AU LIT Customizable Features

[krishc]

Anyone who has AU LIT CC, can you please post the prices of all the different features you can add-on in this card ! (e.g. 299+ GST for 10x reward points online for 90 days)
Will decide based on those costs whether to go for that card !

 

[TheMentalist]

can we add 3 add on like 5% on POS, 10X and 2% cashback

You can select only ONE out of 5% upto 500 OR 2% upto 1000 cashback
But there's a separate 5% Category cashback addon for each of - Dining, Apparel, Grocery, Electronics and Travel

 

[rp0703]

Oh.
I have to pay 28k * 4
So it makes sense if I do 28k each month with the 10x reward + 5% cb turned on.
This way I can get 2800 points worth 700 ₹ and 500 = 1200 ₹ . Cost to turn on these 2 features will be 700.
In 90 days I can get 1200*3 = 3600.
So after 700 charges I will get 2900 ₹ profit on 28000*3=84000
Hence the benefit will probably be 3.4%.
I hope I am doing the calculation correctly.

Better subscribe to 2% CB that way you'll get 560 CB that too in 199+gst.

So total net CB in 90 days would be (700+560)*3 - (299+199)*1.18 = 3192 i.e 3.8%

With 2% CB feature on you can also do POS transactions and earn 2% CB on offline transactions.

 

[bugmenot]

Anyone tried au lit on bharatnxt? It is considered as utilities and thay category is not in exclusion. Does it give cashback/reward for bharatnxt transaction?

 

[rp0703]

Anyone tried au lit on bharatnxt? It is considered as utilities and thay category is not in exclusion. Does it give cashback/reward for bharatnxt transaction?

Only Rent, cash withdrawal, and fuel transactions are excluded.

 

[JimCarrey]

Better subscribe to 2% CB that way you'll get 560 CB that too in 199+gst.

So total net CB in 90 days would be (700+560)*3 - (299+199)*1.18 = 3192 i.e 3.8%

With 2% CB feature on you can also do POS transactions and earn 2% CB on offline transactions.

Awesome, thanks for the info..

 

[0xfallup]

Anyone tried au lit on bharatnxt? It is considered as utilities and thay category is not in exclusion. Does it give cashback/reward for bharatnxt transaction?

i did from bharatnxt ..and it did gave me rewards

 

[Rahu7M]

It also give 5% cashback on utility bills payment?

 

[TheMentalist]

It also give 5% cashback on utility bills payment?

Check a few posts above yours for answer

 

[Chin]

So I have a question if I activate the grocery add-on and make a transaction on Jiomart but use the pay with rewards option and enter the card details there will it still count as Jiomart or will it not qualify as grocery spend?

And also a few days ago I did a transaction on Flipkart (Not Flipkart grocery) for some chocolates and ghee worth 900rs but it didn't qualify as grocery spend, why did it not count under that?

 

[VISHESH_BANSAL]

So I have a question if I activate the grocery add-on and make a transaction on Jiomart but use the pay with rewards option and enter the card details there will it still count as Jiomart or will it not qualify as grocery spend?

Yes. if you pay via twid, make sure Merchant Name is "Jiomart" on OTP page
This will Count under MCC 5411 and AU consider this MCC under Grocery

And also a few days ago I did a transaction on Flipkart (Not Flipkart grocery) for some chocolates and ghee worth 900rs but it didn't qualify as grocery spend, why did it not count under that?

Flipkart uses Multiple MCCs .
So your txn was tagged under Non-Grocery MCC

 

[sheru]

Will purchase of gold online and/or offline be eligible for 10x/5% category?
Anybody tried that?

 

[vm999]

Will purchase of gold online and/or offline be eligible for 10x/5% category?
Anybody tried that?

10X worked for offline purchase of gold. I did it 2-3 months back

 

[steiner03]

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Can we avail the memberships every 3 months or is there any spends based criteria to avail them?

 

[4uziaul]

Can we avail the memberships every 3 months or is there any spends based criteria to avail them?

You can every 3 months.

 

[steiner03]

You can every 3 months.

There is no spend based milestone to activate that offer?
So if I take this card, can I just take cult.fit membership every 3 months without making any other transaction?

 

[4uziaul]

There is no spend based milestone to activate that offer?
So if I take this card, can I just take cult.fit membership every 3 months without making any other transaction?

No


Yes

 

[Harsha896]

There is no spend based milestone to activate that offer?
So if I take this card, can I just take cult.fit membership every 3 months without making any other transaction?

There are spend based milestones for most of the features. For example, for cult fit membership, you have to spend 20k in 90 days after you activate the feature or else you will have to pay a penalty fee.

 

[4uziaul]

There are spend based milestones for most of the features. For example, for cult fit membership, you have to spend 20k in 90 days after you activate the feature or else you will have to pay a penalty fee.
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Which other features care to elaborate?

 

[tryabp]

Anyone able to get extra 5% cashback AMAZON using any of these add-on features? Except base 5% on milestone.

 

[steiner03]

T

There are spend based milestones for most of the features. For example, for cult fit membership, you have to spend 20k in 90 days after you activate the feature or else you will have to pay a penalty fee.
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Thank you, even with the penalty of 200, it would cost 700 for 3 months of cult.fit which is still a great deal.
Is there any rule like if we fail to fulfill the milestone "n" number of times in a row (where n can be any number) than that feature will be blocked for us?