Has anyone tried - AU Swipe Up Program ?

[StanRoute66]

https://www.aubank.in/personal-banking/credit-cards/swipe-up-credit-card-upgrade-program
Basically it is a C2C AU Card Application process + you get the card LTF .

 

[Harry1]

Zenith is Visa Infinite and you will get access to Visa Infinite benefits. All Xcite cards seems to be Platinum. Does that tilt anything in favour of Zenith?

What is visa infinite benefits? Didn't get anything apart from those one time Amazon prime and bb voucher from thriwe.

BMS BOGO is useless with limited quota and so many other options. Zenith's own 50% discount is more beneficial though for odd number of tickets.

 

[sivarock]

My experience:

Today applied through SWIPEUP assured upgrade program

I have applied with ICICI amazon pay credit card limit of 2.3L.

After entering my phone no, Pan, Aadhar details, and first 6 digits of apay card details, the program showed I am eligible for Xcite ace credit and asked me to enter my current address. After entering my current address, the program shows that my application is not eligible and try after 6 months.

The bank made an instant application cibil enquiry as well.

Then closed my browser, after 10mis I got SMS like Dear Customer, you're halfway through. Complete your AU Bank SwipeUp Credit Card application NOW using a [link] One of our team members will call you within 24 hours to assist you in completing your application. -AU Bank

So, logged in and entered basic details, and got this


After that only I got to know Coimbatore (It's urban) is not in the serviceable area

I have mailed them about my concern and want to remove the cibil enquiry (Mail bit aggressive due to angry level )




Then got bot reply

 

[PANK]

My experience:

Today applied through SWIPEUP assured upgrade program

I have applied with ICICI amazon pay credit card limit of 2.3L.

After entering my phone no, Pan, Aadhar details, and first 6 digits of apay card details, the program showed I am eligible for Xcite ace credit and asked me to enter my current address. After entering my current address, the program shows that my application is not eligible and try after 6 months.

The bank made an instant application cibil enquiry as well.

Then closed my browser, after 10mis I got SMS like Dear Customer, you're halfway through. Complete your AU Bank SwipeUp Credit Card application NOW using a [link] One of our team members will call you within 24 hours to assist you in completing your application. -AU Bank

So, logged in and entered basic details, and got this
View attachment 9610

After that only I got to know Coimbatore (It's urban) is not in the serviceable area

I have mailed them about my concern and want to remove the cibil enquiry (Mail bit aggressive due to angry level )


View attachment 9611

Then got bot reply

View attachment 9612

Please share your city name

 

[sivarock]

Please share your city name

Coimbatore

 

[iamvk]

Tried with Regalia and offered Zenith LTF. I went ahead done kyc. Let me see what they send. If it's not LTF, I won't activate at all

 

[StanRoute66]

Tried with Regalia and offered Zenith LTF. I went ahead done kyc. Let me see what they send. If it's not LTF, I won't activate at all

Yes, do keep us updated on delivery date .

 

[nitrogenSinghnitrogenSingh is verified member.]

Tried with Regalia and offered Zenith LTF. I went ahead done kyc. Let me see what they send. If it's not LTF, I won't activate at all

regalia limit?

 

[iamvk]

regalia limit?

5.83 lacs

 

[iamvk]

Yes, do keep us updated on delivery date .

Sure.

 

[sleepysurya]

I also tried with Regalia (5L+ limit) and in the initial page was offered Zenith LTF. But at the last page it showed fees. Agent called and said that since it's via SwipeUp, it would be LTF. I thought of taking the plunge.
Now, the issue is after completing the VKYC, it shows successful, but later it shows VKYC pending. I have done VKYC twice now. Not sure what to do next.
Also, if it gets approved and let's say the paid version comes - cmiw, I will be charged the joining feed irrespective of whether i activated the card or not, right?

 

[iamvk]

I also tried with Regalia (5L+ limit) and in the initial page was offered Zenith LTF. But at the last page it showed fees. Agent called and said that since it's via SwipeUp, it would be LTF. I thought of taking the plunge.
Now, the issue is after completing the VKYC, it shows successful, but later it shows VKYC pending. I have done VKYC twice now. Not sure what to do next.
Also, if it gets approved and let's say the paid version comes - cmiw, I will be charged the joining feed irrespective of whether i activated the card or not, right?

Not sure about the charge. But if you don't activate the card within one month after receiving you don't have to pay anything. And the card will get cancelled

 

[RajAG]

Zenith is Visa Infinite and you will get access to Visa Infinite benefits. All Xcite cards seems to be Platinum. Does that tilt anything in favour of Zenith?

AU zenith card give unlimited 2.5% cashback only on grocery catagory swipe machine......
I have 8L limit and I was swipe my card twice and get 2.5% rewards...

 

[Momo_Scooby]

Tried with Regalia and offered Zenith LTF. I went ahead done kyc. Let me see what they send. If it's not LTF, I won't activate at all

awesome

 

[Jatin1987]

Tried with Regalia and offered Zenith LTF. I went ahead done kyc. Let me see what they send. If it's not LTF, I won't activate at all

have u talked with cust care as whatever the card is they r offering, it should be LTF as per t n c.

i applied yesterday for zenith from this swipe up and i found the fees at the last page. i called cust care n that person told me that it will be LTF completely even the zenith is offered.

 

[Jatin1987]

I also tried with Regalia (5L+ limit) and in the initial page was offered Zenith LTF. But at the last page it showed fees. Agent called and said that since it's via SwipeUp, it would be LTF. I thought of taking the plunge.
Now, the issue is after completing the VKYC, it shows successful, but later it shows VKYC pending. I have done VKYC twice now. Not sure what to do next.
Also, if it gets approved and let's say the paid version comes - cmiw, I will be charged the joining feed irrespective of whether i activated the card or not, right?

have u talked with cust care as whatever the card is they r offering, it should be LTF as per t n c.

i applied yesterday for zenith from this swipe up and i found the fees at the last page. i called cust care n that person told me that it will be LTF completely even the zenith is offered.

 

[Momo_Scooby]

have u talked with cust care as whatever the card is they r offering, it should be LTF as per t n c.

i applied yesterday for zenith from this swipe up and i found the fees at the last page. i called cust care n that person told me that it will be LTF completely even the zenith is offered.

using which card did you applied ?

 

[Jatin1987]

using which card did you applied ?

regalia

 

[iamvk]

have u talked with cust care as whatever the card is they r offering, it should be LTF as per t n c.

i applied yesterday for zenith from this swipe up and i found the fees at the last page. i called cust care n that person told me that it will be LTF completely even the zenith is offered.

No need, i think. Because we now have an option to choose whether to activate or not. Yes, i also applied via swipe up. If it is shown, it should be

 

[Jatin1987]

No need, i think. Because we now have an option to choose whether to activate or not. Yes, i also applied via swipe up. If it is shown, it should be

u applied for zenith? and chargs were also showing to you also at last page?

 

[iamvk]

u applied for zenith? and chargs were also showing to you also at last page?

Yes. Kyc done. Waiting for update. Since my correspondence address was different than adhaar address they also did physical verification at my address