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Axis Bank Liberty Savings Account Benefits

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 15th November, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 15th November, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
I was asking to those who have already experienced this. Not forcing anyone to try and test for me.
This forum is supposed to help each other if i am not wrong?
Not trying to be rude, but trust me, no one would've interpreted it they way which you are thinking, as the bank clearly stated it. They didn't used any technical banking language, which makes it harder for people to understand.

It's either spend ₹25K or maintain ₹25K, that's it. Nothing in between, for spending ₹25K, the first page has all the details including MCC list.

If you still want your query answered with a surety, contact customer care and ask them directly. If they tell you that combination of ₹15K (maintained) + ₹10K (spent) will work and by chance you get penalized, you can play blame game 😂
 
Okay okay..... it is my fault that i came here to ask a question.

Sorry!
No you have to spend 25k or maintain 25k. Combination of both can't be done.

But a secret trick is there for you, you can maintain 25k and do transactions of 25k means combination of 50k can be used to get NMC waiver. 😃😅😂
 
No you have to spend 25k or maintain 25k. Combination of both can't be done.

But a secret trick is there for you, you can maintain 25k and do transactions of 25k means combination of 50k can be used to get NMC waiver. 😃😅😂
😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😜😜😜😜😜😜🤪🤪🤪🤪🤪🤪🤪🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣😁😁😁😁😁😁🤣🤣🤣ha ha ha!
 
इतना चुभने लगा हूँ, ज़ख्म गहरा हुआ,

तेरी हर बात का अब मतलब नया हुआ।

जो कभी खुशबू थी, अब हवा में ज़हर है,

तेरी वफ़ा का ये कैसा असर है।
 
इतना चुभने लगा हूँ, ज़ख्म गहरा हुआ,

तेरी हर बात का अब मतलब नया हुआ।

जो कभी खुशबू थी, अब हवा में ज़हर है,

तेरी वफ़ा का ये कैसा असर है।
Ye E-Lafda me E-motional kyu kar rahe bhai
@VISHESH_BANSAL ne breakup kar liya kya
 
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