Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[deep@vie]

OK. Then, what would be the best solution? Should I close scapia card and then apply for one of Federal bank core cards?

I suggest to confirm with someone who has received after closing.

 

[prashhant]

OK. Then, what would be the best solution? Should I close scapia card and then apply for one of Federal bank core cards?

Yes that's the only option left. But you may ask someone else also who have faced similar issue. I contacted customer service and the says you can't have Scapia and Federal core card at the same time.

 

[deep@vie]

Yes that's the only option left. But you may ask someone else also who have faced similar issue. I contacted customer service and the says you can't have Scapia and Federal core card at the same time.

That condition is for all the cards, one can have only one card from federal irrespective of co-branded or generic

 

[pavan000]

I have enter mobile number otp pan personal details work details and then it says application declined that I didn't meet eligibility. There was no cibil hit. Didn't receive any alert. Have cibil 793.

 

[RAMESH BABU N]

I have enter mobile number otp pan personal details work details and then it says application declined that I didn't meet eligibility. There was no cibil hit. Didn't receive any alert. Have cibil 793.

More enquiries in the last 1 month. Or, already have their core/cobranded card.

Try after 2 months. AND, DO NOT APPLY ANYWHERE ELSE TOO.

 

[WandereR]

I have enter mobile number otp pan personal details work details and then it says application declined that I didn't meet eligibility. There was no cibil hit. Didn't receive any alert. Have cibil 793.

If no cibil hit then definitely pincode problem

 

[codenerd]

Then god knows that that agent spoke about. I anyways have no option to select the variant so I am going by what she said. If she sends another variant, i simply wont activate the card.

I also received Celesta of visa variant after being promised mastercard variant.

Time to escalate the matter now

 

[dileep]

I also received Celesta of visa variant after being promised mastercard variant.

Time to escalate the matter now

today received celesta mastercard variant how to access cc in fed mobile ios app its not showing

 

[Harry1]

If no cibil hit then definitely pincode problem

I stay in Bangalore, still no cibil hit.

 

[kshitij_0]

I also received Celesta of visa variant after being promised mastercard variant.

Time to escalate the matter now

Is there any physical verification done?
Salary documents? C2C possible?
Which card is the best? Are they providing LTF?

 

[dileep]

Is there any physical verification done?
Salary documents? C2C possible?
Which card is the best? Are they providing LTF?

i have fi account previously tried rejected, if u have preapproved offer in fi it easy to get federal bank cc

 

[Tarun239]

I have enter mobile number otp pan personal details work details and then it says application declined that I didn't meet eligibility. There was no cibil hit. Didn't receive any alert. Have cibil 793.

Same with me after entering mobile number, application declined, 5 enquiries in last 6 mths, already holding 25 plus cards from all other major banks can't understand problem with federal.

 

[pavan000]

Same with me after entering mobile number, application declined, 5 enquiries in last 6 mths, already holding 25 plus cards from all other major banks can't understand problem with federal.

Almost in same state no cobranded card. Didn't apply for scapia and I have ixigo au. Not a pincode issue as I have a fed bank within 1 km.

 

[pavan000]

More enquiries in the last 1 month. Or, already have their core/cobranded card.

Try after 2 months. AND, DO NOT APPLY ANYWHERE ELSE TOO.

Could be got 6 new cards in last six months.

 

[pavan000]

More enquiries in the last 1 month. Or, already have their core/cobranded card.

Try after 2 months. AND, DO NOT APPLY ANYWHERE ELSE TOO.

How would they know how many enquiries without cibil hit

 

[jeat001]

I have enter mobile number otp pan personal details work details and then it says application declined that I didn't meet eligibility. There was no cibil hit. Didn't receive any alert. Have cibil 793.

Now I have 5 enquiry in last 6 months. (1st September till now)

If I exclude 1st week of September considering today is 8th March, it is 3 enquiry till now.

If I include last week of August, it is 7 enquiry.

Last month got rejected for scapia, as it got 7 enquiry at that time.

Shall I try now for core card?

Edit: Applied and Rejected 3rd time. Didn't even ask income documents. Just after employer details.

No idea what is wrong in my profile. Now enquiry also very less. Maybe number of existing cards. But I don't think they did cibil enquiry, as I didn't get any notification.

I am also in the same boat. Do you have/had any account associated with Federal Bank? Please mention.

 

[Harry1]

I am also in the same boat. Do you have/had any account associated with Federal Bank? Please mention.

N o p

 

[Tarun239]

Almost in same state no cobranded card. Didn't apply for scapia and I have ixigo au. Not a pincode issue as I have a fed bank within 1 km.

Yaa in my case too pincode can't be an issue as it is Tier 1 city with presence of federal bank 1-2 km from my home

 

[CosmicCat]

I am not able to upload income documents,I am getting error service is not available for this institution
I am self employed
Any suggestions how to get card approved for federal bank card

Any updates on whether this has been fixed or not? I've heard this as a common issue with Federal Bank's CC application portal, which is why I'm not applying there.

 

[SSMV]

Any updates on whether this has been fixed or not? I've heard this as a common issue with Federal Bank's CC application portal, which is why I'm not applying there.

It's fixed even after uploading all documents the next day they rejected