Infinia Easiest way to get an Infinia Metal I've ever heard

[Swastik]

Friend of mine called me today, he is an entrepreneur, has a startup with friends making and installing electric car chargers ,never had a credit card till now ,went upto HDFC bank Lucknow branch few weeks back to open an account with a check of 20 Lakhs and told them only if he gets an Infinia LTF ,first they said we'll give you DCB LTF ,try for Infinia after you open the account but he wouldn't take any of it ,told them either give Infinia or he'll take his business to Axis people (who were offering him Magnus) ,so the HDFC people agreed and he got an Infinia FYF with 55 Lakhs limit

What makes me jealous is that I'm 31 and the best I've got is a Magnus with 5 Lakhs limit ,which is like my 15th card my 8 year credit card journey ,Infinia is something of a dream for me ,can't even get DCB from them ,all I've from HDFC is a measly Millennia with 1.16 Lakhs limit

And this guy is just 29 & this is his first card. 🙄

Thoughts ?

 

[D₹V]

Any lead regarding whom I can contact about this?

They stopped giving Infinia by FD I guess.

But @CD. have got himself FD Infinia. Maybe you can ask him.

 

[D₹V]

I am already keeping 50 lakhs plus in a Imperia account with them. They claim it is not in their hands.

For LE you might see this, HDFC was considering FD too for LE to one user.

https://www.technofino.in/community/members/d%E2%82%B9v.8500/page-2#profile-post-602

 

[SpiesCan'tCatchMe]

Is motor insurance counted under TRV/NRV in HDFC?
Wait first tell me is HDFC and HDFC ergo the same company?

 

[CARDBITRAGE]

He said he we planning to pay for his employee salaries from this CC.. may be 55 Lakhs is right..

How can you pay someone's salary using a CC?

 

[SSV]

How can you pay someone's salary using a CC?

I too don't know, thats what he claimed ...
Not sure what he meant...

 

[SpiesCan'tCatchMe]

How can you pay someone's salary using a CC?

I was thinking of the same thing

 

[SSV]

How can you pay someone's salary using a CC?

I too don't know, thats what he claimed ...
Not sure what he meant...

I was thinking of the same thing

Here it is:

Infinia - Easiest way to get an Infinia Metal I've ever heard

Friend of mine called me today, he is an entrepreneur, has a startup with friends making and installing electric car chargers ,never had a credit card till now ,went upto HDFC bank Lucknow branch few weeks back to open an account with a check of 20 Lakhs and told them only if he gets an Infinia...

www.technofino.in

 

[SpiesCan'tCatchMe]

Here it is:

Infinia - Easiest way to get an Infinia Metal I've ever heard

Friend of mine called me today, he is an entrepreneur, has a startup with friends making and installing electric car chargers ,never had a credit card till now ,went upto HDFC bank Lucknow branch few weeks back to open an account with a check of 20 Lakhs and told them only if he gets an Infinia...

www.technofino.in

Yes I've read that comment but I could not come up with a possibile way to make salary payments via credit card unless you're doing bank transfers and shady stuff like that and then paying via NEFT or something

 

[CARDBITRAGE]

Yes I've read that comment but I could not come up with a possibile way to make salary payments via credit card unless you're doing bank transfers and shady stuff like that and then paying via NEFT or something

If it is possible, that is very big loophole. XD
Even if it was possible, you'd have a tough time with your CA/Auditor. Not something I'd ever do.

 

[SSV]

Yes I've read that comment but I could not come up with a possibile way to make salary payments via credit card unless you're doing bank transfers and shady stuff like that and then paying via NEFT or something

Yes .. .. not sure what exactly meant by.. he himself wasnt' sure I think..
Any way , it doesn't bother us.. we are talking about third to third party... Better leave this here..

 

[SpiesCan'tCatchMe]

If it is possible, that is very big loophole. XD
Even if it was possible, you'd have a tough time with your CA/Auditor. Not something I'd ever do.

That's not a loophole, it's a very common practice to do rent payment or some other payment (basically bank transfer) and then you can do anything with that money.
But yes the CA part is absolutely true

 

[CARDBITRAGE]

That's not a loophole, it's a very common practice to do rent payment or some other payment (basically bank transfer) and then you can do anything with that money.
But yes the CA part is absolutely true

Rent payments don't get points and are not counted towards the annual spend milestone on many cards. Plus, there is a surcharge for the transactions.

 

[SpiesCan'tCatchMe]

Rent payments don't get points and are not counted towards the annual spend milestone on many cards. Plus, there is a surcharge for the transactions.

Agreed but there's no other legal way possible to pay someone's salary via credit card which is ofcourse for personal use

 

[SSV]

Agreed but there's no other legal way possible to pay someone's salary via credit card which is ofcourse for personal use

may be its business card.. we don't know

 

[SpiesCan'tCatchMe]

may be its business card.. we don't know

Could be possible but in my 27 years on earth I've never heard of infinia business issued by HDFC.

 

[SSV]

Could be possible but in my 27 years on earth I've never heard of infinia business issued by HDFC.

so you know what Infinia card was when you were 1 year old ?? 😉😉

 

[SpiesCan'tCatchMe]

so you know what Infinia card was when you were 1 year old ?? 😉😉

You got me there 🤣

 

[vine]

This. THIS is the motivation I needed. I am in talks with Kotak Sales Rep to move my current account banking to Kotak Privy Plat with 15L IP. I am going to Push for White Reserve, I asked but he denied saying can't do (only can to White LTF). But after going through your friend's experience, I will push more now.
Thanks dude.

Bhai, let us know if anything worked for you. Me too want to harass my RM.

 

[paxauquabriba-4876]

What was his annual income while applying card?

Does not make sense based on Check Balance only ? Income + past history with bank + other financial products on user's profile must be there ?

 

[D₹V]

Income + past history with bank + other financial products on user's profile must be there ?

Obviously.

But I've seen people getting Infinia directly with ITR only.

Depending which agent/employee you're talking with.