Cent Queen Savings Account - LTF Rupay Select Debit Card

[Anupama_Jha]

In Central Bank, I opened normal account (2K) with RuPay Select Debit Card.

Within a week I received the card.

Card generated in the app right away.

Rupay select generated in app or basic virtual rupay?

U can't see physical card full number or cvv in cent mobile app.

Normal account charges ₹950+gst while cent Queen is LTF

 

[fradela]

Rupay select generated in app or basic virtual rupay?

U can't see physical card full number or cvv in cent mobile app.

Normal account charges ₹950+gst while cent Queen is LTF

RSDC was generated.

Yes correct. Can't see full number.

950+GST is cheap when compared to LTF where you have to keep 25K.

 

[ontherocks]

How much time it will take to receive the debit card dispatch message after account opening in your case?

Card dispatch SMS after 14 days.

 

[Anupama_Jha]

950+GST is cheap when compared to LTF where you have to keep 25K.

Bhai, how could I make u understand!! It's zero balance ⚖️ @telescope

 

[bugmenot]

Bhai, how could I make u understand!! It's zero balance ⚖️ @telescope

It's their lose who can't read the text written clearly and explained umpteen times.

 

[Ak Singh]

Bhai, how could I make u understand!! It's zero balance ⚖️ @telescope

It is technically not zero balance,
You have to maintain 25k mab but there is catch that, no maintaince charges is zero.
So both points are correct.
And we don't know CBI might change t&c in future.

 

[fradela]

Bhai, how could I make u understand!! It's zero balance ⚖️ @telescope

As of now, non maintenance charge is zero.

Anytime, they can enforce you to keep 25K in savings account.

Otherwise you have to pay the penalty.

Peace of mind is more important than benefits.

 

[maverick]

Is it confirm that the CBI is also providing 2nd LTF debit card for the joint account holder?

 

[bugmenot]

Anytime, they can enforce you to keep 25K in savings account.

Any bank can change the terms and conditions anytime. If you fear such thing then you can't enjoy the benefits available today. What is new here?

 

[nh124001]

iss debit card ke reward rate ka kya scene hai? cbi rewardz par registration kitna smooth hai? union rewardz ne toh mere ansu hi niklva diyee!!

 

[SarPanch]

When you don't know why you said No railway lounge for cent queen rsdc?
Firstly you need to know anything before commenting.
You should know that some rsdc and platinum DC provide railway lounge access also.
Do read, many threads are available here.

I am curious to know more on this too. I haven't came across any debit card (Rupay) offering Railway lounges. Throw some light if you read read any or tag me.

 

[Abhigyan kumar]

@Abhi

Rupay provides but some banks blocked lounge access and don't activate it.
Some Banks provide and so e don't.
They don't provide railway lounges purposely. You have to ask your bank that lounges available or not on your card.

@Abhishek012 espai kuch prakat daliye

 

[Abhishek012]

@Abhi
@Abhishek012 espai kuch prakat daliye

Bata toh diya usne aur kya batau.

 

[SonyTom]

Got message that cheque book dispatched. Will the debit card come with it?

 

[telescope]

Got message that cheque book dispatched. Will the debit card come with it?

No. Separately after some time.

 

[ontherocks]

Got message that cheque book dispatched. Will the debit card come with it?

Nope. Faaltu ke cheez zaldi bhej dete hain. Kaam ke cheez ke liye tadpate hain.

 

[SonyTom]

Got message that debit card dispatched by Speed Post. Waiting eagerly for it !!!

 

[telescope]

Got message that debit card dispatched by Speed Post. Waiting eagerly for it !!!

That's quick .

 

[SonyTom]

That's quick .

Yes. Hoping to get it also quickly 😁

 

[SarPanch]

Opened this account on Tuesday - 28 Jan,25
Account created & Debit Card generated - 29th Jan,25

Dispatch status pending.

There are many messages on the additional debit card but I as a joint holder not sure if I can request them for a debit card ( irrespective of the variant as LTF ).
Also, can anyone confirm,
- If both the joint holders get separate Internet Banking ?
- Separate Passbook and Cheque Book ?
- Debit Card ? Confused because few wrote No and few wrote they got 2 Debit Cards.