Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[Manishg]

Amazon pay wallet load UPI ya fir debit card se eligible hain kya voucher or NMC ke liye, ya fir mobikwik, cred wallet?

MCC is 6540 for wallet load. It is confirmed that it gives 750 gift voucher via both debit card or upi. As axis doesn't exclude 6540 in its MCC list of exclusions for debit card. If wrong currect me?

 

[Manishg]

Please can anyone tell me any website or app which gives MCC as apparel and grocery.

 

[Manishg]

Thanks
And what about the same case in balance mab maintain and 750 voucher quarterly.

How axis can take back 750 voucher if it already provide and refund taken after that.

Please give me answer of this question.

 

[Deleted member 2540]

Please can anyone tell me any website or app which gives MCC as

apparel

MYNTRA 😂

and grocery.

BIGBASKET 😂

 

[Manishg]

MYNTRA 😂

BIGBASKET 😂

Thanks but big basket not serviceable in my city. Any another. Myntra will solve apparel problem. Also if flipkart and Amazon or meesho comes in apparel or grocery category?

 

[6ix9ine]

meesho comes in apparel or grocery category?

 

[messypenguin]

MCC is 6540 for wallet load. It is confirmed that it gives 750 gift voucher via both debit card or upi. As axis doesn't exclude 6540 in its MCC list of exclusions for debit card. If wrong currect me?

Highly doubt this will work, Axis My Money detects this as Wallet Payment.

 

[MVC]

Hi I opened the account and did initial funding of 5k but it added 250 as debit card charges I opened the account online and it is showing variant in the email as liberty but the card is given e debit card

 

[NShah]

Hi I opened the account and did initial funding of 5k but it added 250 as debit card charges I opened the account online and it is showing variant in the email as liberty but the card is given e debit card

Liberty DC will deliver via courier
Wait for 5 to 10 days for card delivery

 

[MVC]

Account Opened Now While Applying For Credit Card Only Neo is showing LTF how to get any other card as ltf and there’s no option for paid atlas but there’s option for paid samsung infinity

Liberty DC will deliver via courier
Wait for 5 to 10 days for card delivery

 

[MVC]

Account Opened Now While Applying For Credit Card Only Neo is showing LTF how to get any other card as ltf and there’s no option for paid atlas but there’s option for paid samsung infinity

Any suggestions ideas tricks to get atlas or any premium card as ltf as NTB customer

 

[6ix9ine]

Account Opened Now While Applying For Credit Card Only Neo is showing LTF how to get any other card as ltf and there’s no option for paid atlas but there’s option for paid samsung infinity

Wait, did you open liberty account for getting LTF CC that too in the first week? It's going to be fun ride

Btw Atlas is paid card.

 

[MVC]

Wait, did you open liberty account for getting LTF CC that too in the first week? It's going to be fun ride

Btw Atlas is paid card.

I’ve merchant account and can use the account as free by using 25k upi spend on my business qr since it is free for upi bank spends

 

[ashwinkashwink is verified member.]

Wait, did you open liberty account for getting LTF CC that too in the first week? It's going to be fun ride

Btw Atlas is paid card.

Axis Bank NEO CC is currently being offered as LTF.

 

[MVC]

Axis Bank NEO CC is currently being offered as LTF.

Any scope for me to get a premium card as ltf

 

[6ix9ine]

Axis Bank NEO CC is currently being offered as LTF.

Yes, but he mentioned premium cards LTF which is next to impossible in 🪓

 

[ashwinkashwink is verified member.]

Any scope for me to get a premium card as ltf

It's now difficult for getting premium cards LTF from Axis not even privilege..

 

[6ix9ine]

I’ve merchant account and can use the account as free by using 25k upi spend on my business qr since it is free for upi bank spends

That's fine for NMC waiver, just keep your invoices handy in case anything goes wrong.

 

[MVC]

Yes, but he mentioned premium cards LTF which is next to impossible in 🪓

Through agent or any trick?

 

[MVC]

That's fine for NMC waiver, just keep your invoices handy in case anything goes wrong.

Will show it as rent payment