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Suggestion Just open sbi mobile app and click ILA chat bot for Pre approved credit limit increase offer , if not then it probably manual process only , think twice before any adventures with sbicard

I too got web not mobile app , however not going to place request 😁

Just now updated , old icici UI is back

500rs overdue will go by default once they reported latest data to bureau hence your score may increase ,don’t worry but late payment that too just 5 days not above 30 days so I suggest you to write nodal desk.

Yes you can take to rbi but you must touch nodal desk before rbi ombudsman, some one acknowledged your concern and raised request already so please wait and follow him

It’s just 500 and customer interest, financial well being they remove it Any credit product there must be repayment window to avoid penal charges and other impacts ,here you mentioned they not send any communication regarding od account overdue , if they had sent overdue notice you would have...

Write to pno@axisbank for overdue removal and mention there was no chance given by bank to avoid this overdue ,Without notice they reported overdue to credit bureaus , it’s against credit policy

Just send email to customer care and explain all things, it’s record for future dispute and probably you would get response in 1 working day with written

2 to 3 days

No offer for both cards , first credit line , personal offer, easy buy card but no offer for this cards so sad , spoke to RM need to wait for upgrade route

YES ! i got the offer but not going to get, already having regalia LTF

UPDATE My score back after 24 days of pain full process Both SBICARD and CIBIL is useless in terms of customer service finally lodged compliant in RBI ombudsman that defaulted account removed by CIBIL Thanks to all member and @TechnoFino @Wealth is my birth right!

UPDATE: Just now cibil refreshed found below details: Error 1 : DOB changed as original and they claim it already exists. Error 2 : SBI card opened 2001 (active) STILL There but showing account under dispute Saha (SCB) opened 2001(active) Disappeared but Hard Enquiry still there Icici...

risk control unit every bank having to minimize the credit risk

Thanks for your input! yes i have all proof earlier cibil report with control number and this cibil record with control number, Call recording of sahafinlease executives, i wrote email already to shahfinlease , asusal they not replied , i just googled shahfinlease is notorious for this cibil...

My profile currently in RCU investigation , They want me to wait 2 working days , i spoke to one of my friend working SCB offshore accounts , he casually telling its happen lot now a days due to AI and other filter algo mistakes , some of them not knowing their errors and fighting for loan...

Yeah sure ! I fed up without tenable evidence how they pull my credit score? And reported someone data, it's pure impersonation, framing innocent as guilty

Nungambakkam ! Already SCB twitter team asked my mobile postpaid bill and pan details , they too shock on my case because existing customer how can be defaulter? Without scrutiny of adhaar and pan they issued card ? 1984 to 1948 is totally blunder and this company SAHAFINLEASE will bleed! I lost...

Not resolved yet, I found the culprits and evidence against them ! I will update any improvement

Yes bro! Thanks for your showing positivity. You know me I'm residing chennai, I will go SCB head office with lawyers tomorrow