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BOB Eterna on basis of One Card
- Thread starter watchguys
- Start date
yes, same with federal.
check this https://www.technofino.in/community...-w-e-f-3rd-apr-2023.10067/page-52#post-359910
Not True! I got BOB onecard last year with a credit limit of 2.5 Lakh and a month later got the BOB Premier Rupay JCB variant as LTF in an ongoing offer with 1.5 Lakh limit. Also later my One card limit in Jan this year got increased to 5 Lakh even though I barely use the card so i guess you’ll be fine apply for BOB card!
raghu.rokda
TF Legend
When you get Scapia ?
Looks like single card policy of federal now stopped ?
Looks like single card policy of federal now stopped ?
I got both cards August 1st week! On my primary number Federal bank was showing no offer available for you so I tried with my alternate number and it offered me Imperio so I applied and after a couple of days I applied for Scapia using the same number and got Scapia as well!! Federal one card policy i believe is only for core cards!! It’s just an assumption floating around for BOB and Federal that if you have one card you can’t get the core card!!
cc24x7
TF Select
w
when we can re-apply after 1st time being rejected due to already holding the federal card.
what is the Scapia cooling period to re-apply?
when we can re-apply after 1st time being rejected due to already holding the federal card.
helloworld
TF Legend
Based on @Martius post, applied both cards within less span of time where none of them approved by the time another application started. So, bank not yet flagged but allowed to have both cards. Based on my knowledge, this process always works with all banks but later if they do re-auditing etc. checks then they'll discontinue one of the cards. But, Federal so far didn't implemented that feature and blocking users who already had credit card with them (approved at the time of application).
@Martius , do correct incase its otherwise.
@watchguys , incase if not aware the real benefit and most possible option to use Eterna card for now is to load wallets. For that you need to get wallet MCC only, if you get Travel or Utilitis MCC then reward rate reduces to 0.375% instead of 3.75% (a drastic change). FYI: both paytm, amzn provides these additional MCCs sometimes, so one has to careful when transacting using this card.
Another benefit, unlimited domestic lounge with good coverage, that is the only benefit left and works all time. Otherwise, its not good to spend 2900Rs. annually or 2.5L.
BOB allow multiple cards and you can apply using Onecard but approval depends on other factors (do consider income sometimes they may request to process the application).
praful47
TF Ace
Not it's not like that ... Bob rejected my application as I have one card
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