Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[Sunil R]

did u get Cibil hit

 

[pradeepG]

if didnt show any card / limit ... u application might be rejected

it was declined with this message >> "Your application is declined as it does not meet the eligibility criteria as per bank policy for credit card."
but after this popup i am receiving these SMSes, which doesnt makes sense.

 

[pradeepG]

did u get Cibil hit

no cibil hit as of now.

 

[Sunil R]

it was declined with this message >> "Your application is declined as it does not meet the eligibility criteria as per bank policy for credit card."
but after this popup i am receiving these SMSes, which doesnt makes sense.

ignore apply after 6 months

 

[Sunil R]

no cibil hit as of now.

not cibil for me yet

 

[Deleted member 7436]

Just now, I applied and got approved for Celesta CC with a 10L limit... (fastest approval process to date, within 2 minutes).


it says scan QR code and download
How do I log in? I downloaded the Fed app, but it's asking for an account number (not sure what to give).

PPl who r using fed card can you please suggest?

congrats on your card

 

[Deleted member 7436]

this is me applying for second time... 9 months ago it showed no offer for me (although I received a CIBIL hit)
I could see 10L fed celesta card approved

is it LTF?

 

[Sunil R]

congrats on your card

thank you ..

 

[pradeepG]

ignore apply after 6 months

yes, if LFT offer remains.
infact tried full process today also using the link in sms (although it was a generic link), only income increased a bit, rest same. but same declined message today also.
as it says there is some hidden eligibility point which is not being passed, as it says "Your application is declined as it does not meet the eligibility criteria as per bank policy for credit card."
might be number of enquires in last 6 months.

 

[Sunil R]

is it LTF?

yes bro //

 

[Sunil R]

yes, if LFT offer remains.
infact tried full process today also using the link in sms (although it was a generic link), only income increased a bit, rest same. but same declined message today also.
as it says there is some hidden eligibility point which is not being passed, as it says "Your application is declined as it does not meet the eligibility criteria as per bank policy for credit card."
might be number of enquires in last 6 months.

i aplied via fed website

 

[pradeepG]

i aplied via fed website

same, from fed website too.

 

[Sunil R]

same, from fed website too.

hmmm .. ..

 

[ccgeek07]

Just now, I applied and got approved for Celesta CC with a 10L limit... (fastest approval process to date, within 2 minutes).


it says scan QR code and download
How do I log in? I downloaded the Fed app, but it's asking for an account number (not sure what to give).

PPl who r using fed card can you please suggest?

could you share what's the highest limit on your cards and which card prior to this?

 

[Sunil R]

could you share what's the highest limit on your cards and which card prior to this?

15L - Axis Magnus

 

[Sunil R]

Just now, I applied and got approved for Celesta CC with a 10L limit... (fastest approval process to date, within 2 minutes).


it says scan QR code and download
How do I log in? I downloaded the Fed app, but it's asking for an account number (not sure what to give).

PPl who r using fed card can you please suggest?

update: was able to login to account using Fi account number

 

[ccgeek07]

15L - Axis Magnus

Okay. Thanks for the reply. Congratulations!!!

 

[mangalorean]

is it LTF?

All Federal Bank core cards are LTF now.

 

[mangalorean]

yes, if LFT offer remains.
infact tried full process today also using the link in sms (although it was a generic link), only income increased a bit, rest same. but same declined message today also.
as it says there is some hidden eligibility point which is not being passed, as it says "Your application is declined as it does not meet the eligibility criteria as per bank policy for credit card."
might be number of enquires in last 6 months.

Don’t think so. I had over 6 enquiries in three months while applying for the Celesta.

 

[pradeepG]

Don’t think so. I had over 6 enquiries in three months while applying for the Celesta.

oh!!
any previous relationship with bank?
how much ITR did you put?