Only Premium & Super Premium Cards Discussion

[Random123]

In the terms and conditions of neu coins it is mentioned that payment with Neu coins cannot earn Neu coins.
I guess that would include part payment with a few neu coins

Yes, I think base neu coins won't be applicable on payment throught neu coins, but nowadays promotional ones consider part payment via neu coins too.
For eg, like below in offer tnc

• Customer will get offer Neucoins for the amount paid via Neucoins

But then won't be able to use bank discounts like @D7162 mentioned above.

 

[D7162]

Yes, I think base neu coins won't be applicable on payment throught neu coins, but nowadays promotional ones consider part payment via neu coins too.
For eg, like below in offer tnc

• Customer will get offer Neucoins for the amount paid via Neucoins

But then won't be able to use bank discounts like @D7162 mentioned above.

I think that should be easy to understand

Most of the app, where bank offer applies, required payment to be done by card only.

 

[drsel]

No - you cant combine NEU coins along with CC discount
1) you can use coins for BB's own offer
2) you can use coins by adding items to previous order

1) What Bigbasket own offer
2) Do you mean increasing the number of items after you already got the 500 discount & paid, and then pay with only Neu coins?

 

[D7162]

1) What Bigbasket own offer
2) Do you mean increasing the number of items after you already got the 500 discount & paid, and then pay with only Neu coins?

1) like BBOCT200CB - where you get 200 cb in bb for 2000 spend - in BB such codes are available 2-3 times a month with diff amount - you can use NEUCOINS but cant use any bank offers
2) I mean you place one order worth 2000 rs, then place another order in same timeslot and pay with neu coins, your items will be clubbed - and i guess in order tab - if you explore, there is option like add item available

 

[drsel]

Tata Neu Bigbasket Offer Period:
10th-13th October 2023 ⚡
(Time: 5-6 PM for 4️⃣th dip)

1️⃣Single dip: Use 10-20% Bank Card offers as per tncs

2️⃣Double dip: Buy via TATA Neu app for additional 5% NC

3️⃣Triple dip: Buy for ₹1000 or ₹2500 in the offer period to get 100 or 250 NC

4️⃣Quadruple dip: Buy for ₹5000 in the offer period & between 5-6 PM to get additional 250 NC

5️⃣Quintuple dip: New TATA Neu user will likely get new user Bonus NC offers too, as applicable

🌟NeuCoins can be used as a payment mode to earn Bonus NCs for 3️⃣ & 4️⃣
🌟All promo offers are applicable simultaneously
tncs carefully 🧐

 

[Deleted member 11974]

Tata Neu Bigbasket Offer Period:
10th-13th October 2023 ⚡
(Time: 5-6 PM for 4️⃣th dip)

1️⃣Single dip: Use 10-20% Bank Card offers as per tncs

2️⃣Double dip: Buy via TATA Neu app for additional 5% NC

3️⃣Triple dip: Buy for ₹1000 or ₹2500 in the offer period to get 100 or 250 NC

4️⃣Quadruple dip: Buy for ₹5000 in the offer period & between 5-6 PM to get additional 250 NC

5️⃣Quintuple dip: New TATA Neu user will likely get new user Bonus NC offers too, as applicable

🌟NeuCoins can be used as a payment mode to earn Bonus NCs for 3️⃣ & 4️⃣
🌟All promo offers are applicable simultaneously
tncs carefully 🧐

jaan nichod lo bhai quintuple dipkarke

 

[drsel]

Request Magnus Burgundy card holders to check if their other cards are getting 5:2 or 5:4 ratio

 

[Deleted member 11974]

We request Magnus Burgundy card holders to check if their other cards are getting 5:2 or 5:4 ratio

we mein kaun kaun hai
magnus burgundy union khada kiya hai kya

 

[D7162]

for how long have you been rotating 🤣

also, share technique, gonna receive my Infinity next week 👀

Finally my neucoins are zero now.. bought AC from croma 🤣🤣

 

[Deleted member 11974]

Finally my neucoins are zero now.. bought AC from croma 🤣🤣

wow man
how many months did it take?

 

[D7162]

wow man
how many months did it take?

I am not sure but i have card from initial days and non capping of UPI and unlimited 5% in bill payment helped a lot 🤣

 

[drsel]

we mein kaun kaun hai
magnus burgundy union khada kiya hai kya

"We" are Magnus credit card holders, still deciding whether or not it is worth upgrading to Magnus Burgundy by keeping 30 lacs fixed deposits with Axis bank

 

[PiperatGatesofDawn]

"We" are Magnus credit card holders, still deciding whether or not it is worth upgrading to Magnus Burgundy by keeping 30 lacs fixed deposits with Axis bank

Is there a time limit for deciding?

 

[Deleted member 9785]

Investment bankers who designed the reward structure, are the highest paid professionals in the whole world and American Express will hire the best.

The Amex Plat travel reward structure is designed so that very few people can reach the 4 lakh target, considering the very low acceptance of Amex cards all over India.
And even if they do, the loss to Amex is only 4.82 - 3.00 MDR commission = 1.82%, which is peanuts

and half of the people who reach milestone will forget amex to credit the points

 

[drsel]

Is there a time limit for deciding?

Yes Magnus Burgundy is lifetime free till 30th November 2023 only

 

[S.S.]

1.5% return bug on UPI payments with tata neu is finished now?

 

[drsel]

1.5% return bug on UPI payments with tata neu is finished now?

Many people are not getting Neu coins as promised, and even those who have it cannot use it along with any other discount offer.

 

[NOOBY]

1.5% return bug on UPI payments with tata neu is finished now?

what's that now o O

 

[bonheur]

Card	Spend	Processing Fee	Total Charge	Base Points	Bonus Points	Milestone Points	Total Points	Conversion to Mile	Point Value	Net Reward Post Charges	Eff Reward Rate
Diners	20000	767	20767	665	1330	0	1995	1	1	1228	6.14%
Magnus	10000	0	10000	600	600	0	1200	0.8	1	960	9.60%
Amex Plat	10000	0	10000	250	1000	0	1250	1	0.5	625	6.25%
Amex MRCC	20000	0	20000	400	400	2000	2800	1	0.5	1400	7.00%
Amex MRCC	6000	0	6000	120	120	1000	1240	1	0.5	620	10.33%
Amex Plat Travel	400000	0	400000	8000	8000	40000	56000	1	0.5	28000	7.00%
Amex Gold	6000	0	6000	120	480	1000	1600	1	0.5	800	13.33%
Infinia	20000	767	20767	665	2660	0	3325	1	1	2558	12.79%

@drsel Infinia RR of 12.79% (or 13.3% acc to some other calculations that I’ve seen here) for AGV seems to be a general misconception.

To illustrate, I recently purchased 10K AGV for 10000, and paid the 295 service charge, for which I got a credit of 1360 accelerated RPs, over the base 340 RP. That’s a reward rate of 16.51% (1700/10295). So even though there’s a service charge that perhaps HDFC gets to pocket, the reward rate hasn’t really changed.

 

[aceventura]

@drsel Infinia RR of 12.79% (or 13.3% acc to some other calculations that I’ve seen here) for AGV seems to be a general misconception.

To illustrate, I recently purchased 10K AGV for 10000, and paid the 295 service charge, for which I got a credit of 1360 accelerated RPs, over the base 340 RP. That’s a reward rate of 16.51% (1700/10295). So even though there’s a service charge that perhaps HDFC gets to pocket, the reward rate hasn’t really changed.

The value of the voucher is still 10K, so the net reward calculation should be (1700-295)/10000 = 14.05%