Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[Sunil R]

Don’t think so. I had over 6 enquiries in three months while applying for the Celesta.

i have 7 enquires in the past 2 months

 

[satraghav]

Does anyone have Instagram Ad link for applying Federal Bank CC? If available, post the link here. TIA.

 

[Sunil R]

Does anyone have Instagram Ad link for applying Federal Bank CC? If available, post the link here. TIA.

any offer via instagram?

 

[Sunil R]

FYI i applied today via Fed website and got approved

 

[kshitij_0]

FYI i applied today via Fed wedsite and got approved

Which card can I expect against Amex MRCC with 6.69L limit?

 

[kshitij_0]

FYI i applied today via Fed wedsite and got approved

Any documents/verification done? Do you have any relationship?

 

[Sunil R]

Which card can I expect against Amex MRCC with 6.69L limit?

its not even c2c bro .. I just entered PAN, within a min nex page got address via aadhar/ asked name desired on card
displayed celesta 10L approved

i didnt even enter job details/

fastest approval till date / whole process took less than 2 min

 

[kshitij_0]

its not even c2c bro .. I just entered PAN, within a min nex page got address via aadhar/ asked name desired on card
displayed celesta 10L approved

i didnt even enter job details/

fastest approval till date / whole process took less than 2 min

Which cards do you have and your cibil score?
Please share the link through which you applied.

 

[Sunil R]

780 / all major banks

highest limit axis 15L

Federal Bank Credit Card

creditcards.federalbank.co.in

 

[mangalorean]

oh!!
any previous relationship with bank?
how much ITR did you put?

No previous relationship. They didn’t ask for anything.

 

[kshitij_0]

its not even c2c bro .. I just entered PAN, within a min nex page got address via aadhar/ asked name desired on card
displayed celesta 10L approved

i didnt even enter job details/

fastest approval till date / whole process took less than 2 min

I applied and it fetched me this error "Sorry, the application cannot be processed as the location you have entered is not serviceable by the Bank."
I think they are directly taking address from PAN. We need to update the address in PAN first.

 

[Sunil R]

I applied and it fetched me this error "Sorry, the application cannot be processed as the location you have entered is not serviceable by the Bank."
I think they are directly taking address from PAN. We need to update the address in PAN first.

may be pan or aadhaar

 

[kshitij_0]

may be pan or aadhaar

Only PAN. They didn't even ask for Aadhar. But yeah both are integrated, but still you can separately update address in both.

 

[CardGame]

Just now, I applied and got approved for Celesta CC with a 10L limit... (fastest approval process to date, within 2 minutes).


it says scan QR code and download
How do I log in? I downloaded the Fed app, but it's asking for an account number (not sure what to give).

PPl who r using fed card can you please suggest?

Congratulations! Same here got 3 days back

 

[dileep]

its not even c2c bro .. I just entered PAN, within a min nex page got address via aadhar/ asked name desired on card
displayed celesta 10L approved

i didnt even enter job details/

fastest approval till date / whole process took less than 2 min

With vkyc r without vkyc u got? For fi card users vkyc not needed

 

[the_collector]

I applied and it fetched me this error "Sorry, the application cannot be processed as the location you have entered is not serviceable by the Bank."
I think they are directly taking address from PAN. We need to update the address in PAN first.

I also got the same rejection message.
Rather weird.
All other banks are serviceable to my location and only Federal Bank threw this error.
I also know someone who has a Fed bank card in the same area.

I reached out to the customer care team and they responded saying.. "we keep changing and updating the list of serviceable pincodes, it could be that we serviced the location in the past and we currently do not, please re apply after 3 months"

 

[CC-Muncher]

I got rejected

"Your application is declined as it does not meet the eligibility criteria as per Bank policy for credit card."

 

[pradeepG]

I got rejected

"Your application is declined as it does not meet the eligibility criteria as per Bank policy for credit card."

how much enquire in last 6 months?
how much ITR did you enter?

 

[CC-Muncher]

more than 10 enquiries... have more than required ITR for this card

 

[pradeepG]

more than 10 enquiries... have more than required ITR for this card

Thanks for the answer, how much is the minimum ITR required for this card.