Eligiblity for IDFC wealth credit card

[Gangadhar]

My CTC is 6.2 LPA and i have a HDFC Regalia credit card with 3L limit, would i able to apply for IDFC select or Wealth credit card on a C to C Basis?

 

[bugmenot]

I have an ICICI Amazon pay + Platinum Card with 7.3L limit and 2 year old card, is it possible to apply online C2C for IDFC First Wealth card? Any one tried?

I don't have IDFC SB account and offline C2C not possible as branch is not available in my city.

 

[R!ppEr]

I have an ICICI Amazon pay + Platinum Card with 7.3L limit and 2 year old card, is it possible to apply online C2C for IDFC First Wealth card? Any one tried?

I don't have IDFC SB account and offline C2C not possible as branch is not available in my city.

is the combined limit 7.3 or is it 7.3 each? if its individual, then i think with platinum card you can try as in my exp IDFC doesnt care much about apay card

 

[bugmenot]

is the combined limit 7.3 or is it 7.3 each? if its individual, then i think with platinum card you can try as in my exp IDFC doesnt care much about apay card

ICICI has shared limit across all cards.

 

[R!ppEr]

ICICI has shared limit across all cards.

oh, give it a go then!

 

[luckymurari]

I applied and received it today - they took my salary and existing CC details but didn't ask for any proofs...

I guess they do approve if you hold a high limit card

Received the physical card and Dreamfolks card today.

Application: Day 0 - 17th (Sat)
Approval : Day 0 -17th (Sat)
Digital Card activated : Day 0 -17th (Sat)
Physical card delivery : Day 4 -21st (Wed)
Dreamfolks card delivery : Day 4 -21st (Wed)


Super smooth and fast process in just 4 days-- And the card is free 🙂 Would recommend any day 🙂

 

[mojo_jojo123]

I applied via my Indusind Platinum card with a limit of 3 lakhs, and they assigned me the Select card but they gave me half the limit. 🥲

was cibil hard enquiry done on C2C basis ?

 

[mojo_jojo123]

Isn't select CC best as it has both railway lounge and airport lounge ?

 

[Sagarreddy378]

I heard that IDFC is not processing Offline applications. Can you please share any contact number for Offline process

 

[Venky]

was cibil hard enquiry done on C2C basis ?

Yes there was a cibil enquiry, actually there were two. As once they assigned me the Select card I was not interested as I wanted the wealth card, but later I read about how difficult it is to get that so again I applied online and then went for the select. So two separate enquiries.

 

[Venky]

I heard that IDFC is not processing Offline applications. Can you please share any contact number for Offline process

They wont process offline. Even if you go to the branch and ask them to apply, they’ll just do it online again and just let their algorithm decide which card to assign to you.

 

[suhailmz]

I too need the wealth card. I hold a savings account with IDFC & have been maintaining 3-4 lakh balance over the last 3-4 months. They are offering me Select card which I’m not keen on applying for. RM is suggesting to upgrade my account to wealth by keeping 10 lakh in the account & then getting the wealth card. Does it make sense? Or do I simply apply for wealth & try my luck?

 

[sharma]

I have requested for upgrade of card from millenia to select .
They have upgraded my limit instead of card.
Will my card also upgraded or not as they asked me to wait for seven days

 

[Teja Bhai]

I too need the wealth card. I hold a savings account with IDFC & have been maintaining 3-4 lakh balance over the last 3-4 months. They are offering me Select card which I’m not keen on applying for. RM is suggesting to upgrade my account to wealth by keeping 10 lakh in the account & then getting the wealth card. Does it make sense? Or do I simply apply for wealth & try my luck?

my suggestion - apply directly for wealth.. if req upload your ITR ...

 

[sharma]

What is min limit for upgrading to select card

 

[CardSeeker]

Have Classic credit card and select account

Now planning to close existing classic cc and apply for wealth CC Via C2C

Have Existing 6.35Lakhs Limit On Kotak white And 5Lakhs on magnus

ANY Suggestions??

 

[deep@vie]

Have Classic credit card and select account

Now planning to close existing classic cc and apply for wealth CC Via C2C

Have Existing 6.35Lakhs Limit On Kotak white And 5Lakhs on magnus

ANY Suggestions??

go ahead

 

[CardSeeker]

go ahead

U closed and applied?

 

[deep@vie]

U closed and applied?

many has gotten using this way

 

[deep@vie]

were to go ahead and apply for wealth or select credit card?

better one which idfc algo allots

 

[akash]

many has gotten using this way

how long is the cooldown period after closing the card? just got my idfc savings account upgraded to wealth - can I ask for Wealth CC immediately?