: 17gm metal (Equivalent to weight of HDFC Infinia, Amex Plat Charge, Axis Bank Reserve..)
IDFC Ashva: 12gm metal (Equivalent to weight of Axis Magnus..)

got the mayura in 3 days looks nice but the biz black HDFC metal feels heavier

 

[helloworld]

I have tried on different websites. same result. otp page itself dosent come. Card is not blocked as offline is still working.

turn off online transaction in card settings. wait for message, then wait for 5 mins - turn on and try.

 

[C_R]

turn off online transaction in card settings. wait for message, then wait for 5 mins - turn on and try.

I had tried this...but did not wait for 5 min..disabled and enabled immediately..
no luck...lemme try the way you mentioned