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811 Super Savings Account Benefits

Hope Kotak looks at transaction date instead of settlement date. Some banks look at the settlement date (which is usually 1-2 day after the transaction date) for calculating RP or Cashback

If they look at settlement date then you will get cashback for this txn next month
Yeah make sense. I paid on 27 November, almost month end so possible that it was settled at November end when It was Saturday.
 
So question is should I add funds using "Add Funds" available within app or should I add by upi/imps/neft to receive cashback.

Last month and this month added funds within app but still not received cashback.

Too much confusion.
See super status does not depend on you getting debit card cashback first of all, while the other way is true.

While you are super and hold the platinum dc or as someone confirmed that through normal dc also they got 5% so you will get it if you did the txn right.

Now coming to super status, as mentioned by kotak I think even if we don't do a credit txn for a month we will get the warning for next month so don't worry until you get any warning from kotak that super status will be revoked you are good. Keep adding 5k+ funds normally without any special attention to that.
 
Received cashback in one account and didn’t receive in another account. In the account I have received cashback, I had added funds using “Add Funds” option within Kotak app so if anyone doesn’t receive cashback, it can be a reason. I believe this is the meaning of Self Initiated Deposit as mentioned in T&C.
People have two 811 Supers and here I don't even have one!
 

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