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Clarification on RuPay NCMC

Yep, understood.
Virtual is not allowed yet. Hoping that when Google goes live with adding RuPay cards, it will work.”
Google live hone k baad bhi woh offline balance RuPay k Physical EMV chip me raheta hai, Virtual kaise use kar loge ? 🤣🤣

Virtual k liye RuPay ko Virtual offline NCMC wallet banana parega jaise UPI Lite/UPI Lite X hai waise he, phir Virtual wale me paise load karna parega.

abhi k system me offline balance RuPay k Physical EMV chip me store raheta hai.
 
Airtel NCMC Card seems to also have the ability to have the balance updated using the Airtel app version 4.109.2

It is demonstrated in this video. I don't have an Airtel NCMC Transit Card so unfortunately I cannot personally verify if this is true or not.




There is also this article about this feature.

Airtel NCMC Card Users Can Validate Balance Sans Queues At Metro Stations.

Hope this helps!

I do have Airtel NCMC, and the new version does have the option to Update and check balance (no option to activate like Chalo App) and it works after some initial setup. However can't comment on other NCMC cards working with Airtel App.
 
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Google live hone k baad bhi woh offline balance RuPay k Physical EMV chip me raheta hai, Virtual kaise use kar loge ? 🤣🤣

Virtual k liye RuPay ko Virtual offline NCMC wallet banana parega jaise UPI Lite/UPI Lite X hai waise he, phir Virtual wale me paise load karna parega.

abhi k system me offline balance RuPay k Physical EMV chip me store raheta hai.
Haan jee nahi hoga, until some innovation or implementation of some other technology...

Waise bhi DC/CC ka baat nahi kar raha, prepaid/transit card ka baat kar raha...

Except Kotak bank kisi bank ka prepaid card eligible nahi hai G-Pay pe even visa hote huwe, baaki banks ka prepaid/ transit card hone ka chance negligible hai... lekin since offline wallet se kaam karta hai though kuch changes nahi karega toh nahi hoga 😂 thoda jada hi expect kar liya flow flow mein my bad! 😬

Honge bhi toh wo terminal pe offline kaam karta hai...

Wahi toh bol raha hoon, karne ko chahiye tab ho sakta hai lekin, karega nahi na, virtual card and virtuals payments are futuristic, bound to be in future replacing physical cards and all.

Closed loop closed loop bolke criticize karke leke aaya lekin, exclusive partnership ko bhi allow kar diya 🤡 kya hypocrisy hai, NCMC ka matalab hi nahi and one nation one card ka ka motto 😂

Hongkong, Seoul & Singapore se galat tarika se inspired ho gaya 🤣
 
I do have Airtel NCMC, and the new version does have the option to Update and check balance (no option to activate like Chalo App) and it works after some initial setup. However can't comment on other NCMC cards working with Airtel App.
When grocery or retail POS payment shopping through NCMC also goes live, it would be amazing.
 
Haan jee nahi hoga, until some innovation or implementation of some other technology...

Waise bhi DC/CC ka baat nahi kar raha, prepaid/transit card ka baat kar raha...

Except Kotak bank kisi bank ka prepaid card eligible nahi hai G-Pay pe even visa hote huwe, baaki banks ka prepaid/ transit card hone ka chance negligible hai... lekin since offline wallet se kaam karta hai though kuch changes nahi karega toh nahi hoga 😂 thoda jada hi expect kar liya flow flow mein my bad! 😬

Honge bhi toh wo terminal pe offline kaam karta hai...

Wahi toh bol raha hoon, karne ko chahiye tab ho sakta hai lekin, karega nahi na, virtual card and virtuals payments are futuristic, bound to be in future replacing physical cards and all.

Closed loop closed loop bolke criticize karke leke aaya lekin, exclusive partnership ko bhi allow kar diya 🤡 kya hypocrisy hai, NCMC ka matalab hi nahi and one nation one card ka ka motto 😂

Hongkong, Seoul & Singapore se galat tarika se inspired ho gaya 🤣
Time lagega but non-exclusive me sab aa jayega dhire dhire.

1 ya 2 Metro ka toh already exclusive se non-exclusive me aa gaya hai.
 
Is it possible to transfer ncmc wallet balance back to bank account?
Debit card cum NCMC card
The balance in debit card(bank a/c) is called HOST balance
The balance in Prepaid NCMC card is called GLOBAL balance
As per the data all over the world GLOBAL balance cannot be retrieved

In Chennai they issue SBI NCMC only card linked with the mobile number(OTP)
I read that if the card is lost you may pay ₹100 fine and get that balance in another card. NOT SURE
 
Is it possible to transfer ncmc wallet balance back to bank account?
That will never be possible (as a policy) unless someone takes Govt of India, NPCI and RBI to High Court. The govt officials/IAS/Policy makers are the lowest (of the low) scum on planet. They plan this deliberately, it's a revenue stream.

And before you think that's not possible remember the Yesbank bond write off, Bombay high court reversed the decision after the firm took RBI, Yesbank, multiple govt entities to court.
 
That will never be possible (as a policy) unless someone takes Govt of India, NPCI and RBI to High Court. The govt officials/IAS/Policy makers are the lowest (of the low) scum on planet. They plan this deliberately, it's a revenue stream.

And before you think that's not possible remember the Yesbank bond write off, Bombay high court reversed the decision after the firm took RBI, Yesbank, multiple govt entities to court.
This is sad. With a separate balance, there will always be some balance left in the wallet always which can be used. Now imagine millions of wallet with residue balance which cannot be used due to card expiry/lost, moving to another city etc.
 
That will never be possible (as a policy) unless someone takes Govt of India, NPCI and RBI to High Court. The govt officials/IAS/Policy makers are the lowest (of the low) scum on planet. They plan this deliberately, it's a revenue stream.

And before you think that's not possible remember the Yesbank bond write off, Bombay high court reversed the decision after the firm took RBI, Yesbank, multiple govt entities to court.
And if you don't succeed, you have an another chance to file PIL directly in Supreme Court. 💀
 
This is sad. With a separate balance, there will always be some balance left in the wallet always which can be used. Now imagine millions of wallet with residue balance which cannot be used due to card expiry/lost, moving to another city etc.
That's one of their revenue model, that's why they brought offline wallet in the name of ... without giving an option to trf fund back to source account online.🤣

So, better to keep minimal bal. as much as required, as of now.

Others: Kindly don't defend by saying, offline txn is fast and has 100% sucess rate if terminal of AFC is ok. I knew it.
 
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That's one of their revenue model, that's why they brought offline wallet in the name of ... without giving an option to trf fund back to source account online.🤣

So, better to keep minimal bal. as much as required, as of now.

Others: Kindly don't defend by saying, offline txn is fast and has 100% sucess rate if terminal of AFC is ok.
Offline wallets themselves are not a bad idea, they are just inefficient and a way out for an immature and incompetent system. It's easy to implement a system wherein a person can surrender an NCMC card to metro official, he checks the balance and pays the amount, to curb abuse, they can limit the surrender amount to say INR 100 or less. But nooo....they want money, they don't have to give back. Delhi metro might have made crores in Smart Card deposit. RBI/NPCI/GoI can easily implement an MCC with no MDR for metro checkin/checkout but that would not bring money. Remember you scam 1 man of 1Cr it's a scam, you scam 1 Rs from 1Cr people it's called (Indian) Government.

The only saving grace is that the rest of the world can smell the BS and these anti consumer products are contained in India.
 
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