Those who still using eterna like me for online, few observations:
1.5 RP / 100
- Bigbasket, Swiggy (& instamart), Zomato, RTC, Paytm Travel.
- Wallet loading (only payzapp is sure way), Paytm (only those with wallet name in OTP, else others classified as travel and utilities which provides 1.5 RP).
- amazon regular gateway no issues but new payu gateway sometimes reporting as either travel or utilities (1.5 RP).
Card completely devalued for me (once a best online card for me with 10%+3.75% discounts), fear of loosing value will stop using completely other than wallet loading (sure way).
Do check above and if okay to rotate money (by loading and unloading wallets), take it else prefer sd card from bob for now.