Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[pradeepG]

8 cards..

around 6 enquiries in past 6 months..

Thanks for answer.
No previous relationship with bank? how much was the approx highest limit in cibil previously?

 

[gowthamv]

Thanks for answer.
No previous relationship with bank? how much was the approx highest limit in cibil previously?

Completely zero relationship with Federal Bank.

5.4L in Amazon Pay ICICI card was the highest in CIBIL before applying Federal CC.

 

[pradeepG]

Completely zero relationship with Federal Bank.

5.4L in Amazon Pay ICICI card was the highest in CIBIL before applying Federal CC.

great.
I just applied, my profile is similar to your profile and i got declined as it does not meet the eligibility criteria as per banks policy for credit card.
what did you put your income as? also salaried or self employed?

 

[mangalorean]

Tried to apply Federal CC 2-3 times in the last 6 months.
Every time, after entering Mobile and PAN, it would say "No offers available due to bank internal policies"
Never found an option to delete Previous Application.

Got an Instagram ad today regarding Federal CC. Just entered Mobile Number and PAN.
It showed Celesta available with 5.8L limit.
Just clicked on Proceed and confirmed Card Delivery Address.

And Boom..
Card is immediately visible in FedMobile app within few seconds of applying.

Got the Celesta MasterCard Variant.

(I know that it is LTF. But still, for a peace of mind, is there any Email address where can I send a mail and confirm the same?)

For me, it was different. I attempted to apply for three to four days, but due to a technical issue, the OTP wouldn't arrive. Suddenly, one day, they approved the card, granting me the highest limit among all my cards. The best part? There was no CIBIL hit.

 

[Rahul Gupta]

Completely zero relationship with Federal Bank.

5.4L in Amazon Pay ICICI card was the highest in CIBIL before applying Federal CC.

Thanks for your comment. i tried to apply the card and got celesta mc with 5 lakh limit and no cibil inquiry. I think it was a pre-approved offer due to my FI and jupiter accounts.

 

[noob69]

Rejected my application saying they don't serve to my pincode (Bangalore) lol

 

[Rahul Gupta]

Rejected my application saying they don't serve to my pincode (Bangalore) lol

Banks react like weirdos sometimes. My city don't even have a federal branch still got the card.

 

[RadioactiveTabela]

Rejected my application saying they don't serve to my pincode (Bangalore) lol

What even.... Have they redlined some parts of Bangalore?

I successfully applied with 560025 pincode 2 days ago.

 

[ccgeek07]

I tried applying on Federal portal after reading the above posts.

I submitted all details, it showed Celestia and I applied for it. After confirming dispatch address, for vKYC when I clicked next it showed something like "Third Party error". I clicked again "Next" and twice it displayed the same error. Later it showed "Try agin later".

Not sure of the application submitted or not. Neither received any mail or message after submitting the application. Also I don't have any Ref number. 😢

Do we get any mail or message after submission? If yes, in how much time?

 

[CardGame]

how many cards do you have previously & how many enquiries in past 6 months?

14-15 cards

3 enquiries in 6 months

 

[MS R]

I applied 9 months ago, but it showed no offer for me (although I received a CIBIL hit). Should I apply now? I need a Federal CC. People who were in a similar situation and reapplied, please share your insights.
Thank you

 

[mangalorean]

I applied 9 months ago, but it showed no offer for me (although I received a CIBIL hit). Should I apply now? I need a Federal CC. People who were in a similar situation and reapplied, please share your insights.
Thank you

Apply again, you might get it now due to financial year end.

 

[pradeepG]

whats the last date of this lifetime free cards offer?? if its 31st march 2024, any chance will it be extended?

 

[Rahul Gupta]

whats the last date of this lifetime free cards offer?? if its 31st march 2024, any chance will it be extended?

Noone can answer this. It totally depends on the bank, they might or might not increase the offer duration. Its better to try today.

 

[MS R]

Apply again, you might get it now due to financial year end.

Just now, I applied and got approved for Celesta CC with a 10L limit... (fastest approval process to date, within 2 minutes).


it says scan QR code and download
How do I log in? I downloaded the Fed app, but it's asking for an account number (not sure what to give).

PPl who r using fed card can you please suggest?

 

[pradeepG]

Where to check application status?

I applied on https://creditcards.federalbank.co.in/#/entry and took the application number screenshot.

After that I have received SMS every 6 hours or so asking me to apply for a CC.

View attachment 47505

This makes me think the application is not submitted for some reason. Anyway to track the status?

what was the final message you got when you completed the application process?
i too applied yesterday, it said declined, but i also am receiving these same SMSes since yesterday. don't know what to make of it.
i didn't even get any application number.

 

[MS R]

what was the final message you got when you completed the application process?
i too applied yesterday, it said declined, but i also am receiving these same SMSes since yesterday. don't know what to make of it.
i didn't even get any application number.

this is me applying for second time... 9 months ago it showed no offer for me (although I received a CIBIL hit)
I could see 10L fed celesta card approved

 

[MS R]

check with cc if u have application num

 

[pradeepG]

check with cc if u have application num

havnt got any application number.

 

[MS R]

havnt got any application number.

if didnt show any card / limit ... u application might be rejected