IDFC First Bank Mayura Super Premium Credit Card & Ashva Premium Credit Card (Both Metal Cards) Launched

[helloworld]

At present I have 9 IDFC cards
1. Select
2. Select Rupay (Virtual)
3. Vistara
4. Vistara Rupay (Virtual)
5. Power Plus (itself Rupay)
6. Mayura
7. Mayura Rupay (Virtual)
8. Ashva
9. Ashva Rupay (Virtual)
But no Credit limit enhancement msg or mail till now.

So, you paid..

UPI Card fee: rs. 36 (hopefully that 200 discount coupon for all 4 cards)

4 Rupay cards = 144

Power + Vistrara + Mayura + Ashva (Joining fee compensated, but GST): 2610

Total: 2754

Is that correct?

to recover this amount on these cards need to spend (cumulatively) 2,30,000 at 1.2%.

 

[sauravkumar]

Inaugural offer extended upto 31-Oct.🤔🤔

It seems they will continue this offer upto Diwali or year end!!😁😁

 

[beast_boy]

We all have to Send card closure requests together next year... 😀

 

[sarainfo12]

Need quick help: how much rewards points we will get if i spend in jewellery shop ? Is it in exclusion list ? Planning to use in Singapore

 

[helloworld]

Need quick help: how much rewards points we will get if i spend in jewellery shop ? Is it in exclusion list ? Planning to use in Singapore today .

5x upto 20k, 10x above 20k for Mayura card with 0% forex.

Its 0.83% upto 20k and 1.67% above 20k.

Example:

For 50k Jewellry purchase,

You'll get ₹667 as rewards. i., 1.3%

Btw, Mayura card charges GST 1080 (if you believe joining fee compensated with their cashback), which needs 80k at 1.3%, just to recover fee paid to get the card.

After that above calculations works.

 

[sarainfo12]

5x upto 20k, 10x above 20k for Mayura card with 0% forex.

Its 0.83% upto 20k and 1.67% above 20k.

Example:

For 50k Jewellry purchase,

You'll get ₹667 as rewards. i., 1.3%

Btw, Mayura card charges GST 1080 (if you believe joining fee compensated with their cashback), which needs 80k at 1.3%, just to recover fee paid to get the card.

After that above calculations works.

I am already holding the card with 1.5L only limit. Using this card for past 3 days in Singapore.

You meant 1080 gst is joining fee gst right ?

 

[sarainfo12]

I am already holding the card with 1.5L only limit. Using this card for past 3 days in Singapore.

You meant 1080 gst is joining fee gst right ?

I holding ixigo rupay card with 3L limit but jewel mcc excluded ,
And idfc wow card with 50k limit

 

[helloworld]

I holding ixigo rupay card with 3L limit but jewel mcc excluded ,
And idfc wow card with 50k limit

This is for Mayura card.

 

[sarainfo12]

View attachment 70741

This is for Mayura card.

I need to buy for 2L but limit is 1.5L and already used 6k to 8k . Any tricks to manage the purchase?

 

[sarainfo12]

I need to buy for 2L but limit is 1.5L and already used 6k to 8k . Any tricks to manage the purchase?

Nvm plan cancelled due to not much difference in the price .

 

[sarainfo12]

@helloworld while transacting using idfc mayura card in app it's showing both inr and sgd instantly, but in idfc terms and conditions they mentioned rate based on settlement date not on transactions date. Is that means will it change again or how it will be ?

 

[helloworld]

@helloworld while transacting using idfc mayura card in app it's showing both inr and sgd instantly, but in idfc terms and conditions they mentioned rate based on settlement date not on transactions date. Is that means will it change again or how it will be ?

Post in thread 'Credit card suggestion for international Payment'

Nov 22, 2022

1. Convert that USD to INR (usually consider settlement date conversion rate).

440 USD = 35928 Rs. (assuming 1 USD = 81.65 Rs.)

+

2. Add markup fee and corresponding GST

(amount × markup fee of that card) + GST

35928 x 3.5% = 1257.48 + 18% GST = 1483.83 (4.13%)

3. Amount you're paying overall in INR.

~ 37422 Rs. you're paying.

---

SBI Cashback mostly will give 5% unless that certification site report as Utility in that case 1%.

Note: Same process for both Credit and Debit Cards, and not all Credit and Debit cards charge 4.13%. There are cards with 0% markup-fee.

• helloworld

• 

btw, as mentioned earlier there are alternative cards for >0% forex transactions

Post in thread 'best way to earn a positive return on international spends'

Jul 29, 2024

: )

• helloworld

• 

 

[beast_boy]

Cashback amount is credited within 2 Days of Bill Payment on Both the Mayura and Ashva Card, where to check for bonus reward points ? Because when I check in App it shows only debit card reward points.

 

[Shobhit Srivastava]

Cashback amount is credited within 2 Days of Bill Payment on Both the Mayura and Ashva Card, where to check for bonus reward points ? Because when I check in App it shows only debit card reward points.

Slow down boy, wait till 90 Days as they are extending welcome offer every month, most probably people boarded in August may get it till November end.

 

[BVCBVC is verified member.]

Slow down boy, wait till 90 Days as they are extending welcome offer every month, most probably people boarded in August may get it till November end.

Yes. 90 days is the period they’ve mentioned.

 

[Anindya98]

Complementary lounge access still not removed .

Yes, I am also getting the Lounge and Spa Access still now

 

[BVCBVC is verified member.]

Yes, I am also getting the Lounge and Spa Access still now

Yes, usually IDFC sends mail after statement generation about lounge benefits activated or not. CV, Wealth Card I am getting mail amount benefits but Ashva and Mayura seems active without any spends as of now. So enjoy till the party lasts.

 

[sarainfo12]

Yes, usually IDFC sends mail after statement generation about lounge benefits activated or not. CV, Wealth Card I am getting mail amount benefits but Ashva and Mayura seems active without any spends as of now. So enjoy till the party lasts.

Yes, I am also getting the Lounge and Spa Access still now

Used mayura dreamfolks in Singapore yesterday....
Received message complementary access approved

 

[theflash]

Is it still worthy taking Mayura?

I just want it in the name of metal card I'm not eligible for Onecard so 🤔.

What will be the cost after all cashback and points and redemption charges and Gst?

 

[helloworld]

Is it still worthy taking Mayura?

I just want it in the name of metal card I'm not eligible for Onecard so 🤔.

What will be the cost after all cashback and points and redemption charges and Gst?

Post in thread

Post in thread 'IDFC First Bank Mayura Super Premium Credit Card & Ashva Premium Credit Card (Both Metal Cards) Launched'

Oct 2, 2024

Need quick help: how much rewards points we will get if i spend in jewellery shop ? Is it in exclusion list ? Planning to use in Singapore today .

5x upto 20k, 10x above 20k for Mayura card with 0% forex.

Its 0.83% upto 20k and 1.67% above 20k.

Example:

For 50k Jewellry purchase,

You'll get ₹667 as rewards. i., 1.3%

Btw, Mayura card charges GST 1080 (if you believe joining fee compensated with their cashback), which needs 80k at 1.3%, just to recover fee paid to get the card.

After that above calculations works.

• helloworld

•