Eligiblity for IDFC wealth credit card

[Gangadhar]

My CTC is 6.2 LPA and i have a HDFC Regalia credit card with 3L limit, would i able to apply for IDFC select or Wealth credit card on a C to C Basis?

 

[Paritosh]

I sent a mail with upgrade request on c2c basis a month before. My card is still not upgraded.

 

[Cierdo]

Didn't not get the dreamfolks for her, will confirm with the bank how to go about redeeming the lounge access for add-on without it

You will get a DF card in her name in a couple of days via Bluedart. No need to write to the bank.

 

[Tosh]

btw IDFC is the fastest bank ever!! i got my card on wednesday, applied for an add-on for wife, and it got delivered today!

Applied on Tuesday card delivered on Friday

 

[Vickymaster1010]

I want select card . anyway to get via card to card with magnus? Any agent here?

 

[GodFather]

Thats outstanding!! Just curious. Does one get Dreamfolks for add-on also? As I understand children are excluded from any add-ons right?

Dreamfolks card is shipped next day of shipping addon card....

 

[luckymurari]

Applied today and received the online details of the IDFC First Wealth card.. Super smooth process - looking forward to hold the card in physical!

 

[anish1516]

My CTC is 6.2 LPA and i have a HDFC Regalia credit card with 3L limit, would i able to apply for IDFC select or Wealth credit card on a C to C Basis?

Right now Wealth won’t get approved through any route C2C or Salary.

 

[luckymurari]

Right now Wealth won’t get approved through any route C2C or Salary.

I applied and received it today - they took my salary and existing CC details but didn't ask for any proofs...

I guess they do approve if you hold a high limit card

 

[Vickymaster1010]

Plz some agent here need idfc first select credit card. C2C i have regalia n magnus

 

[gupta93126]

I applied and received it today - they took my salary and existing CC details but didn't ask for any proofs...

I guess they do approve if you hold a high limit card

What was your CC Limit ?

 

[luckymurari]

What was your CC Limit ?

9.4 lac

 

[gupta93126]

Is there anyone who had upgraded to wealth from select ?

 

[CardShard]

I had followed up over mail for Wealth as I kept getting offered Select on their website. CS didn't budge. I went through one level of escalation, but even that didn't help.

Wealth is not worth so much of my time.

New development right after I posted this. I tried to recheck if they were still offering me the Select card itself. When I tried to do the OTP authentication, the website conked out with internal error. 2-3 times.

Then, after 36 hours, they today sent me a generic message with a link to complete my pending application. I was bored enough to try one more time, and voila, I got Wealth with 8L limit (matched my Regalia limit). I have to give it to them. It took less than 30 mins from application to video KYC to virtual card.

A couple of bummers:
1. No Gpay tap and pay. My physical card got shipped to my home address, so I won't get the physical card in my hand in the next 3-9 months. So it will just probably sit at zero usage.

2. The first txm that I thought I'd do (just to activate the card) is add it to dreamfolks webaccess (two rupees txn), but seems like dreamfolks can't register this card yet.

 

[GodFather]

Is there anyone who had upgraded to wealth from select ?

I got upgraded 10 days ago. You need a minimum limit of 4 lakhs for wealth card. Also you need to itr of 36 lakhs plus.

 

[sourpai]

I was in the same boat.... When I applied via website, it was only showing IDFC Select Card. Went to bank, asked for wealth etc, but nothing really worked out. I didnt want to take select and use it for some time and then get the update.

I upgraded the account to wealth banking. Shifting some money from Axis to IDFC. Once I got onto wealth banking, IDFC Wealth card started showing with 3X more credit limit than select.

 

[R!ppEr]

Got the add-on dreamfolks for wife today... The efficiency and quickness of idfc is making me think of opening my second savings account with them rather than icici/hdfc/etc

 

[SangEUD]

Is there anyone who had upgraded to wealth from select ?

I know 1 such person who got upgraded from Select to Wealth CC, card under transit.

 

[gurubhai]

Applied on Tuesday card delivered on Friday

Hey which card you applied finally. I remember they were offering you millenia. Did you get any better variant?

 

[gurubhai]

I applied and received it today - they took my salary and existing CC details but didn't ask for any proofs...

I guess they do approve if you hold a high limit card

Need a suggestion. I have 5L limit HDFC dcb card 4 months old.
Do they check how old my existing card is in c2c or online when asking for details?
Should I apply for wealth right away or wait?

 

[amit]

Need a suggestion. I have 5L limit HDFC dcb card 4 months old.
Do they check how old my existing card is in c2c or online when asking for details?
Should I apply for wealth right away or wait?

Yes, few may ask card age also.
NO, they dont ask during online application, may ask during offline/agent/verification.
BOB ask 1year card age.