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Axis Bank Liberty Savings Account Benefits

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 15th November, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 15th November, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
Thodi fursat bhi, axis ke, is thread ko dijiye
Thodi fursat bhi, axis ke, is thread ko dijiye
Vaqt barbaad na dusre threads dekhne me kijiye
Vaqt barbaad na dusre threads dekhne me kijiye
Aaj ki raat maja @vishesh_banshal ka is thread se lijiye
Aaj ki raat maja @vishesh_banshal ka is thread se lijiye
Naaz thora sa mere is gane pe kijiye
Naaz thora sa mere is gane pe kijiye
Aaj ki raat maja @vishesh_banshal ka is thread se lijiye
Aaj ki raat maja @vishesh_banshal ka is thread se lijiye
 
Thodi fursat bhi, axis ke, is thread ko dijiye
Thodi fursat bhi, axis ke, is thread ko dijiye
Vaqt barbaad na dusre threads dekhne me kijiye
Vaqt barbaad na dusre threads dekhne me kijiye
Aaj ki raat maja @vishesh_banshal ka is thread se lijiye
Aaj ki raat maja @vishesh_banshal ka is thread se lijiye
Naaz thora sa mere is gane pe kijiye
Naaz thora sa mere is gane pe kijiye
Aaj ki raat maja @vishesh_banshal ka is thread se lijiye
Aaj ki raat maja @vishesh_banshal ka is thread se lijiye
Ha ha ha 😆🤪😅😂
 
Seems like axis has started f ing with me.
Last month they put my acc balance in minus 300. I paid the amount thinking its debit card renewal fee. This month however they have again put my balance in negative -299 with no clarification on charges. Any help would be appreciated!
 
Seems like axis has started f ing with me.
Last month they put my acc balance in minus 300. I paid the amount thinking its debit card renewal fee. This month however they have again put my balance in negative -299 with no clarification on charges. Any help would be appreciated!
AMC charges most probably.
 
What amc charges? Tf?
There are dc charges and amc charges? And sms charges?
Axis hai toh mumkin hai

Contact customer care, they will you better answer. I'm not sure why you got charged twice even once.

Debit card charges are ₹354 (300 + 18% GST)

So, this seems like a NMC penalty to me.
 
Axis hai toh mumkin hai

Contact customer care, they will you better answer. I'm not sure why you got charged twice even once.

Debit card charges are ₹354 (300 + 18% GST)

So, this seems like a NMC penalty to me.
But my monthly p2m spends exceed 25k so there should be no penalty
 
Axis hai toh mumkin hai

Contact customer care, they will you better answer. I'm not sure why you got charged twice even once.

Debit card charges are ₹354 (300 + 18% GST)

So, this seems like a NMC penalty to me.
As per email team it was debit card charges and VIRTUAL DC charges.
Time to close virtual dc. Didnt use it all year.
 

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