@jaithalal you have made a mistake and that's ok. If you hadn't taken the risk, you would not have known the result. The only thing here is you are not ok with the end result. Next time, just think of worst-case scenario and if you are ok with it go for it. Credit Cards are temporary today Millenia is good, tomorrow it may be devalued. So, yeah it is good card for Smarbuy vouchers trick and easy to get annual fee waivers at 1L spends per annum. Just, call them and tell I have changed my mind and want to unblock the card, no need to explain or tell them anything. They will do it.
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Faced the consequences of card closure LTF trick in HDFC
- Thread starter jaithalal
- Start date
akshayhs
TF Ace
If you send a mail to cardclosure, I think there is a trigger in the backend to temporarily block the card until they follow up.
akshayhs
TF Ace
Just tell them you have changed your mind and don't need to explain anything else. What's the burden or embarrasment in this? There is no marriage counsellor sitting on the opposite side. They will be more than happy to cancel the request. All of this only comes into picture if and when you receive the call. If its an automatic cancellation, then god bless.
I had requested to close my Moneyback+ and received similar email saying I will receive a call. But they never called and the cord is now closed. So it's better to call them instead of waiting for their call.
Why are you in such a hurry to make the card ltf? you recently obtained this card and will receive 1500 Amazon vouchers.
You must have used your card for at least 1 year before requesting ltf.
you will receive 1500 Amazon vouchers and HDFC will deduct the card charge, I do not believe you will be losing money.
Additionally you will receive 5% cashback on all transactions.
You must have used your card for at least 1 year before requesting ltf.
you will receive 1500 Amazon vouchers and HDFC will deduct the card charge, I do not believe you will be losing money.
Additionally you will receive 5% cashback on all transactions.
Deepak_Shetty
TF Ace
Y E S
This is the special feature of cards like simply save , simply click etc. I.e. No questions asked quick closure on request
They take no strings attached closure requests and provide faster resolution on these types of cards especially for low to average spenders!!
jaithalal
TF Select
Yes, this is the mail i wrote to them after failing in the 1st attempt 2 days ago. In the first mail, they were talking about the terms and conditions only.
You really thought aisa likhne ke baad vo tumhe LTF de denge ? 🤣
Yes, this is the mail i wrote to them after failing in the 1st attempt 2 days ago. In the first mail, they were talking about the terms and conditions only.
Yes, this is the mail i wrote to them after failing in the 1st attempt 2 days ago. In the first mail, they were talking about the terms and conditions only.
You are correct..
By any chance, even if some kind hearted staff wanted to give him LTF , he would not have done that after looking at this letter..
Sorry yaar..
jaithalal
TF Select
My sbi cashback card limit was stuck on 10k. I told them about my situation and they agreed to make my card ltf ( my limit was also increased to 95k after 7 days ).This is the special feature of cards like simply save , simply click etc. I.e. No questions asked quick closure on request
They take no strings attached closure requests and provide faster resolution on these types of cards especially for low to average spenders!!
My sbi cashback card limit was stuck on 10k. I told them about my situation and they agreed to make my card ltf ( my limit was also increased to 95k after 7 days ).This is the special feature of cards like simply save , simply click etc. I.e. No questions asked quick closure on request
They take no strings attached closure requests and provide faster resolution on these types of cards especially for low to average spenders!!
Annual fee waiver with 10k limit was impossible for me.
Count me in !!!
Simply save and CB cards are two different things
jaithalal
TF Select
1st email mey proper response nhi diya tha only terms and conditions, membership card agreement ka copy and paste tha. So thoda strictly way mey mail Kiya 2nd time
jaithalal
TF Select
Sorry, didd
I apologise sir ! I started my credit card journey recently, still don't have clear idea about the different varient of cards yet.
No problem. . Good that you got your CB card limit enhanced and got it LTF, it’s an achievement
credit_noob
TF Premier
Hello, I have an SBI BPCL credit card which is turning 1 year old today. I received the annual fee statement and am eligible for a fee waiver, with a message. My spends are 3.8 L across all categories. What is the approach to initiate a conversation about converting to a lifetime free card, whether through email, a phone call, etc.?
jaithalal
TF Select
In March, they'll impose the membership fee. I just wanted to make it ltf before the charges.
Anon1
TF Premier
Check this thread for more details
Thread 'Pro Tips to make a SBI card life time free' https://www.technofino.in/community/threads/pro-tips-to-make-a-sbi-card-life-time-free.10592/
