Au bank VKYC weird experience

[asahi]

Normally vkyc I got accustomed was: ask dob mail etc for verification & then show pan & aadhar then sign that’s it.
Au bank:
1.no matter what I’m not allowed to show Aadhar,
2.multiple times she keeps on repeating same questions even though i answered at the very 1st time, still she keep on asking same questions & i’ve to answer the same again & again
3.i’ve to explain clearly for What purpose I’m opening this account, i’ve to explain crystal clearly
4. She asked do i have any other bank accounts then i’ve to explain about them
5. She asked, me to show my house around for some reason
6. Biggest shocker: she questioned why I’m using iCloud mail instead of gmail. So i’ve to explain why I’m using iCloud mail to her instead of gmail, what the hell man.
7. She asked me where I’m working my salary my designation & also nature of work & my company field of work(it’s just savings account man)
8. Idk why but for some reason she keep on repeating don’t use this account for other reasons

9. She enquired whether i read terms & conditions of bank, how i got to know about Au bank
10. At last she shared a mail & asked me to give feedback about our interaction. I’ll definitely give once my account is opened


Believe it or not at no point its seemed like a account opening call, it seemed like i was being questioned for my life choices it’s seems more like a grilling

 

[SSV]

Then only Twins will get AU card approval as they can be present at both office and home address.

No need.. it will be done seperately by two different guys at two different times and they will call you before they come..
unless these two places are like hunders of miles apart

 

[SSV]

I applied for zenith, agent came to verify in my dad's office. Asked whether he's properietor? To which my dad replied in affirmative he then proceeded to ask for property papers to prove the ownership lmao. Got good punjabi abuses hurled from my father.

Well done . . they deserve it..

 

[AritraSaha]

Yeah, i understand that. But who rejected someone for savings account vkyc.

They are the biggest SFB, and after the fincare merger, they might become full commercial bank..

On the other hand, Fincare account opening was super fast. Whole process took like 5 mins.. (faster then Maggie).

 

[SSV]

faster then Maggie

I thought Maggie would be done in 2 minutes ..

 

[asahi]

On the other hand, Fincare account opening was super fast. Whole process took like 5 mins.. (faster then Maggie).

I used to have finacare acc, at that time you need to visit branch within in 1 year for full kyc, which I didn’t so account was closed, funny thing is i can still login to internet banking, but in accounts section, it’s shows my account was closed

 

[imdjay]

I thought Maggie would be done in 2 minutes ..

in theory .

 

[AritraSaha]

I thought Maggie would be done in 2 minutes ..

Biggest Lie of the Century..

I tried with boiling water.. it took around 5 mins.

Microwave took 7 mins

Normal it took 10 mins..

 

[asahi]

Hdfc & sbi visited my office, but sbi guy asked me for some money, in 2022, i paid him 100(if only i got approved then i’ll send you i said), yeah i send it

 

[SSV]

Biggest Lie of the Century..

You should sue Maggie then ..

 

[asahi]

I thought Maggie would be done in 2 minutes ..

Magie can’t be done in 2 minutes, that 2 minutes claim is based on lab results which was made on ideal & controlled environment

 

[SSV]

sbi guy asked me for some money, in 2022

Upholding the tradition ..

 

[quino]

On the other hand, Fincare account opening was super fast. Whole process took like 5 mins.. (faster then Maggie).

yup, they are technologically very sound as previously mentioned. sad to see getting merged with AU really. seems like the banks are polar opposites even though both are sfb

 

[AritraSaha]

yup, they are technologically very sound as previously mentioned. sad to see getting merged with AU really. seems like the banks are polar opposites even though both are sfb

Maybe au can be better after their marriage.

 

[paxauquabriba-4876]

Hdfc & sbi visited my office, but sbi guy asked me for some money, in 2022, i paid him 100(if only i got approved then i’ll send you i said), yeah i send it

AU Bank bhabi ji is coming soon to stop all corruption & bribery for sure and get the house in order.

 

[quino]

Maybe au can be better after their marriage.

i don't think that'll happen. although it's a merger, it's effectively au buying fincare, & the culture that fincare has will be lost along with the technologies. everything will be powered by au's shitty backend.

i am really sad. fincare even sent nice diwali gifts too.

 

[D₹V]

I applied for zenith, agent came to verify in my dad's office. Asked whether he's properietor? To which my dad replied in affirmative he then proceeded to ask for property papers to prove the ownership lmao. Got good punjabi abuses hurled from my father.

Ye badiya tha guru, uncle ji ke taraf se .

 

[Bugs Bunny]

Ye badiya tha guru, uncle ji ke taraf se .

My dad is very respectful and calm with everyone. Saw the very first time he got so furious suddenly.

 

[D₹V]

My dad is very respectful and calm with everyone. Saw the very first time he got so furious suddenly.

I understand sir.

But agent deserved the cuss.

 

[SSV]

My dad is very respectful and calm with everyone. Saw the very first time he got so furious suddenly.

Here we have to appreciate the skill of this AU agent to make MUNI( your father) upset so much, may be first time in his life!!!

 

[Bugs Bunny]

Here we have to appreciate the skill of this AU agent to make MUNI( your father) upset so much, may be first time in his life!!!

can't even quote He warned me that in future no such person should enter our office else he'll beat the shit out of me

I understand sir.

But agent deserved the cuss.