Year End Offer: Lifetime Free HDFC Bank Credit Cards

[tharun]

I have contacted customer care regarding the same today and their generic reply is

Thank you for writing to us.
We observe you already hold a active credit card with the bank and regret our inability for approval of application for second card. We wish to inform you that dual cards are not processed at the moment as per guidelines. Kindly seeking your understanding in this regard.

Similar reply when tried to contact

We regret to inform you that dual credit cards are not processed at the moment as per guidelines. We wish to clarify that the same is not in isolation to your card account but it is followed as a standard procedure across all card accounts. We earnestly seek your understanding in this regard.

If you wish to apply for a floater card, request you to visit the nearest branch for physical mode of floater application. Please note, Swiggy and Tata Neu credit cards are not issued as floater credit cards

 

[brightknight]

i have HDFC tata Neu infinity only. shall i try from above link to apply any card? if yes, which card shall i apply any suggestions?

 

[Pissant]

i have HDFC tata Neu infinity only. shall i try from above link to apply any card? if yes, which card shall i apply any suggestions?

Click on Regalia Gold's link or look at your xpressway page to see any pre-approved offers. Report back if there are any offers available.

 

[brightknight]

Click on Regalia Gold's link or look at your xpressway page to see any pre-approved offers. Report back if there are any offers available.

in-particular Regalia gold link? can you link the post/url here? also i only want LTF card not FYF. TIA

 

[Pissant]

in-particular Regalia gold link? can you link the post/url here? also i only want LTF card not FYF. TIA

Just use any core card link. Millenia/Regalia Gold.

Millenia - https://secure.traqkarr.com/click?pid=350&offer_id=1253&sub1=IMYBHDFCG350

 

[COSMOCRAT]

Year End Offer mein Millenia LTF de rahe..

That means Millennia will get devalued by next year

pehle party dete fir chuna lagate 🧐

 

[singhsaab]

View attachment 77927

Can anyone please help me a link to apply for DCP LTF?
The usual process via the website throws the same error always that you have recently applied !🙁

 

[newinnov]

If you wish to apply for a floater card, request you to visit the nearest branch for physical mode of floater application. Please note, Swiggy and Tata Neu credit cards are not issued as floater credit cards

What is floater credit card? this term is being used fluidly by HDFC.
In my understanding, floater means card with shared limit! And tata and swiggy are approved on shared limit only to existing card holders! HDFC is very unpredictable

 

[Rohith-2009]

What is floater credit card? this term is being used fluidly by HDFC.
In my understanding, floater means card with shared limit! And tata and swiggy are approved on shared limit only to existing card holders! HDFC is very unpredictable

Yes, they behave like stupids but I hope they'll approve my Swiggy floater application

 

[roygarg]

Please share whenever you get.

This is first time that No Tnc was provided by HDFC

This is what they sent. In short, no Rs 2750 voucher. Just the regular Rs 1750.

The Activation offers of Rs.250 voucher for December 2024 sourced cards will be fulfilled as per the schedule, If customer is eligible.

Winners will be notified via SMS and email within 90 days of offer end date with voucher options

For Clarification, please refer the activation offer details from the below link.

https://www.hdfcbank.com/personal/pay/cards/credit-cards/credit-card-services/new-activation-offers

With respect to 1500 amazon voucher,The offer is only valid on completing the application end-to-end digitally without any help or assistance of a HDFC Bank representative, either verbally or in person.

•The offer is valid on completing a transaction of minimum Rs. 500 within the first 14 days from credit card issuance date.

•The gift voucher will be sent to the customer within 90 days of the credit card issuance month.

•The gift voucher will be issued by our partner Gyftr (Vouchagram India Private Limited), for which customer name, customer contact number and or customer email address will be shared with the voucher partner.

•Gift voucher is time bound and subject to change. HDFC Bank reserves the right at any time, without prior notice to add, alter, modify, change or vary all or any of these terms and conditions or to replace wholly or in part, the above offer by another offer, whether similar to above offer or not, or to withdraw it altogether.

•This offer is applicable for customers who apply from the HDFC Bank Website or through communication sent by HDFC Bank through Bank owned channels. This offer is not valid if the credit card has been applied through a DSA or a partner website.

For December 2024 sourced cards voucher for eligible customer will be shared March 31, 2025.

With respect to membership voucher of Rs.1000 will not be applicable since you are holding life time free card.

 

[Boy 07]

I am ETB and not eligibile when i use my RMN. So I used a different mobile number and I saw Milliniea LTF and applied and complete VKYC too.. Lets see if they approve.

I have money back plus ltf i use second mobile no for swiggy ltf got approved but limit is less

 

[harsha1]

I have money back plus ltf i use second mobile no for swiggy ltf got approved but limit is less

How can we use second mobile number if it's not linked to PAN or Aadhaar card? How cibil score would be calculated?

Thanks

 

[Perxhere]

Hey everyone,

I’ve been offered the HDFC LTF Tata Neu Infinity Credit Card under a pre-approved offer. However, I noticed that I don’t actually meet the eligibility criteria (income requirement, etc.) listed for this card.

My question is, does HDFC strictly adhere to the eligibility criteria even for pre-approved offers? Should I go ahead and apply, or is there a high chance that my application will get rejected despite the pre-approval?

Would appreciate any insights or experiences from those who've been in a similar situation. Thanks in advance!

 

[Humanbeing]

Hey everyone,

I’ve been offered the HDFC LTF Tata Neu Infinity Credit Card under a pre-approved offer. However, I noticed that I don’t actually meet the eligibility criteria (income requirement, etc.) listed for this card.

My question is, does HDFC strictly adhere to the eligibility criteria even for pre-approved offers? Should I go ahead and apply, or is there a high chance that my application will get rejected despite the pre-approval?

Would appreciate any insights or experiences from those who've been in a similar situation. Thanks in advance!

If you’re getting the pre approved offer then very seldom they would ask for income documents during the application process but it is advisable that if this is your 1st credit card from HDFC then you should get the core credit card first then move to co-branded credit cards like Tata Neu, Swiggy etc. because you will face lots of difficulty if you get the co-branded cards first because during the sale only core cards will offer the discounts you won’t get sales discounts in co-branded cards.
If you’re still willing to apply then just apply for Millennia credit card it is offered as LTF currently and HDFC is giving it LTF to new to bank customers.

 

[Anupam222001]

Please share with me any trusted agents number who can apply offline via C2C for me. Online application is not working for me. I am getting otp but not able to load the otp page.

 

[D₹V]

A friend of mine living in Hyderabad recently opened account with HDFC (precisely in June, 2024) and have received his first LTF offer from HDFC as Biz Grow Visa and Biz Grow (Rupay) with 1L limit only. Was extensively using his Platinum card for 75K every month since June and having Savings Max. acc. with profile being Self Employed as he runs an IT business and yearly income Above 10L. So DC charges also waived due to Savings Max.

I checked Biz Grow benefits and it is okay card for Biz people or individual tax payers with 10X pts on Tax Payments incl. GST payments and on Payzapp Billpay also 10X pts. Normal is 2 pts/150. So max. it can give is 3.33-4% to him. I suggested him to go for Biz Grow RuPay so that UPI goes well with this card as this seems a core HDFC card. He already have SBI SimplySave RuPay. Later he can expect upgrade next year but LTF cards rarely give upgrades. LE will be possible for him (say after 6-9 months) as he will use it extensively for GST payments and advance taxes mostly.

Anyone having this card or HDFC Biz Cards like Power Biz which has same benefits or any suggesstion whether it will be a good choice or he should wait more?

Tagging @SSV @HumorSimpson @Centurion_wala @6ix9ine @VISHESH_BANSAL @Abhishek012 @D₹V and all others who have any idea share here.

Wait for good offer

 

[helloworld]

Does welcome benefits applicable for LTF cards when its spend based?

Ex: DCP spend 75000 within 90 days to get some subscriptions.

 

[shado7333]

I applied to tata neu infinty, got the application number. Never recieved any message or email link for KYC. What to do now? (i have the screen shot of the application number.)

 

[singhsaab]

I applied to tata neu infinty, got the application number. Never recieved any message or email link for KYC. What to do now? (i have the screen shot of the application number.)

Did you get a application successful message on screen!
Are you an ETB customer to HDFC? that could explain no KYC!

 

[krishc]

I applied to tata neu infinty, got the application number. Never recieved any message or email link for KYC. What to do now? (i have the screen shot of the application number.)

I completed my application on Sunday, today on application tracking it shows approved.
No KYC or any verification as I'm ETB.