Eligiblity for IDFC wealth credit card

[Gangadhar]

My CTC is 6.2 LPA and i have a HDFC Regalia credit card with 3L limit, would i able to apply for IDFC select or Wealth credit card on a C to C Basis?

 

[Cierdo]

Didn't not get the dreamfolks for her, will confirm with the bank how to go about redeeming the lounge access for add-on without it

You will get a DF card in her name in a couple of days via Bluedart. No need to write to the bank.

 

[Tosh]

btw IDFC is the fastest bank ever!! i got my card on wednesday, applied for an add-on for wife, and it got delivered today!

Applied on Tuesday card delivered on Friday

 

[GodFather]

Thats outstanding!! Just curious. Does one get Dreamfolks for add-on also? As I understand children are excluded from any add-ons right?

Dreamfolks card is shipped next day of shipping addon card....

 

[luckymurari]

Applied today and received the online details of the IDFC First Wealth card.. Super smooth process - looking forward to hold the card in physical!

 

[anish1516]

My CTC is 6.2 LPA and i have a HDFC Regalia credit card with 3L limit, would i able to apply for IDFC select or Wealth credit card on a C to C Basis?

Right now Wealth won’t get approved through any route C2C or Salary.

 

[luckymurari]

Right now Wealth won’t get approved through any route C2C or Salary.

I applied and received it today - they took my salary and existing CC details but didn't ask for any proofs...

I guess they do approve if you hold a high limit card

 

[gupta93126]

I applied and received it today - they took my salary and existing CC details but didn't ask for any proofs...

I guess they do approve if you hold a high limit card

What was your CC Limit ?

 

[luckymurari]

What was your CC Limit ?

9.4 lac

 

[gupta93126]

Is there anyone who had upgraded to wealth from select ?

 

[CardShard]

I had followed up over mail for Wealth as I kept getting offered Select on their website. CS didn't budge. I went through one level of escalation, but even that didn't help.

Wealth is not worth so much of my time.

New development right after I posted this. I tried to recheck if they were still offering me the Select card itself. When I tried to do the OTP authentication, the website conked out with internal error. 2-3 times.

Then, after 36 hours, they today sent me a generic message with a link to complete my pending application. I was bored enough to try one more time, and voila, I got Wealth with 8L limit (matched my Regalia limit). I have to give it to them. It took less than 30 mins from application to video KYC to virtual card.

A couple of bummers:
1. No Gpay tap and pay. My physical card got shipped to my home address, so I won't get the physical card in my hand in the next 3-9 months. So it will just probably sit at zero usage.

2. The first txm that I thought I'd do (just to activate the card) is add it to dreamfolks webaccess (two rupees txn), but seems like dreamfolks can't register this card yet.

 

[GodFather]

Is there anyone who had upgraded to wealth from select ?

I got upgraded 10 days ago. You need a minimum limit of 4 lakhs for wealth card. Also you need to itr of 36 lakhs plus.

 

[sourpai]

I was in the same boat.... When I applied via website, it was only showing IDFC Select Card. Went to bank, asked for wealth etc, but nothing really worked out. I didnt want to take select and use it for some time and then get the update.

I upgraded the account to wealth banking. Shifting some money from Axis to IDFC. Once I got onto wealth banking, IDFC Wealth card started showing with 3X more credit limit than select.

 

[R!ppEr]

Got the add-on dreamfolks for wife today... The efficiency and quickness of idfc is making me think of opening my second savings account with them rather than icici/hdfc/etc

 

[SangEUD]

Is there anyone who had upgraded to wealth from select ?

I know 1 such person who got upgraded from Select to Wealth CC, card under transit.

 

[gurubhai]

Applied on Tuesday card delivered on Friday

Hey which card you applied finally. I remember they were offering you millenia. Did you get any better variant?

 

[gurubhai]

I applied and received it today - they took my salary and existing CC details but didn't ask for any proofs...

I guess they do approve if you hold a high limit card

Need a suggestion. I have 5L limit HDFC dcb card 4 months old.
Do they check how old my existing card is in c2c or online when asking for details?
Should I apply for wealth right away or wait?

 

[amitamit is verified member.]

Need a suggestion. I have 5L limit HDFC dcb card 4 months old.
Do they check how old my existing card is in c2c or online when asking for details?
Should I apply for wealth right away or wait?

Yes, few may ask card age also.
NO, they dont ask during online application, may ask during offline/agent/verification.
BOB ask 1year card age.

 

[Tosh]

Hey which card you applied finally. I remember they were offering you millenia. Did you get any better variant?

I was upgraded to first select banking and got pre-approved select with limit of 3.4 got that

 

[Tosh]

Need a suggestion. I have 5L limit HDFC dcb card 4 months old.
Do they check how old my existing card is in c2c or online when asking for details?
Should I apply for wealth right away or wait?

They dont have DCB/infinia listed for C2C on their portal. Also I tried adding mine was also 4 months old and i got wow. This was 3 days before select offer came in 😂

 

[Cierdo]

Got the add-on dreamfolks for wife today... The efficiency and quickness of idfc is making me think of opening my second savings account with them rather than icici/hdfc/etc

IDFC's service is actually pretty good. I have seen a lot of people cribbing about IDFC not giving into their stupid requests, which I dont find justified anyway, but when you look at pure play tech and their service, it is pretty great. My experience has been good with them, everything gets done over call or app, worst case, a mail to CC.