Kotak bank launch EveryDay RuPay Platinum debit card for EveryDay saving accounts

[Abhishek012]

Kotak bank launch EveryDay RuPay Platinum debit card for EveryDay saving accounts:

Apply Link: https://www.kotak.com/en/personal-banking/accounts/savings-account/everyday-saving-account.html

Say goodbye to Non Maintenance Charges​

Transact* 30 times a month or maintain Average Monthly Balance of Rs. 20,000/- to get Non Maintenance charges (NMC) waived off

*Customer induced transactions like Cash Deposit/Withdrawal, DD issuance, NEFT/RTGS/IMPS/UPI transactions, 5 ATM transactions (offus+onus), eCOM/Purchase transaction on Debit Card to be considered

Who doesn't love an incentive?​

Surprise rewards on achieving transaction milestones during the month

Offers for your special Birthdays​

Special Offers on your Birthdays and completion of your anniversary with the bank

Get a power-packed Debit Card​

Enjoy exclusive offers and discounts on your Everyday RuPay Platinum Debit Card, every day of the week

Introducing the Everyday RuPay Platinum Debit Card​

​

• 1st year free Everyday Rupay Debit Card (No Issuance charges)
• Higher Daily Limits for transaction within India and abroad: Rs. 3,00,000 and Higher ATM Withdrawal Rs 1,00,000/-
• Take advantage of free Unlimited domestic transactions at Kotak Bank ATMs and 10 free ATM transactions on other bank ATMs per month
• Higher Insurance Cover (T&C apply)
• Insurance cover comes with Lost Card Liability: Rs. 3,50,000 | Purchase Protection Limit: Rs. 1,00,000 | Lost Baggage Insurance: Rs. 1,00,000 | Air Accident Insurance: Rs. 50,00,000 | Personal Accidental Death Cover of up to Rs 25,00,000 (T&C apply)
• 2nd year onwards an Annual Fee of Rs. 250/-

Spend Everyday, Save Everyday with these amazing offers​

BookMyShow - 20% instant discount

20% instant discount on BookMyShow using Everyday Rupay Debit Card. Offer is valid on Movies, Events, Concerts, Plays, Sports & Activities, Excluding BMS Stream & F&B.Offer can be availed twice per card on the specific debit card in a month

Eazydiner - 30% off

Upto Rs. 1000 off – 30% instant discount on No minimum bill value. Valid once in 8 days on Everyday RuPay Platinum Debit Card.

Everyday offers on dining, travel, movies, groceries, medicines and more​

Amazon Fresh​

10% instant discount I Minimum Transaction INR 1500 I Max Discount INR 300

Valid Till : 30 November 2022
Read More

Make My Trip​

Flat 12% instant discount on Domestic Flights (Maximum discount of Rs.1,500) Minimum ATV Rs 3000
Flat 15% instant discount on Domestic Hotels (Maximum discount of Rs.5,000)MInimum ...

Valid Till : 27 November 2022
Read More

Myntra​

Get 10% Instant discount on a minimum purchase of Rs. 3000 up to a maximum discount of Rs. 1000 per card per month

Valid Till : 30 November 2022
Read More

Eligibility Criteria
To apply for Kotak Mahindra Bank Everyday Savings Account, you should belong to any one of the below mentioned categories:

• Resident Indian (Sole or Joint Account)
• Hindu Undivided Families
• Foreign Nationals Residing in India1

Fees and Charges

Particulars	Details	Everyday Savings Account
AMB (Average Monthly Balance)	Rs.20,000 (AMB)
Charges for non-maintenance of minimum monthly average balance	6% of the shortfall in required AMB per month (Max upto Rs.600/-) – to be waived, on transacting 30*times during the month
Fund Transfers	NEFT / RTGS / Fund Transfer (Through Net-banking / Mobile Banking)	Nil Charges
NEFT / RTGS - Applicable only if done in Branch	NEFT : Upto 10,000: Rs. 2; 10,001 to 1,00,000: Rs.4; 1,00,001 to 2,00,000:
Rs.14; > 2,00,000: Rs. 24 ; RTGS: 2,00,000 to 5,00,000: Rs. 20; > 5,00,000: Rs. 40
IMPS	Nil Charges
Cash Transactions	Cash Transaction at Branch / Cash Deposit Machine/Recyclers	Nil Charges up to 5 transactions or 3 lac / month whichever is earlier. Post these limits, charged at Rs 4.5 / 1000 (Minimum Rs 150)
Debit Card / ATM Charges	Kotak Bank's ATM - Cash Withdrawal / Non-Financial Transactions	Nil Charges
Other Domestic ATMs - Cash Withdrawal / Non-Financial Transactions	10 transactions free; Rs. 21 for Cash withdrawal and Rs. 8.5 for non financial
Declined Domestic ATM Transactions due to insufficient balance/ Transactions declined at merchant outlets/websites/ATMs, due to insufficient balance(w.e.f April 1,2019)	Rs.25 per transaction
Cash Withdrawal / Non-Financial Transactions at International ATMs +	Rs.150 per cash withdrawal transaction & Rs 25 per non-financial transaction
Cardless cash withdrawal (IMT)	Nil charges up to 1 transaction per month and subsequent transactions will be charged Rs. 10/- per transaction

DD / Cheque Book	DD	Nil Charges upto 100K; Post these limits (Rs.4 / 1000 (Min 50, Max 10,000), for Senior citizen Rs. 3 / 1000)
FCY - DD / TT / Cheque Collection / Revalidation / Cancellation / FCY Cheque Deposited and Return	Rs. 500
At-par Cheque Book Charges	#100 Chq leaves Nil Charges / Year; Thereafter Rs.3 / cheque leaf.
ECS / Cheque Issued & Returned (due to non-availability of funds)	Rs.500 / instance
ECS Mandate Verification	Nil Charges
SI Failure	Rs.200 / instance
Cheque deposited and returned (INR)	Rs.200 / instance
Cheque Issued & Returned for Non-Financial Reason	Rs.50 / instance
Branch Requests	Duplicate Ad-hoc statement, Balance & Interest Statement, Duplicate Passbook, TDS Certificate Through Branch or any other Record Retrieval, Stop Payment - Single / Range of cheque thru branch; DD Revalidation; PO / BC Revalidation/ Cancellation (INR); Annual Combined Statement-Physical; Monthly Physical Statement; Regeneration of PIN of Net Banking / Phone Banking (sent through courier)/DD Cancellation (INR)/Foreign Inward Remittance Certificate	Rs. 100
DD Cancellation	Rs. 100
Home Banking	Cash / Instrument Pick Up / Delivery	Nil Charges for 2 Calls / month, thereafter Rs.150 per visit
KYC Pickup – Only for senior citizen and differently abled###	Rs. 100 per visit
Family Banking	Applicable as per My Family Banking
Statements & Alerts	Statements	Email Statement (Monthly): Nil Charges ;
Other Charges	Value added alerts (Daily / Weekly)	50p. per SMS (Daily/ Weekly)
TOD	TOD: Rs.500;
Account Closure charges: (if closed after 1 month & before 6 months of A/C opening)	Rs.500

Complimentary Services	Passbook (in lieu of Account Statement), Current Year Balance and interest statement, Signature Verification Certificate, Photo Attestation, Address Confirmation	Nil Charges
Debit Card Annual Charges	Every Day Debit Card	1st year free 2nd year Rs. 250

Regeneration of PIN (sent through courier)

Nil Charges

Other Debit Card Related Charges

Replacement of Lost / Stolen Debit Card

Rs. 200

Forex Card	Particular
Issuance Fee
Reload Fee

 

[ashwinkashwink is verified member.]

U shudnnt have close 811 account... They can change t&c of everyday account anytime.. And surely they will change in future after getting some customers.... Zero balance account is safe bet any day.

Our Baba is always right 👏😅

 

[D₹V]

Will be missing this account 🥹

 

[Lordkk]

Will be missing this account 🥹

So that means you are sad.....

https://www.technofino.in/community/members/d%E2%82%B9v.8500/#profile-post-comment-9252

Ye banda jhooth bolta hai

 

[D₹V]

So that means you are sad.....

https://www.technofino.in/community/members/d%E2%82%B9v.8500/#profile-post-comment-9252

Ye banda jhooth bolta hai

Will be missing from 1st May 🤣🤣🤣, not now

 

[Predator]

Eazydiner 30% gone now... Used it extensively last year
Now RIP

 

[Odugu Narasimha Rao]

Eazydiner 30% gone now... Used it extensively last year
Now RIP

Are you sure

 

[Predator]

Are you sure

Y e s

 

[Odugu Narasimha Rao]

When u tried in easy diner app?

 

[Predator]

When u tried in easy diner app?

Yes, no more available on app and kotak website also says offer expired
It was valid till 31st March 2024

 

[blaze]

Yes, no more available on app and kotak website also says offer expired
It was valid till 31st March 2024

Nope still available

 

[Abhishek012]

Yes, no more available on app and kotak website also says offer expired
It was valid till 31st March 2024

Nope still available

Eazydiner offer extended till 31th March, 2025 -

30% off on Eazydiner, 20% off on Bookmyshow, Amazon, Swiggy using Kotak bank Everyday RuPay Platinum Debit Card

30% off on Eazydiner, 20% off on Bookmyshow, Amazon, Swiggy using Kotak bank Everyday RuPay Platinum Debit Card: All offers valid till 31st March, 2025. 1) Eazydiner - 30% upto 1000 off using Kotak bank Everyday RuPay Platinum Debit Card (Valid 4 times per month): Coupon code: KOTAK1000 Valid...

www.technofino.in

@blaze
@Odugu Narasimha Rao

 

[sayantandas]

Isn't Kotak 811 super account/debit card seems better compared to EveryDay RuPay Platinum debit card after the devaluation of EveryDay Savings Account.
The only catch is you have to pay 300 per year (call it subscription or maintenance charges) and load 5000rs monthly to get 5% cashback (online/offline) upto 500 rs. You could even take out the money after funding and keep it ZBA. If you do the math, the 300 rs could be easily recovered. No AMC on debit card.
Correct me if I'm wrong.

 

[sayantandas]

Isn't Kotak 811 super account/debit card seems better compared to EveryDay RuPay Platinum debit card after the devaluation of EveryDay Savings Account.
The only catch is you have to pay 300 per year (call it subscription or maintenance charges) and load 5000rs monthly to get 5% cashback (online/offline) upto 500 rs. You could even take out the money after funding and keep it ZBA. If you do the math, the 300 rs could be easily recovered. No AMC on debit card.
Correct me if I'm wrong.

​

811 Super Fees & Charges​

https://www.kotak811.com/savings-account/811-super-savings-account

​

Terms and Conditions - 811 Super​

811 Super Eligibility:​

1. While completing FKYC/on-boarding to 811 Super program, the minimum A/c account balance should be ₹5,000.
2. On a monthly basis, the customer needs to do at least one customer-initiated credit transaction of a minimum ₹5,000 to get eligible for 811 Super cashback.
3. 811 Super will be offered for one year from the date of subscription. After 1 year, Customer’s consent will be taken for program continuation.

811 Super Cashback:​

1. Eligible customers - Cashback to 811 Super eligible customers on Debit Card spends & customers need to credit ₹5,000 every month to avail the cashback.
2. Cashback construct - Flat 5% cashback up to ₹500 per month to all 811 Super customers on eligible spends through Kotak Debit card (E-com/ POS (Point of Sales) transactions) up to ₹500/month. Refer to the below rules for cashback

Rules​

1. 811 Super eligible customers should spend via Kotak Debit card, ₹5,000 needs to be credited in 811 Super a/c to avail flat 5% cashback up to ₹500 per month.
2. In order to calculate the spend value only the following types of Debit Card transactions are eligible:
   • Virtual Debit Card
   • Physical Debit Card transactions (E-com/POS)

Important note:​

1. Inter or intra bank fund transfer, ATM cash withdrawal, wallet top-up (transfer from 811 Savings Account to any kind of wallet), or any other type of transaction excluding mentioned above will not be considered. For more details, please refer to the point no. 16 under Terms & conditions for cashback.
2. Any type of UPI transactions will not be considered as spends.

Terms & Conditions for Cashback:​

1. This cashback has been extended by Kotak Mahindra Bank to 811 Super customers meeting eligibility criteria of ₹5,000 credit/month.
2. A customer can get a max ₹500 cashback/month.
3. To get the monthly cashback, 811 Super eligible customers should spend via 811 Debit Cards.
4. Any kind of fund transfers or ATM cash withdrawal and wallet top-up will not be considered as spend.
5. Cashback will be rounded down to the nearest whole number.
6. Customer should spend at least ₹20 to get eligible for cashback.
7. Cashback will be deposited in 30 days post-completion of the month under consideration.
8. The cashback is not-transferable.
9. Participation for the cashback is voluntary.
10. Any Customer eligible for the cashback shall be deemed to have read, understood, and accepted these terms and conditions, general terms and conditions of the Bank.
11. Kotak Mahindra Bank reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all or any of these terms and conditions or to replace, wholly or reduce the cashback.
12. The Bank reserves the right to disqualify any Customer from the benefits under the Offer if any fraudulent activity is observed as being carried out for availing the benefits under the offer.
13. The decision of the Bank in all matters in connection with and incidental to this offer is final and shall be binding on all persons.
14. Disputes, if any, arising out of or in connection with or as a result of the above cashback or otherwise relating hereto shall be subject to the exclusive jurisdiction of Mumbai courts.
15. Any kind of refund or reversals will not be considered as ₹5,000 deposit.
16. Cashback cannot be processed if the account is frozen.
17. Transactions on below MCC (Merchant Category Codes) will not be considered for cashback:
    • 5169, 5085, 5199, 2842, 5122, 5039, 5198, 7375, 5051, 5021, 5046, 5099, 7395, 8734, 5044, 5074, 2791- Business-to-business transactions
    • 7995- Betting including lottery tickets, casino gaming chips, race tracks
    • 7273- Dating and escort services
    • 5960- Direct marketing - Insurance services
    • 6012- Financial Institution - Merchandise Services & Debt Repayment
    • 7800- Government licensed - lottery
    • 7801- Government licensed- online gambling
    • 7802- Government licensed - racing
    • 5723- Guns and ammunition shops
    • 6381- Insurance
    • 6300- Insurance sales, underwriting & premiums
    • 6010- Manual cash disbursements - Financial Institutions
    • 4829- Money transfer
    • 6051- Non financial institutions - Foreign currency liquid, crypto assets, account funding, traveler cheques & debt repayment
    • 8651- Political donations
    • 6540- Non-Financial Institutions – Stored Value Card Purchase/Load
    • 5300- Wholesale clubs

The bank reserves the right to modify, amend, or terminate the criteria associated with its rewards program at any time, without prior notice. Such changes may include, but are not limited to, adjustments in eligibility requirements for customers or transactions, and redemption options. Customers are encouraged to review the terms and conditions of the rewards program regularly, as modifications may occur based on market conditions, regulatory requirements, or internal policies. The bank shall not be held liable for any losses or damages arising from changes to the rewards program.

To qualify for cashback rewards, customers must complete a mandatory monthly credit transaction. Please note that any reversal of bank-initiated debit transactions or ActivMoney credit transactions will not be considered qualifying transactions. The bank reserves the right to verify and determine the eligibility of transactions pertaining to the cashback program. Furthermore, the bank retains the sole discretion to determine qualifying spend transactions for its rewards program.

The bank may also implement a fair usage policy regarding these transactions without prior notice to customers. Such discretion is necessary to maintain the integrity and sustainability of the rewards program. By opting for Kotak 811 Super, customers acknowledge and accept these conditions. We encourage you to check these terms and conditions regularly for updates. Keeping informed about any changes will help you make the most of the rewards program and ensure that you understand your rights and responsibilities.

 

[ashwinkashwink is verified member.]

Kotak Mahindra Bank Replaced Every Day Rupay platinum debit card with of Every Day Visa Platinum debit card

 

[Abhishek012]

Kotak Mahindra Bank Replaced Every Day Rupay platinum debit card with of Every Day Visa Platinum debit card
View attachment 81061

Replaced nahi kiya, now both are available.

Contact Kotak bank and apply for Everyday RuPay variant.

@anonymuos will help you.

 

[anonymuos]

Kotak Mahindra Bank Replaced Every Day Rupay platinum debit card with of Every Day Visa Platinum debit card

Can go to branch and yell at them that RuPay Everyday was promoted when account was launched so give that only. They'll block Visa one and take request for RuPay one

 

[ashwinkashwink is verified member.]

This user @vipin89 closed his account due to the denial for issuance of Rupay Platinum Debit Card

V

Thread 'Kotak Everyday Debit card'

Nov 5, 2024

Hello members,

I have recently opened Kotak Everyday Account for Everyday Rupay Platinum Debit card. I have opened account for Kotak offers as well as Rupay Platinum offers such as Amazon rupay Friday offer. But to my surprise they have issued me Everyday Visa Platinum debit card.
I tried contacting Branch, customer care, no one knows whether variant to Rupay Platinum can be changed. They even said Rupay Variant I’d now discontinued on this account.
What should I do now ? Has anybody received this debit card on Visa Platinum variant and successfully changed into Rupay Variant ? Do let...

• vipin89
• debit card kotak
• Replies: 9
• Forum: Debit Card