While swiping for the first time, ask them to add the number of guests you want. Or open Dreamfolks Web and create a QR code by adding the number of guests.How do I avail the free guest lounge entry on this card? Do I need to swipe the card twice?
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While swiping for the first time, ask them to add the number of guests you want. Or open Dreamfolks Web and create a QR code by adding the number of guests.How do I avail the free guest lounge entry on this card? Do I need to swipe the card twice?
Recently I claimed my Wow card points got 99+GST charged but within 2 days I got the amount refunded with GST.In the OTP page during online transactions. 99+GST for every redemption.
I always accumulate points and redeem all of them for a single big transaction.
Yup received on both.I have got the bonus rewards points credited today!
but is it even worth it?Yes, took the card. Getting cashback of 4k plus additional 2500 worth points. So we pay approx 600-800 rupees. Got Marquee the same way
i took it for zero forex and bms offer. (i have no zero forex card)but is it even worth it?
Mostly people in this thread took it just for the metal card and with welcome benefit & 2-3 bms offer they its zero cost. Worth it or not is very subjective I feel for this card. So its up to you.but is it even worth it?
IDFC First Wealth LTF is better than these two cards.
So, wealth devaluation expected?
Only paper both cards are premium.
Actually both are waste cards.
Need quick help: how much rewards points we will get if i spend in jewellery shop ? Is it in exclusion list ? Planning to use in Singapore today .
haha cool.. i have rbl world safari already and around 8-10 cards for bms offer already so not worth for me i guess... i even have indusind piooner dc with 0% forexi took it for zero forex and bms offer. (i have no zero forex card)
amazon icici is ltf and probably one of the best cards out there , i have swiggy ltf and idfc wealth ltf too, i guess i will close mayura at before renewalMayura is too costly (around 7000 rs)... for zero forex, you can go with IDFC First Wow or Scapia. Both are LTF.
IDFC First Wealth LTF is much much better than Mayura.
Instead of Amazon ICICI, go with HDFC Swiggy LTF. 5% actual cashback on statements.
yes nothing good only okish for 1 yr anyways that too i dont feel worth for 1st yr also if u have better cards for bms and 0% forexamazon icici is ltf and probably one of the best cards out there , i have swiggy ltf and idfc wealth ltf too, i guess i will close mayura at before renewal
i took it for zero forex and bms offer. (i have no zero forex card)


amazon icici is ltf and probably one of the best cards out there , i have swiggy ltf and idfc wealth ltf too, i guess i will close mayura at before renewal
Bhai itna bhi nafrat mat karo kisi se ki kuch bhi bolne lago!!😤😤icici is never ltf, it indirectly tied to prime subscription which requires from 400 to 1500 annual subscription. without it, its like many other cards with nominal 1% to 2%.

Bhai itna bhi nafrat mat karo kisi se ki kuch bhi bolne lago!!😤😤
Everyone knows that ICICI AMAZON PAY CC is the best LTF.😑😑
And Prime Subscription everyone now a days getting complementary with Postpaid/ CC. Most of the people are not buying it!!
And if you still have any doubt refer this below thread by Founder:
Hello TFCians,
We’ve updated our article, “Best Credit Cards 2025 | Category-wise Credit Card Recommendation By TechnoFino” to reflect changes up to November 7, 2024. With less than two months until the start of 2025, I’ll be posting the "Best Credit Cards 2025" on January 1, 2025, with additional spending and lifestyle categories included.
In each category, I will be suggesting a range of credit cards, spanning from lifetime free options to luxurious ones, covering cashback, air miles, and reward points. Please peruse the complete list below and select the credit card that best...
- TechnoFino
- Replies: 60
- Forum: Credit Card - General
And everyone will agree yours (or even mine) knowledge is nothing compared to him!!😤😤
Actually, you are not getting actual 5% cashback. Cashback should come in the form of Amazon Pay.Bhai itna bhi nafrat mat karo kisi se ki kuch bhi bolne lago!!😤😤
Everyone knows that ICICI AMAZON PAY CC is the best LTF.😑😑
And Prime Subscription everyone now a days getting complementary with Postpaid/ CC. Most of the people are not buying it!!
And if you still have any doubt refer this below thread by Founder:
Hello TFCians,
We’ve updated our article, “Best Credit Cards 2025 | Category-wise Credit Card Recommendation By TechnoFino” to reflect changes up to November 7, 2024. With less than two months until the start of 2025, I’ll be posting the "Best Credit Cards 2025" on January 1, 2025, with additional spending and lifestyle categories included.
In each category, I will be suggesting a range of credit cards, spanning from lifetime free options to luxurious ones, covering cashback, air miles, and reward points. Please peruse the complete list below and select the credit card that best...
- TechnoFino
- Replies: 60
- Forum: Credit Card - General
And everyone will agree yours (or even mine) knowledge is nothing compared to him!!😤😤
Everything that you said could be your view and everyone is fine with it.as you see fit. each has their own perception, for me amzn prime not a need but for some its a need. Varies based on people, and I still stand that its a meagre or low value life time free card (without prime subscription), and the value only rises with prime subscription and that need additional spend (I considered that as equivalent to annual fee).
Same AU Lit, as LTF its useless card but with only subscription it shines (and I call with subscription its semi-premium card because it needs around 4k annually to get best ever rate)..
and if technofino or you say its best ever LTF card, I do not agree because it takes annually 4k+ fee to become "best".
Same with Yes Reserv, if you got as paid or LTF it doesn't matter because subscription fee 'its an useless card", the real value comes with "annual subscription".
It depends on perspective and need, as said its my view and I still stand that "amazon pay icici as LTF is meagre card and value only shines with prime subscription".
Now if you use that prime subscription other ways that is the business we're talking about where people considered it as normal behavior rather extra spend.
I verified mobile plans with or without prime, and it takes extra to provide prime, its never complimentary for me, do share any such offer that really has no difference between with or without prime. I, personally do not consider it as complimentary.
Just like you, I shared my view.
and if technofino or you say its best ever LTF card, I do not agree because it takes annually 4k+ fee to become "best".