HDFC Forex Card Load 5X Reward Points Offer

5X Reward Points Offer

Make every online load and reload on your HDFC Bank ForexPlus Card more rewarding! Use your HDFC Bank Credit Card and activate the power of 5X Reward Points Multiplier on every transaction.

5X Reward points offer details

• Customers can earn 5X Reward Points for every Forex Card load/reload transaction made using eligible HDFC Bank Credit Cards.
• Minimum Transaction Value: Rs15,000 per transaction.
• Maximum Reward Points (RP): Customers can earn a maximum of 15,000 Reward Points per calendar month during the offer period.

• Offer Period:​

  The 5X Reward Points Offer is valid for load / reload transactions settled between 1st January 2025 and 31st March 2025.
• https://offers.smartbuy.hdfcbank.com/offer_details/5x-rewards-points-offer/26166/Z2mkmWk%3D

• Card Type​	Base Earn Rate (1X)​	Additional 4XRP Capped at 15,000 RPs​	Total: 5X RP​	Max Spends for 5X​
  HDFC Bank Regalia First​	3RP/Rs.150​	12RP/Rs. 150​	15 RP/ Rs. 150​	187500​
  HDFC Bank Regalia​	4RP/Rs.150​	16RP/Rs. 150​	20 RP/ Rs. 150​	140625​
  HDFC Bank Regalia Activ​	4RP/Rs.150​	16RP/Rs. 150​	20 RP/ Rs. 150​	140625​
  HDFC Bank Regalia Gold​	4RP/Rs.150​	16RP/Rs. 150​	20 RP/ Rs. 150​	140625​
  HDFC Bank Diners Privilege/ HDFC Biz Power​	4RP/Rs.150​	16RP/Rs. 150​	20 RP/ Rs. 150​	140625​
  HDFC Bank Diners Black​	5RP/Rs.150​	20RP/Rs. 150​	25 RP/ Rs. 150​	112500​
  HDFC Bank Diners Black Metal/HDFC Biz Black Metal​	5RP/Rs.150​	20RP/Rs. 150​	25 RP/ Rs. 150​	112500​
  HDFC Bank Infinia​	5RP/Rs.150​	20RP/Rs. 150​	25 RP/ Rs. 150​	112500​
  HDFC Bank Infinia Metal​	5RP/Rs.150​	20RP/Rs. 150​	25 RP/ Rs. 150​	112500​

• The offer is applicable exclusively for load / reload of HDFC ForexPlus Cards done using an HDFC Bank Credit Cards: HDFC Bank Regalia First, HDFC Bank Regalia, HDFC Bank Regalia Activ, HDFC Bank Regalia Gold, HDFC Bank Diners Privilege, HDFC Bank Diners Black, HDFC Bank Diners Black Metal, HDFC Bank Infinia and HDFC Bank Infinia Metal Credit Card
• 5X reward points will be credited as: 1X reward points + additional 4X Reward Points. Additional 4X reward points are capped at 15,000 reward points per calendar month. 1X reward points will continue as is without any capping
• A minimum spend of Rs. 15,000 per transaction is required to be eligible for additional 4X reward points
• The limits are over and above the limits of HDFC SmartBuy

Issuance Fee Waiver Offer
There is another offer running on the issuance of an HDFC ForexPlus card where the joining fees get waived if you load a minimum of 1,000 USD or equivalent value of another currency. Check this out.

https://offers.smartbuy.hdfcbank.com/offer_details/forex-card-offers/10366/ZmOmmWk%3D

My Experience
Since I have an international trip planned next month to Japan I tried to apply HDFC ForexPlus Card (multicurrency card) and load some 2,00,000 Yen to the card to compare the actual reward rate. While Google is showing the exchange rate of 2L Yen equal to 112150 INR, HDFC is charging me some 1,16,695 INR including loading charges of around 195. It equates to a direct loss of approximately 4.01% since HDFC has higher Forex rates. But with a 16.66% (5X) reward rate on my Diners Club Black credit card, this deal is too good since it would leave me a net reward rate of 12.65% which handsomely beats even the reward rates of Axis Olympus and Axis Reserve. This is a good offer especially if you hold Diners Black or above credit cards.

Loading in USD is proving to be much cheaper since only approximately 2% charge is being applied so if you want to get a card then go for Regalia Plus Forex card since although it can be loaded only in USD but can be used to pay in any currency worldwide since it has zero cross currency markup charges.

 

[shadow28]

Can you please put some thoughts on withdrawal. Say for e.g. 3 yrs down the line I want to close the card and withdraw the balance, how will it be processed?

You can get it transferred to your bank account through phone banking - https://www.hdfcbank.com/personal/r...w-to-transfer-from-forex-card-to-bank-account.

 

[nushah]

I am currently not staying at the same location where I have my home branch. I am travelling to USA in 2 weeks and wanted to know if I can get the card picked-up from any other HDFC branch that is nearer to me ? Also if we load the Forex card with credit card that has GVP activated, will we get benefit of 1% alsol as part of GVP benefit on a foreign transaction. TIA.

 

[Yugi]

I am currently not staying at the same location where I have my home branch. I am travelling to USA in 2 weeks and wanted to know if I can get the card picked-up from any other HDFC branch that is nearer to me ? Also if we load the Forex card with credit card that has GVP activated, will we get benefit of 1% alsol as part of GVP benefit on a foreign transaction. TIA.

It can be picked from any branch near you, in the application you will find the option to select the branch.

If we get the GVP benefit then it will be the cherry on the cake, I'm not sure of it, other members can comment.

 

[sahilcapricorn]

I am currently not staying at the same location where I have my home branch. I am travelling to USA in 2 weeks and wanted to know if I can get the card picked-up from any other HDFC branch that is nearer to me ? Also if we load the Forex card with credit card that has GVP activated, will we get benefit of 1% alsol as part of GVP benefit on a foreign transaction. TIA.

GVP is for international txns. In Forex case, you're paying the bank in INR domestically.. GVP won't be applicable here..

 

[sagarlakhisarani]

The 5x reward points offer for forex card load / reload is outside the Smartbuy monthly capping. You can use the Multicurrency ForexPlus Card if you only want AUD or Regalia ForexPlus Card if you want the freedom to use any foreign currency.

Thanks for the response

 

[jamesdolan]

Went to a local branch today and applied for regalia forex online sitting there. They had one card left but didn't give me saying they process forex on weekdays only. Hopefully I can get it Monday have my trip next Sunday.

 

[vishalgupta2]

How long has it been taking to get the card. I applied last Wednesday, got a confirmation email but nothing since then.

 

[nushah]

Is the 15,000 rewards points limit per card account ? I have Infinia Metal add-on card for my wife (with a different card number); will I get additional 15,000 points if I load/re-load my Forex card with my wife's Infinia add-on card ? I am travelling to USA and would be spending around 4000 USD; so would like to optimize the spends. Thank you.

 

[darkjediknight]

Do you guys think we can get 15k extra by loading with addon card?

 

[taskmaster]

Sorry if its repetitive and might have asked earlier.. can i use my regalia gold cc to buy a forex card and use it for my trip later in April/May? And also i'll get 5X reward points? Are there any forex charges involved?

 

[darkjediknight]

Tried to buy the regalia forex card, but the capcha is not loading on the payment screen while entering credit card details 🥲 Will try again tomorrow

Edit: Was an issue with Chrome. Worked in Safari 🥹

 

[sourpai]

All HDFC smartbuy limits are based at card account level. Hence add on cards do not have separate limit, it is combined with Primary card

Is the 15,000 rewards points limit per card account ? I have Infinia Metal add-on card for my wife (with a different card number); will I get additional 15,000 points if I load/re-load my Forex card with my wife's Infinia add-on card ? I am travelling to USA and would be spending around 4000 USD; so would like to optimize the spends. Thank you.

Do you guys think we can get 15k extra by loading with addon card?

 

[jamesdolan]

How long has it been taking to get the card. I applied last Wednesday, got a confirmation email but nothing since then.

I have heard 4 to 5 working days. I applied for a non personalised card at the branch yesterday. They told me they will give it tomorrow.

 

[jamesdolan]

Sorry if its repetitive and might have asked earlier.. can i use my regalia gold cc to buy a forex card and use it for my trip later in April/May? And also i'll get 5X reward points? Are there any forex charges involved?

Of course there are charges. 2% markup approx while loading. Atm fees are also there for 4 usd for regalia forex. I don't know if it makes a lot of sense for regalia gold. For infinia/dcb it works to 16.66% reward rate so it is a no brainer. For regalia gold I am not sure

 

[darkjediknight]

All HDFC smartbuy limits are based at card account level. Hence add on cards do not have separate limit, it is combined with Primary card

You’re right, that makes sense. Thanks. 🙏

 

[Yugi]

Can we add a new Regalia Forex card to the existing userid created on HDFC Prepaid banking? I am not finding the option, is it we create new userid for every new Forex card?

 

[sahilcapricorn]

Can we add a new Regalia Forex card to the existing userid created on HDFC Prepaid banking? I am not finding the option, is it we create new userid for every new Forex card?

You can't have 2 forex cards for same customer name. While applying the card, one of the check box of t&c does state that you authorize hdfc bank to close any existing forex card and transfer any unused balance to the new card.

Edit: Also to answer your question, there's no option to add forex card to existing account. I too applied for a new forex and my last one expired in 2023. I'm yet to see if it gets auto replaced or I need to create a new ID.

 

[Ram1]

1X points credited today - 1 day after settlement.

Have u received monthly statement of hdfc cc?
Is it showing 1x points across transaction details line
Or showing 0 points at transaction and 1x points as septately in next page, specially as forex under points summary?

 

[Harry1]

Have u received monthly statement of hdfc cc?
Is it showing 1x points across transaction details line
Or showing 0 points at transaction and 1x points as septately in next page, specially as forex under points summary?

Separately in forex

 

[shubhamosy]