Only Premium & Super Premium Cards Discussion

[kej]

Hey Guys,

Although I'm yet to get this in writing, there's an interesting way of getting your card converted to LTF which I wanted to share with this group.

When I heard about the current offer of getting Axis Magnus LTF with Burgundy Salary accounts I got super pissed and got in touch with my RM. He wasn't aware of it and said he'll get back to me in some time. He acknowledged the offer but said that it was only for the new customers. After some back and forth and negotiations, he said he'll figure out a way.

He called me the next day stating that he'll be able to get my Axis Magnus fee waived every year because of my good relations with the branch. He explained that the card would actually still remain a paid variant but the annual fee each year would be paid by the branch and not me. Interestingly, each branch has some budget at its disposal which it can use to grant services to its clients.

Initially, he asked to get an Axis Reserve card to get this offer because I had shown him an interest in Reserve. But pushed him further because I have a salary account with them and he agreed to give the offer even without signing up for Axis Reserve.

I met him in person today and he confirmed this proposal but I have asked him to give this to me in writing keeping the branch manager in CC. Do let me know if you guys think there's something else I should do to ensure Axis delivers this promise even if the RM or BM changes after a year.


P.S.: I end up spending >15 L on Magnus so I do get the fee reversed anyway, so tomorrow I'm planning to push him to include my Vistara Infinite in this. So basically my ask is going to be for them to pay for either of the card's fees because for the branch it's the same amount 10K.

 

[shubhamosy]

interesting, RM is doing all this for client.
MY RM is useless, btw what's your city? & what's ur NRV with axis?

 

[hireng]

Good luck with your journey, I hope you are able to achieve this 🤞
On a separate note, I've been told that Burgundy salary account can only be opened if your employer holds a Burgundy current account. Even if you get your monthly salary credits on your Burgundy savings account its still not considered a salaried account, is this true?

 

[Lord Of Darkness]

I think once again this depends from RM to RM.
Some RM's dont give a rat's a$$ about anything and are not aware of any offers etc. and blindly say - this does not exist. Some would go and try to see if anything is possible, but sadly most just dont care.

 

[CC-Muncher]

Hey Guys,

Although I'm yet to get this in writing, there's an interesting way of getting your card converted to LTF which I wanted to share with this group.

When I heard about the current offer of getting Axis Magnus LTF with Burgundy Salary accounts I got super pissed and got in touch with my RM. He wasn't aware of it and said he'll get back to me in some time. He acknowledged the offer but said that it was only for the new customers. After some back and forth and negotiations, he said he'll figure out a way.

He called me the next day stating that he'll be able to get my Axis Magnus fee waived every year because of my good relations with the branch. He explained that the card would actually still remain a paid variant but the annual fee each year would be paid by the branch and not me. Interestingly, each branch has some budget at its disposal which it can use to grant services to its clients.

Initially, he asked to get an Axis Reserve card to get this offer because I had shown him an interest in Reserve. But pushed him further because I have a salary account with them and he agreed to give the offer even without signing up for Axis Reserve.

I met him in person today and he confirmed this proposal but I have asked him to give this to me in writing keeping the branch manager in CC. Do let me know if you guys think there's something else I should do to ensure Axis delivers this promise even if the RM or BM changes after a year.


P.S.: I end up spending >15 L on Magnus so I do get the fee reversed anyway, so tomorrow I'm planning to push him to include my Vistara Infinite in this. So basically my ask is going to be for them to pay for either of the card's fees because for the branch it's the same amount 10K.

Will closing and applying new one wont work?

 

[abhishek0882]

P.S.: I end up spending >15 L on Magnus so I do get the fee reversed anyway, so tomorrow I'm planning to push him to include my Vistara Infinite in this.

If you are trying to get Vistara Infinite LTF, do confirm if it will still get the free Business Class ticket every year. I believe the business class ticket could be of higher value than the fee paid on the card. If the ticket is available each year even with the card being LTF, then that's an absolutely crazy deal, but I doubt it will be so. Already many would have got the free business class ticket during the 2022 year end spend base offer. If that happens every year, it will be amazing!

 

[It_is_Naruto]

Hey Guys,

Although I'm yet to get this in writing, there's an interesting way of getting your card converted to LTF which I wanted to share with this group.

When I heard about the current offer of getting Axis Magnus LTF with Burgundy Salary accounts I got super pissed and got in touch with my RM. He wasn't aware of it and said he'll get back to me in some time. He acknowledged the offer but said that it was only for the new customers. After some back and forth and negotiations, he said he'll figure out a way.

He called me the next day stating that he'll be able to get my Axis Magnus fee waived every year because of my good relations with the branch. He explained that the card would actually still remain a paid variant but the annual fee each year would be paid by the branch and not me. Interestingly, each branch has some budget at its disposal which it can use to grant services to its clients.

Initially, he asked to get an Axis Reserve card to get this offer because I had shown him an interest in Reserve. But pushed him further because I have a salary account with them and he agreed to give the offer even without signing up for Axis Reserve.

I met him in person today and he confirmed this proposal but I have asked him to give this to me in writing keeping the branch manager in CC. Do let me know if you guys think there's something else I should do to ensure Axis delivers this promise even if the RM or BM changes after a year.


P.S.: I end up spending >15 L on Magnus so I do get the fee reversed anyway, so tomorrow I'm planning to push him to include my Vistara Infinite in this. So basically my ask is going to be for them to pay for either of the card's fees because for the branch it's the same amount 10K.

Interesting. All the best.
I also have a burgundy salary account in Axis ( 6 months old). I am not sure if this would work in my case. Any idea or tips to go for this?

 

[kej]

interesting, RM is doing all this for client.
MY RM is useless, btw what's your city? & what's ur NRV with axis?

My city is Gurgaon, my NRV is really not that high. Currently, I have 5-10 lakhs in my account. And I generally don't keep that much in the bank account, it gets invested straight away but I'm saving for something.

 

[kej]

Good luck with your journey, I hope you are able to achieve this 🤞
On a separate note, I've been told that Burgundy salary account can only be opened if your employer holds a Burgundy current account. Even if you get your monthly salary credits on your Burgundy savings account its still not considered a salaried account, is this true?

That's absolutely not true. A Burgundy account can be opened by anyone, you just need to give them a cheque of 5 Lakhs.

 

[kej]

If you are trying to get Vistara Infinite LTF, do confirm if it will still get the free Business Class ticket every year. I believe the business class ticket could be of higher value than the fee paid on the card. If the ticket is available each year even with the card being LTF, then that's an absolutely crazy deal, but I doubt it will be so. Already many would have got the free business class ticket during the 2022 year end spend base offer. If that happens every year, it will be amazing!

Well, if they agree, then in this case I will be getting all the perks because this offer is not from the Axis backend. So the fee will actually be charged, it'll just be paid by the bank and not me.

 

[It_is_Naruto]

That's absolutely not true. A Burgundy account can be opened by anyone, you just need to give them a cheque of 5 Lakhs.

Yes...criteria on website is clearly written. Also for certain organizations the criteria can be lenient ..like instead of 3 lacs ( as per website) , 2 lacs salary is fine for Burgundy and so on.

 

[FinGuru]

If you are trying to get Vistara Infinite LTF, do confirm if it will still get the free Business Class ticket every year. I believe the business class ticket could be of higher value than the fee paid on the card. If the ticket is available each year even with the card being LTF, then that's an absolutely crazy deal, but I doubt it will be so. Already many would have got the free business class ticket during the 2022 year end spend base offer. If that happens every year, it will be amazing!

As per the details given, the branch pays the fee so I think he will get all the benefits. what an arbitrage

 

[abhishek0882]

Well, if they agree, then in this case I will be getting all the perks because this offer is not from the Axis backend. So the fee will actually be charged, it'll just be paid by the bank and not me.

It will be an absolutely sweet deal then, hope they do it for your Vistara Infinite then because you said you easily achieve 15L on Magnus.

 

[bugmenot]

@kej did you ask about joining and renewal benefits if the fee paid by bank? Will they be continued?

 

[kej]

@kej did you ask about joining and renewal benefits if the fee paid by bank? Will they be continued?

This should answer your query:

Well, if they agree, then in this case I will be getting all the perks because this offer is not from the Axis backend. So the fee will actually be charged, it'll just be paid by the bank and not me.

 

[RewardsAlert]

Hey Guys,

Although I'm yet to get this in writing, there's an interesting way of getting your card converted to LTF which I wanted to share with this group.

When I heard about the current offer of getting Axis Magnus LTF with Burgundy Salary accounts I got super pissed and got in touch with my RM. He wasn't aware of it and said he'll get back to me in some time. He acknowledged the offer but said that it was only for the new customers. After some back and forth and negotiations, he said he'll figure out a way.

He called me the next day stating that he'll be able to get my Axis Magnus fee waived every year because of my good relations with the branch. He explained that the card would actually still remain a paid variant but the annual fee each year would be paid by the branch and not me. Interestingly, each branch has some budget at its disposal which it can use to grant services to its clients.

Initially, he asked to get an Axis Reserve card to get this offer because I had shown him an interest in Reserve. But pushed him further because I have a salary account with them and he agreed to give the offer even without signing up for Axis Reserve.

I met him in person today and he confirmed this proposal but I have asked him to give this to me in writing keeping the branch manager in CC. Do let me know if you guys think there's something else I should do to ensure Axis delivers this promise even if the RM or BM changes after a year.


P.S.: I end up spending >15 L on Magnus so I do get the fee reversed anyway, so tomorrow I'm planning to push him to include my Vistara Infinite in this. So basically my ask is going to be for them to pay for either of the card's fees because for the branch it's the same amount 10K.

Good to see the efforts and energy you have put in for the conversion.

However in my opinion, don't get your hopes too high with RM or BM if you don't have any family relations. Saying this from experience.

If they give it in writing, well and good, if they don't, leave it and continue with your cards.

In my opinion, even if you pay the annual fees for Magnus as 1800, it's not a big hit.
Stay connected, you'll be able to grab much more than this.

 

[hireng]

That's absolutely not true. A Burgundy account can be opened by anyone, you just need to give them a cheque of 5 Lakhs.

yes I already hold a burgundy savings account, but I've been asked to maintain 5L, can that be converted to salaried, so I don't need to maintain the balance anymore

 

[4uziaul]

yes I already hold a burgundy savings account, but I've been asked to maintain 5L, can that be converted to salaried, so I don't need to maintain the balance anymore

Yes, it can be converted.

 

[Dragon_slayer]

Good luck, I am planning to do the same. I will talk to my RM at the branch soon and try to get it done.

 

[loveshah]

Hey Guys,

Although I'm yet to get this in writing, there's an interesting way of getting your card converted to LTF which I wanted to share with this group.

When I heard about the current offer of getting Axis Magnus LTF with Burgundy Salary accounts I got super pissed and got in touch with my RM. He wasn't aware of it and said he'll get back to me in some time. He acknowledged the offer but said that it was only for the new customers. After some back and forth and negotiations, he said he'll figure out a way.

He called me the next day stating that he'll be able to get my Axis Magnus fee waived every year because of my good relations with the branch. He explained that the card would actually still remain a paid variant but the annual fee each year would be paid by the branch and not me. Interestingly, each branch has some budget at its disposal which it can use to grant services to its clients.

Initially, he asked to get an Axis Reserve card to get this offer because I had shown him an interest in Reserve. But pushed him further because I have a salary account with them and he agreed to give the offer even without signing up for Axis Reserve.

I met him in person today and he confirmed this proposal but I have asked him to give this to me in writing keeping the branch manager in CC. Do let me know if you guys think there's something else I should do to ensure Axis delivers this promise even if the RM or BM changes after a year.


P.S.: I end up spending >15 L on Magnus so I do get the fee reversed anyway, so tomorrow I'm planning to push him to include my Vistara Infinite in this. So basically my ask is going to be for them to pay for either of the card's fees because for the branch it's the same amount 10K.

Glad that your RM is at least making an effort for you. My RM is always selling me mutual funds and PMS. And whenever I ask him about any credit card offers, he simply says that it is not applicable on my account.