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IDFC First Bank Mayura Super Premium Credit Card & Ashva Premium Credit Card (Both Metal Cards) Launched

@fradela I think you should go through this thread.😑😑

This has been already discussed.

And net cost for first year is GST only ( i.e. around 700-800 only).

LTF doesn't mean everything. It depends on your usage and requirements.😤😤
 
As per Technofino review.
 
IDFC First Wealth LTF is better than these two cards.


Only paper both cards are premium.

Actually both are waste cards.


All IDFC Cards are waste except Power/Power+, IMO.
 
Mayura is too costly (around 7000 rs)... for zero forex, you can go with IDFC First Wow or Scapia. Both are LTF.

IDFC First Wealth LTF is much much better than Mayura.

Instead of Amazon ICICI, go with HDFC Swiggy LTF. 5% actual cashback on statements.
amazon icici is ltf and probably one of the best cards out there , i have swiggy ltf and idfc wealth ltf too, i guess i will close mayura at before renewal
 
amazon icici is ltf and probably one of the best cards out there , i have swiggy ltf and idfc wealth ltf too, i guess i will close mayura at before renewal
yes nothing good only okish for 1 yr anyways that too i dont feel worth for 1st yr also if u have better cards for bms and 0% forex
 
i took it for zero forex and bms offer. (i have no zero forex card)


: )
 
amazon icici is ltf and probably one of the best cards out there , i have swiggy ltf and idfc wealth ltf too, i guess i will close mayura at before renewal

icici is never ltf, it indirectly tied to prime subscription which requires from 400 to 1500 annual subscription. without it, its like many other cards with nominal 1% to 2%.
 
icici is never ltf, it indirectly tied to prime subscription which requires from 400 to 1500 annual subscription. without it, its like many other cards with nominal 1% to 2%.
Bhai itna bhi nafrat mat karo kisi se ki kuch bhi bolne lago!!😤😤

Everyone knows that ICICI AMAZON PAY CC is the best LTF.😑😑
And Prime Subscription everyone now a days getting complementary with Postpaid/ CC. Most of the people are not buying it!!

And if you still have any doubt refer this below thread by Founder:


And everyone will agree yours (or even mine) knowledge is nothing compared to him!!😤😤
 
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Bhai itna bhi nafrat mat karo kisi se ki kuch bhi bolne lago!!😤😤

Everyone knows that ICICI AMAZON PAY CC is the best LTF.😑😑
And Prime Subscription everyone now a days getting complementary with Postpaid/ CC. Most of the people are not buying it!!

And if you still have any doubt refer this below thread by Founder:


And everyone will agree yours (or even mine) knowledge is nothing compared to him!!😤😤

as you see fit. each has their own perception, for me amzn prime not a need but for some its a need. Varies based on people, and I still stand that its a meagre or low value life time free card (without prime subscription), and the value only rises with prime subscription and that need additional spend (I considered that as equivalent to annual fee).

Same AU Lit, as LTF its useless card but with only subscription it shines (and I call with subscription its semi-premium card because it needs around 4k annually to get best ever rate)..

and if technofino or you say its best ever LTF card, I do not agree because it takes annually 4k+ fee to become "best".

Same with Yes Reserv, if you got as paid or LTF it doesn't matter because without subscription fee 'its an useless card", the real value comes with "annual subscription".

It depends on perspective and need, as said its my view and I still stand that "amazon pay icici as LTF is meagre card and value only shines with prime subscription".

Now if you use that prime subscription other ways that is the business we're talking about where people considered it as normal behavior rather extra spend.

I verified mobile plans with or without prime, and it takes extra to provide prime, its never complimentary for me, do share any such offer that really has no difference between with or without prime. I, personally do not consider it as complimentary.

Just like you, I shared my view.
 
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Bhai itna bhi nafrat mat karo kisi se ki kuch bhi bolne lago!!😤😤

Everyone knows that ICICI AMAZON PAY CC is the best LTF.😑😑
And Prime Subscription everyone now a days getting complementary with Postpaid/ CC. Most of the people are not buying it!!

And if you still have any doubt refer this below thread by Founder:


And everyone will agree yours (or even mine) knowledge is nothing compared to him!!😤😤
Actually, you are not getting actual 5% cashback. Cashback should come in the form of Amazon Pay.

Only applicable for Amazon.

However, HDFC Swiggy LTF gives actual 5% cashback. Applicable for all online spends.
 
as you see fit. each has their own perception, for me amzn prime not a need but for some its a need. Varies based on people, and I still stand that its a meagre or low value life time free card (without prime subscription), and the value only rises with prime subscription and that need additional spend (I considered that as equivalent to annual fee).

Same AU Lit, as LTF its useless card but with only subscription it shines (and I call with subscription its semi-premium card because it needs around 4k annually to get best ever rate)..

and if technofino or you say its best ever LTF card, I do not agree because it takes annually 4k+ fee to become "best".

Same with Yes Reserv, if you got as paid or LTF it doesn't matter because subscription fee 'its an useless card", the real value comes with "annual subscription".

It depends on perspective and need, as said its my view and I still stand that "amazon pay icici as LTF is meagre card and value only shines with prime subscription".

Now if you use that prime subscription other ways that is the business we're talking about where people considered it as normal behavior rather extra spend.

I verified mobile plans with or without prime, and it takes extra to provide prime, its never complimentary for me, do share any such offer that really has no difference between with or without prime. I, personally do not consider it as complimentary.

Just like you, I shared my view.
Everything that you said could be your view and everyone is fine with it.

But you can't suppress the fact or ignore the most important point - "Prime membership nowadays most of the people gets complementary with Mobile Postpaid benefit or as Credit Card benefits or other ways)😤😤

Now assume and consider you are not paying even a single penny for Prime Subscription. Then what will be your thoughts??

I think whatever you have will become totally irrelevant!!😑😑

and if technofino or you say its best ever LTF card, I do not agree because it takes annually 4k+ fee to become "best".

And how the hell Amazon Pay CC takes 4k+ fee annually??🤔🤔
Kuch bhi!!
 
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