Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[varun__goel_]

Noted! Thanks. Now I’ll get back to reading the thread. Already done with 50 pages

If you read properly, you won't have to ask any further doubts🙂(99.99%)

 

[Rohith-2009]

Noted! Thanks. Now I’ll get back to reading the thread. Already done with 50 pages

What's your doubt

 

[varun__goel_]

What's your doubt

 

[NShah]

Noted! Thanks. Now I’ll get back to reading the thread. Already done with 50 pages

 

[Rohith-2009]

View attachment 33896

Brinjal is your doubt?

 

[Buttman]

If you read properly, you won't have to ask any further doubts🙂(99.99%)

The only thing I learned until now is how vishesh put RBI ka bamboo in Axsh*t bum

 

[SSV]

The only thing I learned until now is how vishesh put RBI ka bamboo in Axsh*t bum

Well done, you have finished your homework in flying colours…you deserve a chocolate after the assignment is over

 

[Rohith-2009]

Well done, you have finished your homework in flying colours…you deserve a chocolate after the assignment is done

The problem in reading thread is it'll confuse because of different comments

 

[SSV]

The problem in reading thread is it'll confuse because of different comments

Correct.. that’s life..

 

[Cebu]

Is 4722 eligible for weekend cashback ?

 

[NShah]

Is 4722 eligible for weekend cashback ?

N O O

 

[amarnadh98]

1. Can anyone confirm whether Axis Bank is giving 1% cashback E-Debit card along with Liberty Savings Account ?(If not giving that 1% i'm thinking of going with Easyaccess)
2. I also want to know which type of account is best ? Axis Liberty or Easy Access savings account ?(I'll have around 50k cc bills every month)
3. Also i'm thinking to get HDFC Easyshop platinum debit card to pay credit card bills? It's good or any other better option is there to pay credit card bills and get cashback. (I also read that there is no need to have a bank account in HDFC to get this debit card - correct me if wrong)

 

[varun__goel_]

Can anyone confirm whether Axis Bank is giving 1% cashback E-Debit card along with Liberty Savings Account ?(If not giving that 1% i'm thinking of going with Easyaccess)

No

I also want to know which type of account is best ? Axis Liberty or Easy Access savings account ?(I'll have around 50k cc bills every month)

Totally depends on your usage, if you can shift your shopping expenditure on liberty dc(5%cb) and don't want to maintain balance, then go for liberty

Also i'm thinking to get HDFC Easyshop platinum debit card to pay credit card bills? It's good or any other better option is there to pay credit card bills and get cashback. (I also read that there is no need to have a bank account in HDFC to get this debit card - correct me if wrong)

How can you get a dc without holding their acc?🤣 It's good if you have non hdfc cc bill payments

 

[ArpanOP]

Just one question. Where do you guys pay the CC bill using your Liberty DC? Paytm and Cred don't give any cashback :/

 

[varun__goel_]

Just one question. Where do you guys pay the CC bill using your Liberty DC? Paytm and Cred don't give any cashback :/

Who said Paytm doesn't give? I got 25000 cb points(=Rs 250 gv) on bill payment of rs 30000

 

[ArpanOP]

Who said Paytm doesn't give? I got 25000 cb points(=Rs 250 gv) on bill payment of rs 30000

bro! I only getting an offer of 2500CB points, missing some zeroes here (with a coupon ofc)
.

 

[AritraSaha]

Who said Paytm doesn't give? I got 25000 cb points(=Rs 250 gv) on bill payment of rs 30000

I got 1000 points for 15k 🙃 sef •́⁠ ⁠ ⁠‿⁠ ⁠,⁠•̀

 

[varun__goel_]

bro! I only getting an offer of 2500CB points, missing some zeroes here (with a coupon ofc)
.

It is random I guess, right now i am getting Rs100cb on 15k payment🤷

 

[ArpanOP]

It’s basically next to nothing🙂 other option maybe mobikwik I suppose? Anyone using it with axis dc?

 

[varun__goel_]

It’s basically next to nothing🙂 other option maybe mobikwik I suppose? Anyone using it with axis dc?

It will give 1% upto 100 if you give them email access to fetch statement🤷