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Axis Bank Liberty Savings Account Benefits

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
I have done more than 1 lac credit card payments via cred in the last quarter but didn’t get the 750 gv this time. Any hopes of getting it now , since it is 1st aug ( it should have come by 31 jul ). ?
 
@6ix9ine Did we get 5% Cashback on buying Amazon Pay Gift Card & Amazon Shopping Voucher from Amazon App ?

What is the merchant name which are eligible for cashback on Amazon App ?
 
@6ix9ine Did we get 5% Cashback on buying Amazon Pay Gift Card & Amazon Shopping Voucher from Amazon App ?

What is the merchant name which are eligible for cashback on Amazon App ?
Mostly all, and yes, you will get it.

I don't buy amazon shopping voucher, as apay is better than that.

There are multiple merchants though, all are covered for 5% except one which sometimes comes and spoils everything.

Which one did you got?
 
Mostly all, and yes, you will get it.

I don't buy amazon shopping voucher, as apay is better than that.

There are multiple merchants though, all are covered for 5% except one which sometimes comes and spoils everything.

Which one did you got?
There are two merchant showing up
1 - AMAZON PAY INDIA PRIVATET LIMITED
2 - AMAZON
 
You are getting this on OTP page? Or inside Axis app?

Because OTP page one is a scam, that can change into anything like pvt ltd, or priva/te or www amazon in

You can't rely on that.
On OTP Page -
1. AMAZON PAY INDIA PRIVATET LIMITED
2. AMAZON

In OTP Message
1. AMAZON PAY
2. AMAZON
 
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